8 Ways to Get Discounts on Homeowners Insurance in Richmond, KY

Check for homeowners insurance discounts in Richmond, KY and compare various quotes to get the best deals

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Fire Resistive Construction Home Insurance Discount in Richmond, KY | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 945
Brick Veneer -48 897
Masonry -48 897
Superior -95 850

Richmond, KY Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -133 812
One Claim +75 1,020
Two Claims +132 1,077

Richmond, KY Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
945 -123 822

Top Discounts for Homeowners Insurance in Richmond, KY | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -189 756
Home nearby Fire Station -29 916
Home nearby Police Station -10 935
[['Stone Coated Steel', 661.5, 283.5], ['Metal', 756.0, 189.0], ['Slate or Tile', 803.25, 141.75], ['Asphalt shingles', 850.5, 94.5], ['Wood', 'No Discounts', 945.0]]

Richmond, KY Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -284 662
Metal -189 756
Slate or Tile -142 803
Asphalt shingles -95 851
Wood No Discounts 945

Richmond, KY Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-132 812
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-76 869
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-104 841
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-66 879
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-76 869
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-85 860
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-38 907

Richmond, KY Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
945 -29 916

Richmond, KY Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -85 860
Home + Two Car -161 784
Home + Three Car -227 718

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