How Can I Make My Jackson, NJ Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Jackson, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Jackson, NJ Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $90,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $152,000 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $283,500 | $250,000 | $300,000-$350,000 |
| 4 Bedroom | $404,500 | $350,000 | $400,000-$500,000 |
| 5 Bedroom | $314,500 | $250,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Jackson, NJ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$188 | $857 |
| Superior Protection Discount | -$105 | $941 |
| Fire & Security Discount | -$84 | $962 |
| Hail Resistant Roof Discount | -$31 | $1,014 |
| Newly Constructed Home Discount | -$293 | $753 |
Choose the Right Deductible for your Jackson, NJ Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ocean County | $2,500 | $929 | $3,429 | $675 | $3,175 | $254 |
| Jackson, NJ | $1,000 | $1,033 | $2,033 | $751 | $1,751 | $282 |
| Plumsted, NJ | $500 | $853 | $1,353 | $620 | $1,120 | $233 |
| South Toms River, NJ | $700 | $819 | $1,519 | $595 | $1,295 | $224 |
| Holmdel, NJ | $300 | $1,100 | $1,400 | $799 | $1,099 | $301 |
| Woodside, PA | $1,500 | $1,800 | $3,300 | $1,308 | $2,808 | $492 |
| Richmond County, NY | $400 | $1,496 | $1,896 | $1,087 | $1,487 | $409 |
| Beach Haven, NJ | $2,000 | $2,187 | $4,187 | $1,590 | $3,590 | $598 |
| Berkeley Heights, NJ | $100 | $1,053 | $1,153 | $765 | $865 | $288 |
| Far Hills, NJ | $1,500 | $2,345 | $3,845 | $1,704 | $3,204 | $641 |
| Clayton, NJ | $100 | $686 | $786 | $499 | $599 | $188 |
| Belleville, NJ | $700 | $946 | $1,646 | $687 | $1,387 | $258 |
Identify Top Home Insurance Agents near Jackson, NJ | Back to Top
| Home Insurance Company Jackson, NJ | Homeowners Insurance Agency Jackson, NJ | Address | Popularity Score | Distance from Jackson (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Prime Ins Agency | 960 East County Line Road, Lakewood, NJ, 8701 | 10.0 | |
| State Farm | Ryan Salonia | 3728 Hwy 9, Howell, NJ, 07731-3346 | 8.1 | |
| State Farm | Andy Weinstein | 665 Bennetts Mills Rd, Jackson, NJ, 08527-3854 | 4.1 | |
| Travelers | Max Safrin Agency Inc | 2266 Springfiield Ave, Vauxhall, NJ, 7088 | 43.3 | |
| State Farm | Karen Hartford | 201 S Blck Horse Pike, Blackwood, NJ, 08012-2802 | 42.7 | |
| State Farm | John Gatto | 236 Bridge St, Metuchen, NJ, 08840-2292 | 30.8 | |
| Allstate | Craig Grinberg | 4057 Asbury Ave Ste 8, Tinton Falls, NJ, 7753 | 17.7 | |
| Allstate | Frank Valente | 2435 Highway 34 Ste C, Manasquan, NJ, 8736 | 14.9 | |
| Travelers | Ideal Insurance Agency | 326 3rd St, Lakewood, NJ, 8701 | 7.6 | |
| Travelers | Program Brokerage Corporation | 180 River Rd 2nd Flr, Summitt, NJ, 7901 | 44.4 |
Compare Rates for Jackson, NJ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $720 | $1,550 | $830 |
| Ocean County, NJ | $267,900 | $940 | $680 | $1,310 | $630 |
| Jackson, NJ | $340,500 | $1,045 | $750 | $1,480 | $730 |
| Plumsted, NJ | $294,400 | $864 | $580 | $1,230 | $650 |
| South Toms River, NJ | $186,700 | $829 | $610 | $1,170 | $560 |
| Holmdel, NJ | $644,700 | $1,113 | $810 | $1,570 | $760 |
| Woodside, PA | $485,100 | $1,822 | $1,310 | $2,590 | $1,280 |
| Richmond County, NY | $460,200 | $1,514 | $1,110 | $2,130 | $1,020 |
| Beach Haven, NJ | $722,900 | $2,214 | $1,620 | $3,080 | $1,460 |
| Berkeley Heights, NJ | $606,600 | $1,066 | $710 | $1,520 | $810 |
| Far Hills, NJ | $800,700 | $2,373 | $1,640 | $3,270 | $1,630 |
| Clayton, NJ | $185,900 | $695 | $500 | $990 | $490 |
| Belleville, NJ | $277,700 | $957 | $650 | $1,310 | $660 |
Research Home Insurance Companies Reviews in Jackson, NJ Before Buying | Back to Top
Share a review on your home insurance company
Farmer's Insurance Home Insurance Reviews
Date: July 17, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Though I think the premiums and deductibles of all insurance companies are daylight robbery, I am happy with the rate that I have secured relative to other offerings on the market.