Wood River, IL homeowners insurance rate is about $610 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| E Airwood Dr, Hillview Dr, Berry Ln, Hi Pointe Pl, S Williams St, Cherry St, W Airline Dr, Hill Dr, Summit St, Ann Dr | $703 |
| Anderson Ave, W Lorena Ave, Elliott Ave, E Beach Ave, N 9th St, W Acton Ave, Eaton Ave, Dulaney Ave, W Edwardsville Rd, Helmkamp Dr | $495 |
| Shurtleff Ct, Jersey St, Crest Dr, Gary St, Chapin Pl, Spaulding St, Evergreen Ave, Ebbler St, Salu St, Oakwood Rd | $539 |
| Butcher St, Erwin Plegge Blvd, N Cottage Ave, Lilac Ln, Sequoia Dr, N Prairie St, W Mill St, Silver St, Bartmer Dr, N Lincoln Ave | $571 |
| Harris Ln, Fawn Creek Ln, Rolling Meadows Ct, Torch Club Rd, N Rodgers Ave, Colman Trl, Harris Ct, Wenzel Rd, Chadwick Dr, Prairie Ln | $626 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Godfrey, IL | $140900 | 50 year old | $669 |
| Castle Point, MO | $64800 | 40 year old | $829 |
| Dorchester, IL | $89400 | New Home | $472 |
| Hillyard, IL | $76300 | 40 year old | $578 |
| St. Jacob, IL | $170700 | New Home | $649 |
| Webster Groves, MO | $265200 | Above 50 year old | $1,013 |
| Oakville, MO | $209000 | Above 50 year old | $1,203 |
| Beckemeyer, IL | $103000 | 40 year old | $677 |
| Johannisburg, IL | $130300 | 30 year old | $751 |
| Murrayville, IL | $79700 | New Home | $449 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $175,000 to $199,999 | $1,101 | $1,167 |
| $250,000 to $299,999 | $2,003 | $2,123 |
| $400,000 to $499,999 | $3,217 | $3,410 |
| $150,000 to $174,999 | $857 | $908 |
| $1500,000 to $2000,000 | $5,630 | $5,968 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Godfrey, IL | $637 | $463 |
| Castle Point, MO | $798 | $580 |
| Dorchester, IL | $606 | $440 |
| Hillyard, IL | $556 | $404 |
| St. Jacob, IL | $822 | $597 |
| Webster Groves, MO | $955 | $694 |
| Oakville, MO | $1,134 | $824 |
| Beckemeyer, IL | $652 | $474 |
| Johannisburg, IL | $731 | $531 |
| Murrayville, IL | $569 | $414 |
| Coverage Value | Average Wood River, IL Homeowners Insurance ($) |
|---|---|
| $500,000 to $749,999 | $4,118 |
| $175,000 to $199,999 | $1,101 |
| $300,000 to $399,999 | $2,708 |
| $400,000 to $499,999 | $3,217 |
| $250,000 to $299,999 | $2,003 |