9 Ways to Get Discounts on Homeowners Insurance in Lakewood, CO

Check for homeowners insurance discounts in Lakewood, CO and compare various quotes to get the best deals

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No	Topics
1	Compare your Lakewood, CO Home Insurance Based on Types of Fire Resistive Construction Materials
2	Know your Lakewood, CO Homeowners Insurance Rates Based on Claims
3	Optimize Lakewood, CO Homeowners Insurance Policy for Senior Citizens
4	Match your Discount Variable to Save on Home Insurance Premium in Lakewood, CO
5	Compare Lakewood, CO Home insurance Rates Based on The Type of Roof
6	Calculate your Lakewood, CO Home Insurance Discount on Security Systems
7	Identify How your Hip Roof can Impact Home Insurance Rates in Lakewood, CO
8	Save on Home Insurance Premium by Installing Hail Resistive Roofs in Lakewood, CO
9	Lakewood, CO Homeowners Discounts for Bundling

Fire Resistive Construction Home Insurance Discount in Lakewood, CO | Back to Top

Construction Type	Discount ($)	Premium After Discount ($)
Frame	No Discount	1,326
Brick Veneer	-67	1,259
Masonry	-67	1,259
Superior	-120	1,206

Lakewood, CO Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claims Free	-173	1,153
One Claim	+92	1,418
Two Claims	+159	1,485

Lakewood, CO Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($)	Senior Discount ($)	Premiums After Discount ($)
1,326	-172	1,154

Top Discounts for Homeowners Insurance in Lakewood, CO | Back to Top

Discount Element	Discount($)	Premiums After Discount ($)
New Home	-371	955
Home nearby Fire Station	-40	1,286
Home nearby Police Station	-14	1,312

[['Stone Coated Steel', 928.2, 397.79999999999995], ['Metal', 1060.8, 265.20000000000005], ['Slate or Tile', 1127.1, 198.9000000000001], ['Asphalt shingles', 1193.4, 132.5999999999999], ['Wood', 'No Discounts', 1326.0]]

Lakewood, CO Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof	Discounts in %	Premiums After Discount ($)
Stone Coated Steel	-398	928
Metal	-265	1,061
Slate or Tile	-199	1,127
Asphalt shingles	-133	1,193
Wood	No Discounts	1,326

Lakewood, CO Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems	Example of Security Systems	Home Security Systems Discounts ($)	Premium After Discount ($)
Deadbolts	Digital Deadbolt Rim Deadbolt Vertical Deadbolt Mortise Deadbolt Keyless Deadbolt	-133	1,193
Fire extinguishers	Carbon Dioxide Fire Extinguishers Water Mist Fire Extinguishers Abc Powder Fire Extinguishers Wet Chemical Fire Extinguishers Water Fire Extinguishers	-93	1,233
Smoke detectors	Smoke Alarm Carbon Monoxide And Gas Alarm Carbon Monoxide And Smoke Alarm Carbon Monoxide Alarm	-106	1,220
Sprinkler system	Deluge Fire Sprinkler Systems Pre-Action Fire Sprinkler Systems Foam Fire Sprinkler Systems Dry Pipe Fire Sprinkler Systems Wet Pipe Fire Sprinkler Systems	-159	1,167
Fire alarm	Conventional, Or Four-Wire, Fire Alarm Two-Wire Fire Alarm Systems Analogue-Addressable Fire Alarm Systems Wireless Fire Alarm Systems	-80	1,246
Burglar alarm system	Smart Alarm Sensors Indoor Camera Outdoor Camera Smart Locks Skycontrol Panel	-119	1,206
Lightning protection system	Meshed Conductors Lightning Protection System Catenary Wire Lightning Conductor Early Streamer Emission Lightning Conductor Protection Using Natural Components Air-Termination Lightning Protection System	-40	1,286

Hip Roof Discounts for Home insurance owners in Lakewood, CO | Back to Top

Average Insurance Premium ($)	Hip Roof Shape Discount (%)	Premium After Discount ($)
1,326	16	1,074

Lakewood, CO Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($)	Hail Resistant Roof Discounts ($)	Premium After Discount ($)
1,326	-27	1,299

Lakewood, CO Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type	Discount ($)	Premium After Discount ($)
Home + One Car	-106	1,220
Home + Two Car	-225	1,100
Home + Three Car	-331	994