Check for homeowners insurance discounts in St. Louis County, MO and compare various quotes to get the best deals
| Construction Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Frame | No Discount | 1,090 |
| Brick Veneer | -55 | 1,035 |
| Masonry | -55 | 1,035 |
| Superior | -109 | 981 |
| Type | Discount/Extra Cost in ($) | Premium After Claim Payout ($) |
|---|---|---|
| Claims Free | -153 | 937 |
| One Claim | +98 | 1,188 |
| Two Claims | +142 | 1,232 |
| Average Insurance Premium ($) | Senior Discount ($) | Premiums After Discount ($) |
|---|---|---|
| 1,090 | -142 | 948 |
| Discount Element | Discount($) | Premiums After Discount ($) |
|---|---|---|
| New Home | -229 | 861 |
| Home nearby Fire Station | -33 | 1,057 |
| Home nearby Police Station | -11 | 1,079 |
| Type of Roof | Discounts in % | Premiums After Discount ($) |
|---|---|---|
| Stone Coated Steel | -327 | 763 |
| Metal | -218 | 872 |
| Slate or Tile | -164 | 927 |
| Asphalt shingles | -109 | 981 |
| Wood | No Discounts | 1,090 |
| Home Security Systems | Example of Security Systems | Home Security Systems Discounts ($) | Premium After Discount ($) |
|---|---|---|---|
| Deadbolts | Digital Deadbolt Rim Deadbolt Vertical Deadbolt Mortise Deadbolt Keyless Deadbolt |
-142 | 948 |
| Fire extinguishers | Carbon Dioxide Fire Extinguishers Water Mist Fire Extinguishers Abc Powder Fire Extinguishers Wet Chemical Fire Extinguishers Water Fire Extinguishers |
-87 | 1,003 |
| Smoke detectors | Smoke Alarm Carbon Monoxide And Gas Alarm Carbon Monoxide And Smoke Alarm Carbon Monoxide Alarm |
-98 | 992 |
| Sprinkler system | Deluge Fire Sprinkler Systems Pre-Action Fire Sprinkler Systems Foam Fire Sprinkler Systems Dry Pipe Fire Sprinkler Systems Wet Pipe Fire Sprinkler Systems |
-65 | 1,025 |
| Fire alarm | Conventional, Or Four-Wire, Fire Alarm Two-Wire Fire Alarm Systems Analogue-Addressable Fire Alarm Systems Wireless Fire Alarm Systems |
-54 | 1,035 |
| Burglar alarm system | Smart Alarm Sensors Indoor Camera Outdoor Camera Smart Locks Skycontrol Panel |
-98 | 992 |
| Lightning protection system | Meshed Conductors Lightning Protection System Catenary Wire Lightning Conductor Early Streamer Emission Lightning Conductor Protection Using Natural Components Air-Termination Lightning Protection System |
-44 | 1,046 |
| Average Insurance Premium ($) | Hip Roof Shape Discount (%) | Premium After Discount ($) |
|---|---|---|
| 1,090 | 16 | 883 |
| Average Insurance Premium ($) | Hail Resistant Roof Discounts ($) | Premium After Discount ($) |
|---|---|---|
| 1,090 | -33 | 1,057 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home + One Car | -98 | 992 |
| Home + Two Car | -185 | 905 |
| Home + Three Car | -272 | 817 |