Check for homeowners insurance discounts in Oakville, MO and compare various quotes to get the best deals
| Construction Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Frame | No Discount | 1,148 |
| Brick Veneer | -58 | 1,090 |
| Masonry | -58 | 1,090 |
| Superior | -104 | 1,044 |
| Type | Discount/Extra Cost in ($) | Premium After Claim Payout ($) |
|---|---|---|
| Claims Free | -161 | 987 |
| One Claim | +80 | 1,228 |
| Two Claims | +149 | 1,297 |
| Average Insurance Premium ($) | Senior Discount ($) | Premiums After Discount ($) |
|---|---|---|
| 1,148 | -149 | 999 |
| Discount Element | Discount($) | Premiums After Discount ($) |
|---|---|---|
| New Home | -299 | 849 |
| Home nearby Fire Station | -35 | 1,113 |
| Home nearby Police Station | -12 | 1,136 |
| Type of Roof | Discounts in % | Premiums After Discount ($) |
|---|---|---|
| Stone Coated Steel | -344 | 804 |
| Metal | -230 | 918 |
| Slate or Tile | -172 | 976 |
| Asphalt shingles | -115 | 1,033 |
| Wood | No Discounts | 1,148 |
| Home Security Systems | Example of Security Systems | Home Security Systems Discounts ($) | Premium After Discount ($) |
|---|---|---|---|
| Deadbolts | Digital Deadbolt Rim Deadbolt Vertical Deadbolt Mortise Deadbolt Keyless Deadbolt |
-138 | 1,010 |
| Fire extinguishers | Carbon Dioxide Fire Extinguishers Water Mist Fire Extinguishers Abc Powder Fire Extinguishers Wet Chemical Fire Extinguishers Water Fire Extinguishers |
-92 | 1,056 |
| Smoke detectors | Smoke Alarm Carbon Monoxide And Gas Alarm Carbon Monoxide And Smoke Alarm Carbon Monoxide Alarm |
-138 | 1,010 |
| Sprinkler system | Deluge Fire Sprinkler Systems Pre-Action Fire Sprinkler Systems Foam Fire Sprinkler Systems Dry Pipe Fire Sprinkler Systems Wet Pipe Fire Sprinkler Systems |
-115 | 1,033 |
| Fire alarm | Conventional, Or Four-Wire, Fire Alarm Two-Wire Fire Alarm Systems Analogue-Addressable Fire Alarm Systems Wireless Fire Alarm Systems |
-69 | 1,079 |
| Burglar alarm system | Smart Alarm Sensors Indoor Camera Outdoor Camera Smart Locks Skycontrol Panel |
-103 | 1,044 |
| Lightning protection system | Meshed Conductors Lightning Protection System Catenary Wire Lightning Conductor Early Streamer Emission Lightning Conductor Protection Using Natural Components Air-Termination Lightning Protection System |
-34 | 1,113 |
| Average Insurance Premium ($) | Hip Roof Shape Discount (%) | Premium After Discount ($) |
|---|---|---|
| 1,148 | 16 | 930 |
| Average Insurance Premium ($) | Hail Resistant Roof Discounts ($) | Premium After Discount ($) |
|---|---|---|
| 1,148 | -23 | 1,125 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home + One Car | -103 | 1,044 |
| Home + Two Car | -184 | 964 |
| Home + Three Car | -264 | 884 |