How Can I Make My Huntsville, AL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Huntsville, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Huntsville, AL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $75,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $104,000 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $240,500 | $230,000 | $175,000-$200,000 |
| 4 Bedroom | $217,000 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $177,500 | $160,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Huntsville, AL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$220 | $1,003 |
| Superior Protection Discount | -$122 | $1,101 |
| Fire & Security Discount | -$135 | $1,088 |
| Hail Resistant Roof Discount | -$37 | $1,186 |
| Newly Constructed Home Discount | -$245 | $978 |
Choose the Right Deductible for your Huntsville, AL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Madison County | $1,500 | $1,202 | $2,702 | $874 | $2,374 | $329 |
| Huntsville, AL | $1,500 | $1,208 | $2,708 | $878 | $2,378 | $330 |
| Hazel Green, AL | $200 | $800 | $1,000 | $581 | $781 | $219 |
| Decatur, AL | $2,000 | $1,037 | $3,037 | $754 | $2,754 | $283 |
| Hartselle, AL | $400 | $860 | $1,260 | $625 | $1,025 | $235 |
| Hillsboro, AL | $2,000 | $1,004 | $3,004 | $729 | $2,729 | $274 |
| Morris Chapel, AL | $500 | $791 | $1,291 | $575 | $1,075 | $216 |
| Minor Hill, TN | $700 | $790 | $1,490 | $574 | $1,274 | $216 |
| Fyffe, AL | $400 | $837 | $1,237 | $608 | $1,008 | $229 |
| Shiloh, AL | $1,000 | $918 | $1,918 | $667 | $1,667 | $251 |
| Boaz, AL | $300 | $876 | $1,176 | $637 | $937 | $240 |
| Hatton, AL | $2,500 | $953 | $3,453 | $693 | $3,193 | $261 |
Identify Top Home Insurance Agents near Huntsville, AL | Back to Top
| Home Insurance Company Huntsville, AL | Homeowners Insurance Agency Huntsville, AL | Address | Popularity Score | Distance from Huntsville (miles) |
|---|---|---|---|---|
| State Farm | Joe Demos | 7531 Bailey Cove Road Se, Huntsville, AL, 35802-2782 | 8.7 | |
| State Farm | Candi Williams | 1047 Jeff Rd Nw Ste 5, Huntsville, AL, 35806-4232 | 5.7 | |
| State Farm | Brian Wiggins | 8871 Madison Blvd Ste A, Madison, AL, 35758-1807 | 10.4 | |
| Allstate | Bo Cochran | 61 Town Center Dr Nw Unit A, Huntsville, AL, 35806 | 4.8 | |
| State Farm | Shirley Quattlebaum | 905 2nd Avenue Sw, Cullman, AL, 35055-4224 | 44.0 | |
| Allstate | James F. Smith | 415 Church St Nw Ste 131b, Huntsville, AL, 35801 | 3.3 | |
| Travelers | Burkett & Associates Insurance Agency Inc | 2400 Bob Wallace Ave Ste 206, Huntsville, AL, 35805 | 4.8 | |
| State Farm | Sonny Batchelor | 2804 Meml Pkwy Sw, Huntsville, AL, 35801-5632 | 5.1 | |
| Allstate | Rickey R Holland | 12780 Us Highway 431 Ste 2, Boaz, AL, 35956 | 49.0 | |
| Travelers | North Alabama Insurance Agency | 30484 Ardmore Avenue, Ardmore, AL, 35739 | 19.7 |
Compare Rates for Huntsville, AL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $840 | $1,650 | $810 |
| Madison County, AL | $173,400 | $1,217 | $840 | $1,740 | $900 |
| Huntsville, AL | $164,300 | $1,223 | $880 | $1,680 | $800 |
| Hazel Green, AL | $126,500 | $810 | $590 | $1,140 | $550 |
| Decatur, AL | $124,700 | $1,050 | $750 | $1,500 | $750 |
| Hartselle, AL | $143,800 | $871 | $590 | $1,210 | $620 |
| Hillsboro, AL | $104,500 | $1,016 | $720 | $1,400 | $680 |
| Morris Chapel, AL | $94,300 | $801 | $580 | $1,140 | $560 |
| Minor Hill, TN | $83,400 | $800 | $540 | $1,110 | $570 |
| Fyffe, AL | $103,100 | $847 | $580 | $1,200 | $620 |
| Shiloh, AL | $90,500 | $929 | $680 | $1,270 | $590 |
| Boaz, AL | $111,400 | $887 | $630 | $1,250 | $620 |
| Hatton, AL | $96,200 | $965 | $700 | $1,330 | $630 |
Research Home Insurance Companies Reviews in Huntsville, AL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: September 21, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 09, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 22, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 16, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: August 11, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: August 09, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: August 05, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: May 08, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: March 13, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: November 18, 2017 Age: 40 to 49 Gender: Female Marital Status: Married
State Farm Home Insurance Reviews
Date: March 30, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: January 02, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 10, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: August 06, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: July 30, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: May 09, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: 20 to 29 Gender: Female Marital Status: Unmarried
American Modern Insurance Home Insurance Reviews
Date: September 07, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: December 30, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 25, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Liberty Mutual Home Insurance Reviews
Date: July 10, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: October 24, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
GEICO Home Insurance Reviews
Date: June 07, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Male
Date: February 04, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Progressive Home Insurance Reviews
Date: December 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Married