St. Louis County, MO homeowners insurance rate is about $1090 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Epphingham Ln, Landau Dr, Candlewick Way, Sunrise East Ct, Fox Hollow Ct, Needle Point Ct, Quatre Dr, Verwood Dr, Delcastle Dr, Persimmon Bend Ln | $1,079 |
| Clayton Forest Ct, Outer Ladue Dr, Wiltshire Pl Ct, Andre Dr, Jerrilen Ct, Hermitage Hill Pl, Berkley Manor Dr, Spring Dr, Clayton Estates Dr, Brookbend Dr | $1,295 |
| Sierra Ter, W 5th St, Hidden Valley Forest Dr, W 6th St, Wild Hollow Ct, Radcliffe Place Ct, Brewster Rd, Allenton Rd, Thunder Ridge Dr, 6th St | $1,344 |
| Clearlake Cir, Masonridge Rd, Polo Downs Dr, du Motier Dr, Madeline Ct, Glaizeview Rd, Savvis Pkwy, Williamsburg Estates Dr, Wrought Iron Ln, Villette Ct | $1,412 |
| Carberry Pl, Brookwood Rd, Laurel Lake Ct, Roclare Ln, Huntbridge Ln, Kent Manor Dr, Park Place Ct, Prin Meadow Ln, Foxleigh Ct, Kings Glen Dr | $1,557 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Oakland, MO | $312000 | Above 50 year old | $1,553 |
| Concord, MO | $155100 | 30 year old | $800 |
| Calverton Park, MO | $74400 | Above 50 year old | $890 |
| Carondelet, IL | $46700 | Above 50 year old | $451 |
| Castle Point, MO | $64800 | 40 year old | $829 |
| High Ridge, MO | $145600 | Above 50 year old | $955 |
| Belleville, IL | $96000 | 30 year old | $626 |
| Hecker, IL | $124400 | Above 50 year old | $759 |
| Freeburg, IL | $165800 | 40 year old | $709 |
| North Elkhorn, MO | $142200 | 50 year old | $938 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1000,000 to $1499,999 | $4,913 | $5,208 |
| $150,000 to $174,999 | $963 | $1,021 |
| $200,000 to $249,999 | $1,219 | $1,292 |
| $100,000 to $124,999 | $618 | $655 |
| $1500,000 to $2000,000 | $5,275 | $5,591 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Oakland, MO | $1,464 | $1,064 |
| Concord, MO | $779 | $566 |
| Calverton Park, MO | $839 | $610 |
| Carondelet, IL | $425 | $309 |
| Castle Point, MO | $798 | $580 |
| High Ridge, MO | $900 | $654 |
| Belleville, IL | $610 | $443 |
| Hecker, IL | $715 | $520 |
| Freeburg, IL | $683 | $496 |
| North Elkhorn, MO | $893 | $649 |
| Coverage Value | Average St. Louis County, MO Homeowners Insurance ($) |
|---|---|
| $150,000 to $174,999 | $963 |
| $100,000 to $124,999 | $618 |
| $1500,000 to $2000,000 | $5,275 |
| $300,000 to $399,999 | $2,415 |
| $175,000 to $199,999 | $1,063 |