What Makes Your Sangamon County, IL Home Insurance Cheap or Expensive

Sangamon County, IL homeowners insurance rate is about $732 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Sangamon County, IL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Co Rd 5 3/4 N, Hawthorne Ln, Ronanderson, Kinsinger Rd, Vinegar Hill Ln, Huff Rd, State Rte 104, S Oak St, Britz Rd, Old Homestead Rd $859
Mashie Ct, Bell Farm Rd, Crossing Dr, Windamere Dr, Jefferies Rd, Flaggland Dr, Co Rd 7 1/4 N, N Walnut Street Rd, Charter Oak Dr, Co Rd 2 1/4 E $899
5th St, Co Hwy 48, W South St, Roby Loop, West St, Dale Davis Dr, Cope St, Mechanicsburg Illiopolis Rd, Lanesville Rd, E Railroad St $585
Chesapeake Lndg, Forest Ridge, Sycamore Ln, Bowwood Dr, Caravan Ln, Teakwood Dr, Wind Tree Rd, E Shore Ln, Green Meadow Ln, Crows Mill Ln $913
Rhodes Ave, W Springer St, W Brown St, Co Rd 00 E, E Glenarm Rd, E Hogan Rd, Kenney St, Greenberry Rd, San Terra Rd, Co Hwy 37 $904

Cost of Sangamon County, IL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Springfield, IL $125600 New Home $550
Waverly, IL $76500 30 year old $571
Petersburg No. 16, IL $91500 40 year old $636
Jacksonville No. 4, IL $60600 30 year old $503
New Holland, IL $68500 Above 50 year old $555
Bird, IL $124400 50 year old $752
Roodhouse, IL $64100 New Home $388
Litchfield, IL $70200 40 year old $552
White Hall, IL $55800 Above 50 year old $497

Sangamon County, IL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$100,000 to $124,999 $518 $549
$175,000 to $199,999 $932 $988
$200,000 to $249,999 $1,028 $1,089
$750,000 to $999,999 $3,838 $4,068
$500,000 to $749,999 $3,319 $3,519

Cost of Home insurance with Deductible Scenarios in Sangamon County, IL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Springfield, IL $697 $506
Waverly, IL $556 $404
Petersburg No. 16, IL $613 $445
Jacksonville No. 4, IL $490 $356
New Holland, IL $524 $381
Bird, IL $715 $520
Roodhouse, IL $505 $367
Litchfield, IL $532 $386
White Hall, IL $468 $340

Sangamon County, IL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Sangamon County, IL Homeowners Insurance ($)
$750,000 to $999,999 $3,838
$1500,000 to $2000,000 $4,538
$250,000 to $299,999 $1,616
$300,000 to $399,999 $2,065
$1000,000 to $1499,999 $4,227

How can I Make My Sangamon County, IL Home Insurance Cheaper

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