How Can I Make My Union City, NJ Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Union City, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Estimate Appropriate Union City, NJ Home Insurance Coverage Levels | Back to Top
| Union City, NJ - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cantello St, 28th St, 29th St, 22nd St, Monastery Pl, 35th St, Adam Pl, 13th Ave, Jeannette St, 22nd St | $335,500 | $310,000 | $300,000-$350,000 | $236,000 | $190,000 | $250,000-$300,000 |
| Co Rd 687, 33rd St, Cliff St, Sip St, Kerrigan Ave, 29th St, Co Rd 674, 25th St, Brown St, Co Rd 672 | $209,500 | $170,000 | $150,000-$175,000 | $341,500 | $290,000 | $300,000-$350,000 |
| Harrison Pl, 23rd St, 13th Ave, Mountain Rd, Union Ter, Saint Michaels Walk, Roosevelt St, Tournade Pl, Co Rd 683, 42nd St | $175,000 | $140,000 | $150,000-$175,000 | $179,000 | $140,000 | $200,000-$250,000 |
| 24th St, 38th St, Golden Ln, Co Rd 680, Peters St, Co Rd 683, 30th St, Henry St, 39th St, Co Rd 680 | $292,500 | $260,000 | $300,000-$350,000 | $381,000 | $320,000 | $400,000-$500,000 |
| 23rd St, 28th St, 34th St, 31st St, Bergen Tpke, Montgomery Ln, Co Rd 672, Cottage Pl, 34th St, Kerrigan Ave | $143,000 | $120,000 | $125,000-$150,000 | $256,000 | $210,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Union City, NJ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$168 | $822 |
| Superior Protection Discount | -$89 | $901 |
| Fire & Security Discount | -$99 | $891 |
| Hail Resistant Roof Discount | -$30 | $960 |
| Newly Constructed Home Discount | -$198 | $792 |
Choose the Right Deductible for your Union City, NJ Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hudson County | $1,500 | $1,052 | $2,552 | $765 | $2,265 | $288 |
| Union City, NJ | $700 | $978 | $1,678 | $711 | $1,411 | $267 |
| Kings County, NY | $500 | $1,112 | $1,612 | $808 | $1,308 | $304 |
| Westfield, NJ | $2,500 | $1,480 | $3,980 | $1,075 | $3,575 | $404 |
| Bay Park, NY | $100 | $1,329 | $1,429 | $966 | $1,066 | $363 |
| Mahwah, NJ | $700 | $961 | $1,661 | $698 | $1,398 | $263 |
| Hawthorne, NY | $100 | $2,298 | $2,398 | $1,670 | $1,770 | $628 |
| Dover, NJ | $2,000 | $805 | $2,805 | $585 | $2,585 | $220 |
| Kenvil, NJ | $400 | $1,029 | $1,429 | $747 | $1,147 | $281 |
| West Islip, NY | $1,500 | $1,474 | $2,974 | $1,071 | $2,571 | $403 |
| Woodbury, NY | $100 | $865 | $965 | $628 | $728 | $236 |
| Twin Rivers, NJ | $2,500 | $866 | $3,366 | $630 | $3,130 | $237 |
Identify Top Home Insurance Agents near Union City, NJ | Back to Top
| Home Insurance Company Union City, NJ | Homeowners Insurance Agency Union City, NJ | Address | Popularity Score | Distance from Union City (miles) |
|---|---|---|---|---|
| Travelers | Birtwhistle & Livingston Inc | 71 East Palisade Ave, Englewood, NJ, 7631 | 9.2 | |
| Travelers | Mosco Insurance Agency Llc | 83 Park St, Ridgefield Park, NJ, 7660 | 6.3 | |
| Allstate | Rosemary Kellner | 315 Broadway, Bayonne, NJ, 7002 | 9.0 | |
| State Farm | Hemant Jiwnani | 2770 Kennedy Blvd Fl 1, Jersey City, NJ, 07306-5529 | 3.2 | |
| Travelers | Durkin Agency Inc | 106 Grand Ave Ste 360, Englewood, NJ, 7631 | 8.9 | |
| Farmers | Omaida Acevedo | 90 Passaic St, Garfield, NJ, 7026 | 7.8 | |
| Liberty Mutual Independent | Hekemian & Co. Inc. | 505 Main St, Hackensack, NJ, 7601 | 8.8 | |
| Allstate | Sameh Wahba | 203a Main St, Hackensack, NJ, 7601 | 8.1 | |
| Allstate | C. Tony Cigna | 170 Main St Ste 104, Lodi, NJ, 7644 | 8.2 | |
| State Farm | Ty Agosta | 270 Hackensack St, Wood Ridge, NJ, 07075-1238 | 6.2 |
Compare Rates for Union City, NJ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,550 | $770 |
| Hudson County, NJ | $349,500 | $1,065 | $720 | $1,520 | $800 |
| Union City, NJ | $296,200 | $990 | $670 | $1,410 | $740 |
| Kings County, NY | $623,900 | $1,126 | $750 | $1,590 | $840 |
| Westfield, NJ | $725,100 | $1,498 | $1,030 | $2,050 | $1,020 |
| Bay Park, NY | $325,900 | $1,345 | $950 | $1,900 | $950 |
| Mahwah, NJ | $489,900 | $972 | $650 | $1,370 | $720 |
| Hawthorne, NY | $504,400 | $2,326 | $1,700 | $3,210 | $1,510 |
| Dover, NJ | $262,800 | $815 | $590 | $1,150 | $560 |
| Kenvil, NJ | $301,100 | $1,041 | $720 | $1,430 | $710 |
| West Islip, NY | $407,300 | $1,492 | $1,060 | $2,060 | $1,000 |
| Woodbury, NY | $305,500 | $875 | $620 | $1,200 | $580 |
| Twin Rivers, NJ | $210,900 | $877 | $630 | $1,210 | $580 |
Research Home Insurance Companies Reviews in Union City, NJ Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: August 14, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
Its a great company , excellent customer service and great prices . I have my auto and house bundled. They are always there to answer any Qustions i have .I rate them a 10 star company.
Date: July 24, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
They offer the important property and liability insurance I need to protect the significant investment i’ve made in my home
Liberty Mutual Home Insurance Reviews
Date: September 15, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
My price just went up so I might shop around. However, they have all the same features as most other major carries. The set of features is easy to change on the fly and they are very agreeable to adjusting withdraw dates if needed
Safeco Insurance Home Insurance Reviews
Date: October 06, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I have a simple 500 deductible. The premium for the house insurance is the same as other companies we had in the past. I think home insurance policies have very little variety in them. Unless you are looking for something specific.