How Can I Make My New Brighton, MN Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in New Brighton, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your New Brighton, MN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $66,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $182,500 | $160,000 | $175,000-$200,000 |
| 3 Bedroom | $224,500 | $210,000 | $200,000-$250,000 |
| 4 Bedroom | $175,500 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $443,500 | $420,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in New Brighton, MN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $747 |
| Superior Protection Discount | -$82 | $829 |
| Fire & Security Discount | -$82 | $829 |
| Hail Resistant Roof Discount | -$18 | $893 |
| Newly Constructed Home Discount | -$255 | $656 |
Choose the Right Deductible for your New Brighton, MN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ramsey County | $2,000 | $1,120 | $3,120 | $814 | $2,814 | $306 |
| New Brighton, MN | $2,500 | $901 | $3,401 | $654 | $3,154 | $246 |
| Eden Prairie, MN | $100 | $1,411 | $1,511 | $1,026 | $1,126 | $386 |
| Louisville, MN | $2,000 | $1,927 | $3,927 | $1,400 | $3,400 | $527 |
| Clifton, WI | $300 | $880 | $1,180 | $640 | $940 | $241 |
| Big Lake, MN | $1,000 | $915 | $1,915 | $665 | $1,665 | $250 |
| Buffalo, MN | $200 | $805 | $1,005 | $585 | $785 | $220 |
| Ellsworth, WI | $2,000 | $635 | $2,635 | $462 | $2,462 | $174 |
| Hamburg, MN | $500 | $981 | $1,481 | $713 | $1,213 | $268 |
| Rushseba, MN | $1,500 | $1,178 | $2,678 | $856 | $2,356 | $322 |
| Polk County, WI | $200 | $638 | $838 | $464 | $664 | $174 |
| Pease, MN | $1,500 | $750 | $2,250 | $545 | $2,045 | $205 |
Identify Top Home Insurance Agents near New Brighton, MN | Back to Top
| Home Insurance Company New Brighton, MN | Homeowners Insurance Agency New Brighton, MN | Address | Popularity Score | Distance from New Brighton (miles) |
|---|---|---|---|---|
| State Farm | Roger Karjalahti | 6620 Penn Ave S, Minneapolis, MN, 55423-2026 | 13.5 | |
| Farmers | Paul Steffel | 7029 20th Ave, Centerville, MN, 55038 | 10.6 | |
| State Farm | Davina Baldwin | 6262 Boone Ave N, Brooklyn Park, MN, 55428-2729 | 8.9 | |
| Farmers | Brice Skarnes | 2960 Winnetka Ave N Ste 212, Crystal, MN, 55427 | 9.2 | |
| Liberty Mutual Independent | American Agency Inc | 5851 Cedar Lake Rd S St Louis Park, St. Louis Park, MN, 55416 | 9.9 | |
| Travelers | Assured Protection Inc | 5671 Geneva Ave N, Oakdale, MN, 55128 | 11.2 | |
| State Farm | Riz Mulla | 9657 Colorado Ln N, Brooklyn Park, MN, 55445-2315 | 8.7 | |
| State Farm | Jim Roehrenbach | 2190 Como Ave Ste 3, Saint Paul, MN, 55108-1851 | 6.0 | |
| State Farm | Maria Dierkhising | 7091 Highway 65 Ne Ste 211, Fridley, MN, 55432-3344 | 2.7 | |
| Farmers | James Schmidt | 277 Coon Rapids Blvd Nw Ste 114, Coon Rapids, MN, 55433 | 6.0 |
Compare Rates for New Brighton, MN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $810 | $1,640 | $830 |
| Ramsey County, MN | $208,700 | $1,134 | $780 | $1,580 | $800 |
| New Brighton, MN | $230,200 | $911 | $670 | $1,300 | $630 |
| Eden Prairie, MN | $334,000 | $1,428 | $970 | $2,010 | $1,040 |
| Louisville, MN | $416,700 | $1,950 | $1,420 | $2,670 | $1,250 |
| Clifton, WI | $339,700 | $891 | $630 | $1,270 | $640 |
| Big Lake, MN | $172,500 | $926 | $660 | $1,310 | $650 |
| Buffalo, MN | $185,600 | $815 | $590 | $1,150 | $560 |
| Ellsworth, WI | $146,500 | $643 | $460 | $910 | $450 |
| Hamburg, MN | $144,200 | $993 | $670 | $1,420 | $750 |
| Rushseba, MN | $199,600 | $1,192 | $850 | $1,640 | $790 |
| Polk County, WI | $158,300 | $646 | $430 | $920 | $490 |
| Pease, MN | $95,900 | $759 | $550 | $1,090 | $540 |
Research Home Insurance Companies Reviews in New Brighton, MN Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: November 09, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Communication
I had to file a claim once because of a home invasion. I did not like that I had to pay for all of the items that were stolen, submit receipts to be reimbursed. I was and still am very cash poor
Country Financial Home Insurance Reviews
Date: February 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I think my premium and deductible are very competitive rates. I may be able to find cheaper rates somewhere else, but not with a company that takes care of my questions the same way as country financial does.