9 Ways to Get Discounts on Homeowners Insurance in Wood River, IL

Check for homeowners insurance discounts in Wood River, IL and compare various quotes to get the best deals

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No	Topics
1	Compare your Wood River, IL Home Insurance Based on Types of Fire Resistive Construction Materials
2	Know your Wood River, IL Homeowners Insurance Rates Based on Claims
3	Optimize Wood River, IL Homeowners Insurance Policy for Senior Citizens
4	Match your Discount Variable to Save on Home Insurance Premium in Wood River, IL
5	Compare Wood River, IL Home insurance Rates Based on The Type of Roof
6	Calculate your Wood River, IL Home Insurance Discount on Security Systems
7	Identify How your Hip Roof can Impact Home Insurance Rates in Wood River, IL
8	Save on Home Insurance Premium by Installing Hail Resistive Roofs in Wood River, IL
9	Wood River, IL Homeowners Discounts for Bundling

Fire Resistive Construction Home Insurance Discount in Wood River, IL | Back to Top

Construction Type	Discount ($)	Premium After Discount ($)
Frame	No Discount	610
Brick Veneer	-30	580
Masonry	-30	580
Superior	-55	555

Wood River, IL Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claims Free	-79	531
One Claim	+49	659
Two Claims	+79	689

Wood River, IL Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($)	Senior Discount ($)	Premiums After Discount ($)
610	-79	531

Top Discounts for Homeowners Insurance in Wood River, IL | Back to Top

Discount Element	Discount($)	Premiums After Discount ($)
New Home	-122	488
Home nearby Fire Station	-18	592
Home nearby Police Station	-6	604

[['Stone Coated Steel', 427.0, 183.0], ['Metal', 488.0, 122.0], ['Slate or Tile', 518.5, 91.5], ['Asphalt shingles', 549.0, 61.0], ['Wood', 'No Discounts', 610.0]]

Wood River, IL Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof	Discounts in %	Premiums After Discount ($)
Stone Coated Steel	-183	427
Metal	-122	488
Slate or Tile	-92	519
Asphalt shingles	-61	549
Wood	No Discounts	610

Wood River, IL Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems	Example of Security Systems	Home Security Systems Discounts ($)	Premium After Discount ($)
Deadbolts	Digital Deadbolt Rim Deadbolt Vertical Deadbolt Mortise Deadbolt Keyless Deadbolt	-55	555
Fire extinguishers	Carbon Dioxide Fire Extinguishers Water Mist Fire Extinguishers Abc Powder Fire Extinguishers Wet Chemical Fire Extinguishers Water Fire Extinguishers	-49	561
Smoke detectors	Smoke Alarm Carbon Monoxide And Gas Alarm Carbon Monoxide And Smoke Alarm Carbon Monoxide Alarm	-85	525
Sprinkler system	Deluge Fire Sprinkler Systems Pre-Action Fire Sprinkler Systems Foam Fire Sprinkler Systems Dry Pipe Fire Sprinkler Systems Wet Pipe Fire Sprinkler Systems	-43	567
Fire alarm	Conventional, Or Four-Wire, Fire Alarm Two-Wire Fire Alarm Systems Analogue-Addressable Fire Alarm Systems Wireless Fire Alarm Systems	-31	580
Burglar alarm system	Smart Alarm Sensors Indoor Camera Outdoor Camera Smart Locks Skycontrol Panel	-55	555
Lightning protection system	Meshed Conductors Lightning Protection System Catenary Wire Lightning Conductor Early Streamer Emission Lightning Conductor Protection Using Natural Components Air-Termination Lightning Protection System	-12	598

Hip Roof Discounts for Home insurance owners in Wood River, IL | Back to Top

Average Insurance Premium ($)	Hip Roof Shape Discount (%)	Premium After Discount ($)
610	16	494

Wood River, IL Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($)	Hail Resistant Roof Discounts ($)	Premium After Discount ($)
610	-18	592

Wood River, IL Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type	Discount ($)	Premium After Discount ($)
Home + One Car	-55	555
Home + Two Car	-98	513
Home + Three Car	-153	458