What Makes Your Waterbury, CT Home Insurance Cheap or Expensive

Waterbury, CT homeowners insurance rate is about $759 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Waterbury, CT Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Lee St, Revere St Exn, Fox Run Rd, Turnpike Dr, Ronald Dr, Truman Ave, Delaware Ave, Stoddard Rd, Circuit Ave, Westwood Ave $756
Purdy Rd, Hart Cir, Sidney St, Spring Lake Rd, Bracewood Rd, Stonybrook Rd, Gaywood Dr, Austin Rd, Normandy Dr, Oakridge Rd $980
Elmview Cir, Phyllis Dr, Wellington Ave, Hudson St, Cronin Dr, Bristol St Exd, Chipman St, Rosario Dr, Yeaton St, Alberta St $825
Herschel Ave, Spring Garden Ave, Overlook Ave, Fricent St, Ferndale Ave, Armand Dr, Tompkins St, Media Ave, Sky Hill Cir, Bamford Ave $628
Store Ave, Mansfield Ave, Alma St, Edson Ave, Wildemere Ave, Hungerford Ave, Richard Ter, Gasparri Ln, Albion St, Radcliffe Ave $503

Cost of Waterbury, CT Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Prospect, CT $307400 New Home $692
Thomaston, CT $199400 30 year old $895
Hartford, CT $162300 30 year old $897
Weston, CT $878600 30 year old $922
East Fishkill, NY $355700 50 year old $1,101
Tolland County, CT $247500 40 year old $1,136
Monterey, MA $472600 30 year old $2,106
Egremont, MA $344300 New Home $1,073
Huntington Bay, NY $1091500 Above 50 year old $1,076
Farmingville, NY $332900 40 year old $1,011

Waterbury, CT Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$1000,000 to $1499,999 $4,689 $4,971
$100,000 to $124,999 $637 $676
$200,000 to $249,999 $1,185 $1,256
$400,000 to $499,999 $2,877 $3,050
$750,000 to $999,999 $4,258 $4,513

Cost of Home insurance with Deductible Scenarios in Waterbury, CT | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Prospect, CT $950 $690
Thomaston, CT $871 $633
Hartford, CT $874 $635
Weston, CT $898 $652
East Fishkill, NY $1,048 $762
Tolland County, CT $1,094 $795
Monterey, MA $2,050 $1,490
Egremont, MA $1,359 $988
Huntington Bay, NY $1,014 $737
Farmingville, NY $974 $708

Waterbury, CT Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Waterbury, CT Homeowners Insurance ($)
$1500,000 to $2000,000 $5,035
$200,000 to $249,999 $1,185
$175,000 to $199,999 $992
$1000,000 to $1499,999 $4,689
$750,000 to $999,999 $4,258

How can I Make My Waterbury, CT Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Waterbury, CT