8 Ways to Get Discounts on Homeowners Insurance in Somerset, KY

Check for homeowners insurance discounts in Somerset, KY and compare various quotes to get the best deals

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No

Fire Resistive Construction Home Insurance Discount in Somerset, KY | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 839
Brick Veneer -42 797
Masonry -42 797
Superior -75 764

Somerset, KY Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -109 730
One Claim +50 889
Two Claims +101 940

Somerset, KY Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
839 -109 730

Top Discounts for Homeowners Insurance in Somerset, KY | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -201 638
Home nearby Fire Station -25 814
Home nearby Police Station -8 831
[['Stone Coated Steel', 587.3, 251.70000000000005], ['Metal', 671.2, 167.79999999999995], ['Slate or Tile', 713.15, 125.85000000000002], ['Asphalt shingles', 755.1, 83.89999999999998], ['Wood', 'No Discounts', 839.0]]

Somerset, KY Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -252 587
Metal -168 671
Slate or Tile -126 713
Asphalt shingles -84 755
Wood No Discounts 839

Somerset, KY Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-84 755
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-92 747
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-92 747
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-92 747
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-50 789
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-76 764
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-17 822

Somerset, KY Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
839 -25 814

Somerset, KY Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -67 772
Home + Two Car -134 705
Home + Three Car -201 638

How can I Make My Somerset, KY Home Insurance Cheaper

What Makes Your Somerset, KY Home Insurance Cheap or Expensive