What Makes Your Suffolk County, NY Home Insurance Cheap or Expensive

Suffolk County, NY homeowners insurance rate is about $38-$43,440 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Suffolk County, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Jermain Ave, Coronet Ln, Bob White Ct, Blue Jay Way, Treescape Dr, Miller Ter, Georgica Woods Ln, Lyme Ln, Shetland Ct, Soak Hides Rd 37,320
Fairview Rd, S Devon Pl, Sherman Rd, Hamilton Dr, Gloucester Ave, Furness Rd, Blackberry Rd, S Greenfield Dr, Homeward Ln, Flagg Ave 3,960
Barley Ln, Sterling Forest Rd, Ships Dr, Opechee Ave, Midway, Sunset Way, Carole Rd, Co Rd 27, Korn Rd, Dayton Rd 43,440
Tansey Rd, Rosemary Ln, Meadowlark Rd, Stephen Halsey Path, Hildreth Ln, Lawrence Ct, Sagg Lake Rd, Highland Ter, Rose Way, Crestview Ln 42,480
Hillover Ln, Fairway Ct, McGrath Stand Ln, Williz Valley Rd, Rogers Ct, Pinecrest Ln, Noyac Rd, Co Rd 79, Anchor Rd, Pine Tree Rd 37,080

Cost of Suffolk County, NY Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Medford, NY 1995 313,900 913
Port Jefferson Station, NY 2007 356,500 777
Holbrook, NY 1996 375,200 927
Hauppauge, NY 2005 481,900 801
Great River, NY 1999 671,100 1,015

Cost of Home insurance with Deductible Scenarios in Suffolk County, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
434,800 1,960 1,660

Suffolk County, NY Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Suffolk County, NY Homeowners Insurance ($)
Less than $50,000 5,888 2.0 38
Less than $200,000 2,967 1.0 219
Less than $300,000 22,016 10.0 367
More than $300,000 117,964 57.0 567

Suffolk County, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$500000-$600000 3,557 3,637

Suffolk County, NY Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
344,000 280,000 3,454 1,898 1,556

How can I Make My Suffolk County, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Suffolk County, NY