9 Ways to Get Discounts on Homeowners Insurance in Lakewood, CO

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Fire Resistive Construction Home Insurance Discount in Lakewood, CO | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,326
Brick Veneer -67 1,259
Masonry -67 1,259
Superior -120 1,206

Lakewood, CO Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -173 1,153
One Claim +92 1,418
Two Claims +159 1,485

Lakewood, CO Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,326 -172 1,154

Top Discounts for Homeowners Insurance in Lakewood, CO | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -371 955
Home nearby Fire Station -40 1,286
Home nearby Police Station -14 1,312
[['Stone Coated Steel', 928.2, 397.79999999999995], ['Metal', 1060.8, 265.20000000000005], ['Slate or Tile', 1127.1, 198.9000000000001], ['Asphalt shingles', 1193.4, 132.5999999999999], ['Wood', 'No Discounts', 1326.0]]

Lakewood, CO Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -398 928
Metal -265 1,061
Slate or Tile -199 1,127
Asphalt shingles -133 1,193
Wood No Discounts 1,326

Lakewood, CO Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-133 1,193
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-93 1,233
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-106 1,220
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-159 1,167
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-80 1,246
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-119 1,206
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-40 1,286

Hip Roof Discounts for Home insurance owners in Lakewood, CO | Back to Top

Average Insurance Premium ($) Hip Roof Shape Discount (%) Premium After Discount ($)
1,326 16 1,074

Lakewood, CO Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,326 -27 1,299

Lakewood, CO Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -106 1,220
Home + Two Car -225 1,100
Home + Three Car -331 994

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