Wayne, NJ homeowners insurance rate is about $1362 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Madero Ln, Saralyn Ct, Garfield Rd, Eldorado Dr, Knight Dr, Knight Rd, Hampton Ter, Reed Ct, Brighton Ter, Verkade Dr | $1,316 |
| Charlotte Pl, Dixon Pl, Reston Rd, Richard Ln, Mulford Dr, Nellis Dr, Flynn Pl, Atwood Pl, Terrace Rd, Pleasantview Dr | $1,028 |
| Erie Ave, S Canal St, Ferri St, 5th St, Highpoint Dr, West Rd, Riverlawn Dr, Main Rd, Walker Ave, Wayne St | $961 |
| Maljim Ct, Sikkema Ave, Windsor Pl, Aberdeen Ave, Leystra Ln, Bella Ct, Owens Dr, Pike Dr, Berkley Ct, Buens Ln | $1,077 |
| Tamarack Rd, Tulip Ter, South Rd, Linden Rd, Pines Lake Dr E, Schuyler Rd, Briarwood Rd, Cole St, Chopin Dr, Maplewood Ave | $1,487 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Cedar Grove, NJ | $451500 | New Home | $721 |
| Lyndhurst, NJ | $368100 | Above 50 year old | $890 |
| Englewood Cliffs, NJ | $995300 | Above 50 year old | $970 |
| Sussex County, NJ | $264100 | Above 50 year old | $979 |
| Millstone, NJ | $382900 | 30 year old | $1,256 |
| Highlands, NJ | $276200 | 30 year old | $1,009 |
| Point Lookout, NY | $826300 | 30 year old | $860 |
| Knowlton, NJ | $285000 | 50 year old | $1,048 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1000,000 to $1499,999 | $2,470 | $2,618 |
| $175,000 to $199,999 | $535 | $567 |
| $150,000 to $174,999 | $477 | $506 |
| $500,000 to $749,999 | $1,939 | $2,056 |
| $400,000 to $499,999 | $1,515 | $1,606 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Cedar Grove, NJ | $990 | $719 |
| Lyndhurst, NJ | $839 | $610 |
| Englewood Cliffs, NJ | $914 | $664 |
| Sussex County, NJ | $923 | $671 |
| Millstone, NJ | $1,222 | $888 |
| Highlands, NJ | $982 | $714 |
| Point Lookout, NY | $837 | $608 |
| Knowlton, NJ | $998 | $725 |
| Coverage Value | Average Wayne, NJ Homeowners Insurance ($) |
|---|---|
| $200,000 to $249,999 | $581 |
| $100,000 to $124,999 | $252 |
| $175,000 to $199,999 | $535 |
| $500,000 to $749,999 | $1,939 |
| $150,000 to $174,999 | $477 |