How Can I Make My Wayne, NJ Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Wayne, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Wayne, NJ Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $121,000 | $100,000 | $125,000-$150,000 |
| 2 Bedroom | $253,000 | $230,000 | $200,000-$250,000 |
| 3 Bedroom | $431,500 | $370,000 | $350,000-$400,000 |
| 4 Bedroom | $472,500 | $420,000 | $500,000-$600,000 |
| 5 Bedroom | $468,500 | $440,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Wayne, NJ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$218 | $1,144 |
| Superior Protection Discount | -$123 | $1,239 |
| Fire & Security Discount | -$150 | $1,212 |
| Hail Resistant Roof Discount | -$41 | $1,321 |
| Newly Constructed Home Discount | -$340 | $1,021 |
Choose the Right Deductible for your Wayne, NJ Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Passaic County | $2,000 | $1,017 | $3,017 | $739 | $2,739 | $278 |
| Wayne, NJ | $2,000 | $1,345 | $3,345 | $978 | $2,978 | $368 |
| Pequannock, NJ | $500 | $886 | $1,386 | $644 | $1,144 | $242 |
| Wyckoff, NJ | $1,000 | $1,124 | $2,124 | $817 | $1,817 | $307 |
| Orangeburg, NY | $300 | $2,138 | $2,438 | $1,554 | $1,854 | $584 |
| Tuxedo, NY | $700 | $2,055 | $2,755 | $1,493 | $2,193 | $562 |
| Rahway, NJ | $400 | $806 | $1,206 | $586 | $986 | $220 |
| Chappaqua, NY | $2,000 | $2,673 | $4,673 | $1,942 | $3,942 | $730 |
| New Windsor, NY | $400 | $791 | $1,191 | $575 | $975 | $216 |
| Lincolndale, NY | $1,000 | $1,640 | $2,640 | $1,192 | $2,192 | $448 |
| Brass Castle, NJ | $100 | $939 | $1,039 | $682 | $782 | $257 |
| North Amityville, NY | $1,000 | $905 | $1,905 | $658 | $1,658 | $247 |
Identify Top Home Insurance Agents near Wayne, NJ | Back to Top
| Home Insurance Company Wayne, NJ | Homeowners Insurance Agency Wayne, NJ | Address | Popularity Score | Distance from Wayne (miles) |
|---|---|---|---|---|
| Farmers | Claudio Sarrido | 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054 | 11.9 | |
| State Farm | Michael Laglia | 98 Broadway, Hillsdale, NJ, 07642-2716 | 11.4 | |
| Allstate | Jim Murasko | 36b Main St, Bloomingdale, NJ, 7403 | 5.7 | |
| Travelers | The Schenck Agency Inc | 495 Main St, Metuchen, NJ, 8840 | 28.4 | |
| Farmers | Lillyanne Park | 84 E Ridgewood Ave Ste 203, Ridgewood, NJ, 7450 | 7.0 | |
| Travelers | Coastal Financial Group Inc | 150 River Rd Ste E-3, Montville, NJ, 7045 | 7.6 | |
| Allstate | C. Tony Cigna | 170 Main St Ste 104, Lodi, NJ, 7644 | 9.6 | |
| State Farm | Tammy Felton | 372 Franklin Ave Ste B, Wyckoff, NJ, 07481-1907 | 5.9 | |
| State Farm | Manny Coby | 275 Market Ave, Saddle Brook, NJ, 07663-6094 | 8.7 | |
| Allstate | Robert Nicolian | S61 Paramus Rd Ste 365, Paramus, NJ, 7652 | 8.0 |
Compare Rates for Wayne, NJ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $770 | $1,480 | $710 |
| Passaic County, NJ | $333,200 | $1,030 | $750 | $1,450 | $700 |
| Wayne, NJ | $454,500 | $1,362 | $910 | $1,950 | $1,040 |
| Pequannock, NJ | $390,900 | $897 | $610 | $1,270 | $660 |
| Wyckoff, NJ | $724,100 | $1,138 | $770 | $1,600 | $830 |
| Orangeburg, NY | $449,400 | $2,164 | $1,540 | $3,070 | $1,530 |
| Tuxedo, NY | $437,800 | $2,080 | $1,390 | $2,950 | $1,560 |
| Rahway, NJ | $263,200 | $816 | $590 | $1,170 | $580 |
| Chappaqua, NY | $602,500 | $2,705 | $1,810 | $3,870 | $2,060 |
| New Windsor, NY | $248,900 | $801 | $570 | $1,140 | $570 |
| Lincolndale, NY | $376,700 | $1,660 | $1,200 | $2,360 | $1,160 |
| Brass Castle, NJ | $251,300 | $950 | $650 | $1,360 | $710 |
| North Amityville, NY | $278,700 | $916 | $650 | $1,260 | $610 |
Research Home Insurance Companies Reviews in Wayne, NJ Before Buying | Back to Top
Share a review on your home insurance company
Farmer's Insurance Home Insurance Reviews
Date: July 15, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
Farmer's Insurance provided a competitive rate on the policy offerings that I needed compared to other insurance providers. I am very well pleased with them because they are cheaper than other companies.
Date: June 14, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Customer Service
They are offer many attracted method of their style. They can do the best way for them. I am really happy to gave a policy in this company. It is very useful one to our future.
Progressive Home Insurance Reviews
Date: October 06, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I believe i pay around thirteen dollars every other month, which is about what i was paying with my prior company. I don't have to do any annual updates or anything silly like that though, I just set it and forget it.