What Makes Your Suffolk County, NY Home Insurance Cheap or Expensive

Suffolk County, NY homeowners insurance rate is about $1509 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Suffolk County, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Jermain Ave, Coronet Ln, Bob White Ct, Blue Jay Way, Treescape Dr, Miller Ter, Georgica Woods Ln, Lyme Ln, Shetland Ct, Soak Hides Rd $2,270
Fairview Rd, S Devon Pl, Sherman Rd, Hamilton Dr, Gloucester Ave, Furness Rd, Blackberry Rd, S Greenfield Dr, Homeward Ln, Flagg Ave $2,835
Barley Ln, Sterling Forest Rd, Ships Dr, Opechee Ave, Midway, Sunset Way, Carole Rd, Co Rd 27, Korn Rd, Dayton Rd $2,357
Tansey Rd, Rosemary Ln, Meadowlark Rd, Stephen Halsey Path, Hildreth Ln, Lawrence Ct, Sagg Lake Rd, Highland Ter, Rose Way, Crestview Ln $2,917
Hillover Ln, Fairway Ct, McGrath Stand Ln, Williz Valley Rd, Rogers Ct, Pinecrest Ln, Noyac Rd, Co Rd 79, Anchor Rd, Pine Tree Rd $2,535

Cost of Suffolk County, NY Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Medford, NY $298900 Above 50 year old $890
Port Jefferson Station, NY $355800 30 year old $1,077
Holbrook, NY $359100 30 year old $983
Hauppauge, NY $459500 50 year old $1,192
Great River, NY $614900 50 year old $2,856
Shelton, CT $341500 40 year old $1,336
Lake Pocotopaug, CT $254000 New Home $919
Kensington, CT $259000 40 year old $892
Oakville, CT $194000 50 year old $900

Suffolk County, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$100,000 to $124,999 $399 $423
$200,000 to $249,999 $780 $827
$1000,000 to $1499,999 $3,165 $3,355
$250,000 to $299,999 $1,211 $1,283
$1500,000 to $2000,000 $3,398 $3,602

Cost of Home insurance with Deductible Scenarios in Suffolk County, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Medford, NY $839 $610
Port Jefferson Station, NY $1,049 $762
Holbrook, NY $957 $695
Hauppauge, NY $1,135 $825
Great River, NY $2,718 $1,975
Shelton, CT $1,287 $935
Lake Pocotopaug, CT $1,194 $868
Kensington, CT $859 $624
Oakville, CT $856 $622

Suffolk County, NY Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Suffolk County, NY Homeowners Insurance ($)
$200,000 to $249,999 $780
$100,000 to $124,999 $399
$250,000 to $299,999 $1,211
$1000,000 to $1499,999 $3,165
$500,000 to $749,999 $2,485

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