Santa Barbara County, CA homeowners insurance rate is about $1374 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| N White Dove Dr, Joanne Dr, E Betteravia Rd, Playa Blanca St, Calderon Dr, Calle Grande Cir, Hillview Rd, Brunswick Dr, E Stacy Ann Ter, Rainbow Dr | $634 |
| S Ridge View Dr, Hillview Rd, Dauphin St, Annie Way, Twilight Ct, Linwood Dr, S Bent Tree Dr, Tulip Ln, Savoy Dr, S Logan Dr | $787 |
| Centennial St, E State Rte 246, Alisos Canyon, Fairchild Ln, Waite St, Saint Joseph St, Kendale Rd, 1st St, Second St, Croft Ln | $1,398 |
| Eliza Dr, Victoria Pl, Biscayne St, S Smith St, Humbolt Dr, Le Rida Ave, W Enos Dr, Sheila Ln, Noroeste Ave, Bethel Ln | $761 |
| Ivy Ln, Adelgade Dr, Molle Way, Pso del Rio, Myrtle Ct, Kolding Ave, Aqueduct Way, Ringsted Pl, Augustenburg Pl, College Canyon Rd | $1,911 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Santa Ynez, CA | $680700 | Above 50 year old | $1,611 |
| Goleta, CA | $718300 | 50 year old | $1,133 |
| Los Alamos, CA | $451900 | 30 year old | $1,357 |
| Mission Hills, CA | $371500 | Above 50 year old | $1,036 |
| Summerland, CA | $1183800 | 40 year old | $2,910 |
| Carpinteria, CA | $723800 | 30 year old | $1,115 |
| New Cuyama, CA | $85900 | 30 year old | $483 |
| Callender, CA | $658500 | 40 year old | $1,922 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1500,000 to $2000,000 | $2,386 | $2,529 |
| $400,000 to $499,999 | $1,363 | $1,445 |
| $500,000 to $749,999 | $1,745 | $1,850 |
| $1000,000 to $1499,999 | $2,222 | $2,356 |
| $250,000 to $299,999 | $830 | $880 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Santa Ynez, CA | $1,519 | $1,104 |
| Goleta, CA | $1,078 | $784 |
| Los Alamos, CA | $1,321 | $960 |
| Mission Hills, CA | $977 | $710 |
| Summerland, CA | $2,802 | $2,036 |
| Carpinteria, CA | $1,085 | $788 |
| New Cuyama, CA | $470 | $342 |
| Callender, CA | $1,851 | $1,345 |
| Coverage Value | Average Santa Barbara County, CA Homeowners Insurance ($) |
|---|---|
| $200,000 to $249,999 | $513 |
| $150,000 to $174,999 | $354 |
| $100,000 to $124,999 | $286 |
| $1000,000 to $1499,999 | $2,222 |
| $175,000 to $199,999 | $482 |