What Makes Your Springfield, MO Home Insurance Cheap or Expensive

Springfield, MO homeowners insurance rate is about $946 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Springfield, MO Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Kensington Way, S Farm Rd 189, S Hickory Ter, N Eastgate Ave, E Sherwood St, Cedar Ridge, E Country Pl, N Gibson Rd, N Marlowe Ave, S Summer Pl $1,112
S Lookout Ridge Dr, E Farm Rd 174, S Callie Rd, Co Rd 181, S Valley View Ln, E Farm Rd 166, E White Oak Dr, E Chattanooga St, E Pontiac Ln, E Mary Rd $1,422
Woodlawn St, N Farm Rd 103, S State Hwy F, W Elwood Ln, N Farm Rd 55, Farm Rd 67, W Serenity Ln, W Chumny Ln, N Farm Rd 75, W Farm Rd 132 $1,146
W Summit St, W Josh St, S Assisi Way, W Wade St, W Robin Ln, N Chandler Ave, E Chickamauga Dr, S Brecklyn Ct, S Pond Willow Ln, N Kentwood Ct $1,195
W State Hwy M(Republic Rd), Farm Rd 131, Ranchview Dr, Leawood, Curtice Dr, Hutchinson Ct, W Karen Dr, Haseltine Rd, W Meadowlark St, W Carson Ave $1,040

Cost of Springfield, MO Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Republic, MO $125600 30 year old $1,043
Finley, MO $126500 30 year old $1,046
North Galloway, MO $155500 50 year old $1,152
Hurley, MO $122100 40 year old $1,044
Hoberg, MO $150000 Above 50 year old $1,149
Kimberling City, MO $150200 Above 50 year old $1,150
Pierce, MO $102800 40 year old $824
Pine B, MO $145800 Above 50 year old $1,137

Springfield, MO Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$300,000 to $399,999 $3,354 $3,555
$1000,000 to $1499,999 $6,772 $7,178
$400,000 to $499,999 $4,154 $4,404
$250,000 to $299,999 $2,699 $2,861
$200,000 to $249,999 $1,589 $1,684

Cost of Home insurance with Deductible Scenarios in Springfield, MO | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Republic, MO $1,016 $738
Finley, MO $1,019 $740
North Galloway, MO $1,097 $797
Hurley, MO $1,006 $731
Hoberg, MO $1,083 $787
Kimberling City, MO $1,084 $788
Pierce, MO $793 $577
Pine B, MO $1,072 $779

Springfield, MO Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Springfield, MO Homeowners Insurance ($)
$300,000 to $399,999 $3,354
$175,000 to $199,999 $1,411
$400,000 to $499,999 $4,154
$1000,000 to $1499,999 $6,772
$250,000 to $299,999 $2,699

How can I Make My Springfield, MO Home Insurance Cheaper

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