Check for homeowners insurance discounts in Huntsville, AL and compare various quotes to get the best deals
| Construction Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Frame | No Discount | 1,223 |
| Brick Veneer | -61 | 1,162 |
| Masonry | -61 | 1,162 |
| Superior | -122 | 1,101 |
| Type | Discount/Extra Cost in ($) | Premium After Claim Payout ($) |
|---|---|---|
| Claims Free | -147 | 1,076 |
| One Claim | +61 | 1,284 |
| Two Claims | +147 | 1,370 |
| Average Insurance Premium ($) | Senior Discount ($) | Premiums After Discount ($) |
|---|---|---|
| 1,223 | -159 | 1,064 |
| Discount Element | Discount($) | Premiums After Discount ($) |
|---|---|---|
| New Home | -245 | 978 |
| Home nearby Fire Station | -37 | 1,186 |
| Home nearby Police Station | -12 | 1,211 |
| Type of Roof | Discounts in % | Premiums After Discount ($) |
|---|---|---|
| Stone Coated Steel | -367 | 856 |
| Metal | -245 | 978 |
| Slate or Tile | -183 | 1,040 |
| Asphalt shingles | -122 | 1,101 |
| Wood | No Discounts | 1,223 |
| Home Security Systems | Example of Security Systems | Home Security Systems Discounts ($) | Premium After Discount ($) |
|---|---|---|---|
| Deadbolts | Digital Deadbolt Rim Deadbolt Vertical Deadbolt Mortise Deadbolt Keyless Deadbolt |
-135 | 1,088 |
| Fire extinguishers | Carbon Dioxide Fire Extinguishers Water Mist Fire Extinguishers Abc Powder Fire Extinguishers Wet Chemical Fire Extinguishers Water Fire Extinguishers |
-135 | 1,088 |
| Smoke detectors | Smoke Alarm Carbon Monoxide And Gas Alarm Carbon Monoxide And Smoke Alarm Carbon Monoxide Alarm |
-147 | 1,076 |
| Sprinkler system | Deluge Fire Sprinkler Systems Pre-Action Fire Sprinkler Systems Foam Fire Sprinkler Systems Dry Pipe Fire Sprinkler Systems Wet Pipe Fire Sprinkler Systems |
-122 | 1,101 |
| Fire alarm | Conventional, Or Four-Wire, Fire Alarm Two-Wire Fire Alarm Systems Analogue-Addressable Fire Alarm Systems Wireless Fire Alarm Systems |
-73 | 1,150 |
| Burglar alarm system | Smart Alarm Sensors Indoor Camera Outdoor Camera Smart Locks Skycontrol Panel |
-110 | 1,113 |
| Lightning protection system | Meshed Conductors Lightning Protection System Catenary Wire Lightning Conductor Early Streamer Emission Lightning Conductor Protection Using Natural Components Air-Termination Lightning Protection System |
-37 | 1,186 |
| Average Insurance Premium ($) | Hail Resistant Roof Discounts ($) | Premium After Discount ($) |
|---|---|---|
| 1,223 | -37 | 1,186 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home + One Car | -110 | 1,113 |
| Home + Two Car | -196 | 1,027 |
| Home + Three Car | -281 | 942 |