What Makes Your Story County, IA Home Insurance Cheap or Expensive

Story County, IA homeowners insurance rate is about $886 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Story County, IA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Greenwood Rd, E Riverside Rd, Jensen St, Onion Creek Ln, Gretten, Cypress Cir, Alderwood Cir, E 190th St, Mathews Rd, Woodhaven Cir $1,264
Locust Dr, Parkridge Ave, Benton Cir, E 5th St, Grace St, Meadow Ln, Trail Dr, N W 30th St, 2nd Ave, N Story St $889
S Main St, E Locust St, S Cottonwood St, Cedar St, Pennsylvania Ave, Jacobson Dr, N Main St, Elm Ave, E Heise St, 590th Ave $738
657th Ave, Bailey St, 312th St, Maxwell St, 340th St, 325th St, US Hwy 65, Clayton Rd, White Rock Dr, Ashford St $772
E Lincoln Way, S Hazel Ave, Strawberry Ct, N Oak Ave, Fountain View Dr, N Russell Ave, Market St, S Maple Ave, Date Ct, S Walnut Ave $585

Cost of Story County, IA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Slater, IA $160900 40 year old $917
Polk City, IA $226700 30 year old $1,044
Four Mile, IA $188900 50 year old $835
Walnut, IA $202700 New Home $719
Harcourt, IA $68300 New Home $429

Story County, IA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$300,000 to $399,999 $2,101 $2,227
$200,000 to $249,999 $1,034 $1,096
$500,000 to $749,999 $3,164 $3,354
$150,000 to $174,999 $732 $776
$175,000 to $199,999 $860 $912

Cost of Home insurance with Deductible Scenarios in Story County, IA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Slater, IA $883 $642
Polk City, IA $1,017 $739
Four Mile, IA $795 $578
Walnut, IA $935 $680
Harcourt, IA $550 $400

Story County, IA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Story County, IA Homeowners Insurance ($)
$500,000 to $749,999 $3,164
$750,000 to $999,999 $3,658
$175,000 to $199,999 $860
$300,000 to $399,999 $2,101
$250,000 to $299,999 $1,623

How can I Make My Story County, IA Home Insurance Cheaper

9 Ways to Get Discounts on Homeowners Insurance in Story County, IA