How Can I Make My Highland Park, IL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Highland Park, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Highland Park, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $167,500 | $150,000 | $175,000-$200,000 |
| 2 Bedroom | $378,500 | $350,000 | $400,000-$500,000 |
| 3 Bedroom | $479,500 | $450,000 | $400,000-$500,000 |
| 4 Bedroom | $838,000 | $790,000 | $900,000-$1,000,000 |
| 5 Bedroom | $841,000 | $780,000 | $700,000-$800,000 |
Estimate your Savings with Home Insurance Discounts in Highland Park, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$202 | $862 |
| Superior Protection Discount | -$96 | $968 |
| Fire & Security Discount | -$106 | $957 |
| Hail Resistant Roof Discount | -$21 | $1,043 |
| Newly Constructed Home Discount | -$266 | $798 |
Choose your Highland Park, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,319 |
| Hail Damage | $4,948 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,887 |
Identify Top Home Insurance Agents near Highland Park, IL | Back to Top
| Home Insurance Company Highland Park, IL | Homeowners Insurance Agency Highland Park, IL | Address | Popularity Score | Distance from Highland Park (miles) |
|---|---|---|---|---|
| State Farm | Freddie Villacci Jr. | 2241 W Irving Park Road, Chicago, IL, 60618-3840 | 17.0 | |
| Allstate | Jason Hirsh | 1020 Weiland Rd, Buffalo Grove, IL, 60089 | 7.2 | |
| Liberty Mutual Independent | Bgs Insurance Agency | 3295 N Arlington Heights Rd, Arlington Heights, IL, 60004 | 9.6 | |
| State Farm | Rick Weissenhofer | 2261 Orchard Rd, Oswego, IL, 60543-5105 | 44.9 | |
| State Farm | Del Vasey | 2111 Chestnut Ave, Glenview, IL, 60025-1608 | 6.6 | |
| Travelers | An Insurance Store | 3410 Milwaukee Ave, Northbrook, IL, 60062 | 7.2 | |
| Allstate | Kevin Doherty | 1045 E Lake Cook Rd, Wheeling, IL, 60090 | 7.1 | |
| Farmers | Vito Scavo | 3922 W Irving Park Rd, Chicago, IL, 60618 | 16.4 | |
| Allstate | Neil Lewis | 1301 S Wolf Rd Ste 204, Prospect Heights, IL, 60070 | 7.2 | |
| State Farm | Don Olson | 417 Linden Ave Unit 1, Wilmette, IL, 60091-2827 | 9.6 |
Compare Rates for Highland Park, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,180 | $600 |
| Lake County, IL | $251,400 | $926 | $640 | $1,320 | $680 |
| Highland Park, IL | $574,100 | $1,064 | $730 | $1,500 | $770 |
| Deerfield, IL | $505,500 | $968 | $650 | $1,380 | $730 |
| Glencoe, IL | $940,600 | $731 | $530 | $1,040 | $510 |
| Elk Grove, IL | $258,200 | $820 | $600 | $1,160 | $560 |
| Port Barrington, IL | $298,300 | $1,041 | $700 | $1,480 | $780 |
| Westmont, IL | $288,900 | $861 | $620 | $1,190 | $570 |
| Bridgeview, IL | $164,300 | $689 | $460 | $970 | $510 |
| Orland Park, IL | $277,300 | $966 | $670 | $1,360 | $690 |
| Cortland, IL | $167,200 | $693 | $460 | $960 | $500 |
| Boone, IL | $122,300 | $718 | $490 | $1,030 | $540 |
| Sauk Village, IL | $77,600 | $821 | $550 | $1,160 | $610 |
Research Home Insurance Companies Reviews in Highland Park, IL Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 08, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
I have never compared prices. I made my choice based on my parents' experience. I am neither particularly satisfied nor particularly unsatisfied my insurance.
Date: February 14, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
The customer service of state farm is very good. I would rate this insurance company a 5 because they are always very friendly and always wanting to help me with anything i need.
Date: November 06, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I did have another insurance company before I had State Farm and it was much higher than State Farm is, and State Farm offers a lot more if something were to happen to damage my home or surrounding structures related to my home.
Hanover Home Insurance Reviews
Date: November 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
They have been available to answer questions as well as explain the current coverages on our policy. Hanover also recommended services we needed to make sure our house is safe and in good working order.