9 Ways to Get Discounts on Homeowners Insurance in Troy, IL

Check for homeowners insurance discounts in Troy, IL and compare various quotes to get the best deals

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No	Topics
1	Compare your Troy, IL Home Insurance Based on Types of Fire Resistive Construction Materials
2	Know your Troy, IL Homeowners Insurance Rates Based on Claims
3	Optimize Troy, IL Homeowners Insurance Policy for Senior Citizens
4	Match your Discount Variable to Save on Home Insurance Premium in Troy, IL
5	Compare Troy, IL Home insurance Rates Based on The Type of Roof
6	Calculate your Troy, IL Home Insurance Discount on Security Systems
7	Identify How your Hip Roof can Impact Home Insurance Rates in Troy, IL
8	Save on Home Insurance Premium by Installing Hail Resistive Roofs in Troy, IL
9	Troy, IL Homeowners Discounts for Bundling

Fire Resistive Construction Home Insurance Discount in Troy, IL | Back to Top

Construction Type	Discount ($)	Premium After Discount ($)
Frame	No Discount	844
Brick Veneer	-42	802
Masonry	-42	802
Superior	-84	760

Troy, IL Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claims Free	-118	726
One Claim	+76	920
Two Claims	+118	962

Troy, IL Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($)	Senior Discount ($)	Premiums After Discount ($)
844	-110	734

Top Discounts for Homeowners Insurance in Troy, IL | Back to Top

Discount Element	Discount($)	Premiums After Discount ($)
New Home	-220	624
Home nearby Fire Station	-25	819
Home nearby Police Station	-9	835

[['Stone Coated Steel', 590.8, 253.20000000000005], ['Metal', 675.2, 168.79999999999995], ['Slate or Tile', 717.4, 126.60000000000002], ['Asphalt shingles', 759.6, 84.39999999999998], ['Wood', 'No Discounts', 844.0]]

Troy, IL Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof	Discounts in %	Premiums After Discount ($)
Stone Coated Steel	-253	591
Metal	-169	675
Slate or Tile	-127	717
Asphalt shingles	-84	760
Wood	No Discounts	844

Troy, IL Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems	Example of Security Systems	Home Security Systems Discounts ($)	Premium After Discount ($)
Deadbolts	Digital Deadbolt Rim Deadbolt Vertical Deadbolt Mortise Deadbolt Keyless Deadbolt	-76	768
Fire extinguishers	Carbon Dioxide Fire Extinguishers Water Mist Fire Extinguishers Abc Powder Fire Extinguishers Wet Chemical Fire Extinguishers Water Fire Extinguishers	-59	785
Smoke detectors	Smoke Alarm Carbon Monoxide And Gas Alarm Carbon Monoxide And Smoke Alarm Carbon Monoxide Alarm	-84	760
Sprinkler system	Deluge Fire Sprinkler Systems Pre-Action Fire Sprinkler Systems Foam Fire Sprinkler Systems Dry Pipe Fire Sprinkler Systems Wet Pipe Fire Sprinkler Systems	-68	776
Fire alarm	Conventional, Or Four-Wire, Fire Alarm Two-Wire Fire Alarm Systems Analogue-Addressable Fire Alarm Systems Wireless Fire Alarm Systems	-51	793
Burglar alarm system	Smart Alarm Sensors Indoor Camera Outdoor Camera Smart Locks Skycontrol Panel	-76	768
Lightning protection system	Meshed Conductors Lightning Protection System Catenary Wire Lightning Conductor Early Streamer Emission Lightning Conductor Protection Using Natural Components Air-Termination Lightning Protection System	-17	827

Hip Roof Discounts for Home insurance owners in Troy, IL | Back to Top

Average Insurance Premium ($)	Hip Roof Shape Discount (%)	Premium After Discount ($)
844	16	684

Troy, IL Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($)	Hail Resistant Roof Discounts ($)	Premium After Discount ($)
844	-17	827

Troy, IL Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type	Discount ($)	Premium After Discount ($)
Home + One Car	-76	768
Home + Two Car	-135	709
Home + Three Car	-194	650