Union City, NJ homeowners insurance rate is about $990 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| 33rd St, Co Rd 674, 39th St, 38th St, 36th St, 34th St, Bergen Tpke, 35th St | $844 |
| 25th St, Union Ter, 22nd St, 23rd St, Adam Pl, Co Rd 672, Kerrigan Ave, 24th St | $696 |
| Co Rd 672, 31st St, 28th St, Jeannette St, Sip St, 30th St, 29th St, Henry St | $801 |
| Pleasant Ave, 33rd St, 34th St, Cantello St, 35th St, Peters St, 36th St | $924 |
| Harrison Pl, Co Rd 680, Golden Ln, 42nd St, Cottage Pl, Co Rd 684 | $1,067 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Palisades Park, NJ | $521400 | 30 year old | $970 |
| Wayne, NJ | $454500 | 50 year old | $1,413 |
| Midland Park, NJ | $488500 | 50 year old | $1,004 |
| Colonia, NJ | $351200 | 40 year old | $839 |
| Butler, NJ | $344700 | 30 year old | $818 |
| Jericho, NY | $732100 | New Home | $638 |
| Mine Hill, NJ | $284400 | Above 50 year old | $1,057 |
| Freehold, NJ | $373000 | New Home | $906 |
| Brightwaters, NY | $503400 | 40 year old | $2,382 |
| Hamptonburgh, NY | $349800 | 40 year old | $1,086 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $175,000 to $199,999 | $594 | $629 |
| $300,000 to $399,999 | $1,327 | $1,406 |
| $400,000 to $499,999 | $1,631 | $1,729 |
| $750,000 to $999,999 | $2,414 | $2,559 |
| $500,000 to $749,999 | $2,088 | $2,213 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Palisades Park, NJ | $944 | $686 |
| Wayne, NJ | $1,345 | $978 |
| Midland Park, NJ | $956 | $695 |
| Colonia, NJ | $808 | $587 |
| Butler, NJ | $797 | $579 |
| Jericho, NY | $852 | $619 |
| Mine Hill, NJ | $997 | $724 |
| Freehold, NJ | $1,194 | $867 |
| Brightwaters, NY | $2,294 | $1,667 |
| Hamptonburgh, NY | $1,046 | $760 |
| Coverage Value | Average Union City, NJ Homeowners Insurance ($) |
|---|---|
| $400,000 to $499,999 | $1,631 |
| $150,000 to $174,999 | $449 |
| $500,000 to $749,999 | $2,088 |
| $250,000 to $299,999 | $1,050 |
| $200,000 to $249,999 | $693 |