How Can I Make My New Brighton, MN Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in New Brighton, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your New Brighton, MN Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $66,500 $60,000 $50,000-$75,000
2 Bedroom $182,500 $160,000 $175,000-$200,000
3 Bedroom $224,500 $210,000 $200,000-$250,000
4 Bedroom $175,500 $160,000 $150,000-$175,000
5 Bedroom $443,500 $420,000 $400,000-$500,000

Estimate your Savings with Home Insurance Discounts in New Brighton, MN | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$164 $747
Superior Protection Discount -$82 $829
Fire & Security Discount -$82 $829
Hail Resistant Roof Discount -$18 $893
Newly Constructed Home Discount -$255 $656

Choose the Right Deductible for your New Brighton, MN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Ramsey County $2,000 $1,120 $3,120 $814 $2,814 $306
New Brighton, MN $2,500 $901 $3,401 $654 $3,154 $246
Eden Prairie, MN $100 $1,411 $1,511 $1,026 $1,126 $386
Louisville, MN $2,000 $1,927 $3,927 $1,400 $3,400 $527
Clifton, WI $300 $880 $1,180 $640 $940 $241
Big Lake, MN $1,000 $915 $1,915 $665 $1,665 $250
Buffalo, MN $200 $805 $1,005 $585 $785 $220
Ellsworth, WI $2,000 $635 $2,635 $462 $2,462 $174
Hamburg, MN $500 $981 $1,481 $713 $1,213 $268
Rushseba, MN $1,500 $1,178 $2,678 $856 $2,356 $322
Polk County, WI $200 $638 $838 $464 $664 $174
Pease, MN $1,500 $750 $2,250 $545 $2,045 $205

Identify Top Home Insurance Agents near New Brighton, MN | Back to Top

Home Insurance Company New Brighton, MN Homeowners Insurance Agency New Brighton, MN Address Popularity Score Distance from New Brighton (miles)
State Farm Roger Karjalahti 6620 Penn Ave S, Minneapolis, MN, 55423-2026
13.5
Farmers Paul Steffel 7029 20th Ave, Centerville, MN, 55038
10.6
State Farm Davina Baldwin 6262 Boone Ave N, Brooklyn Park, MN, 55428-2729
8.9
Farmers Brice Skarnes 2960 Winnetka Ave N Ste 212, Crystal, MN, 55427
9.2
Liberty Mutual Independent American Agency Inc 5851 Cedar Lake Rd S St Louis Park, St. Louis Park, MN, 55416
9.9
Travelers Assured Protection Inc 5671 Geneva Ave N, Oakdale, MN, 55128
11.2
State Farm Riz Mulla 9657 Colorado Ln N, Brooklyn Park, MN, 55445-2315
8.7
State Farm Jim Roehrenbach 2190 Como Ave Ste 3, Saint Paul, MN, 55108-1851
6.0
State Farm Maria Dierkhising 7091 Highway 65 Ne Ste 211, Fridley, MN, 55432-3344
2.7
Farmers James Schmidt 277 Coon Rapids Blvd Nw Ste 114, Coon Rapids, MN, 55433
6.0

Compare Rates for New Brighton, MN Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $810 $1,640 $830
Ramsey County, MN $208,700 $1,134 $780 $1,580 $800
New Brighton, MN $230,200 $911 $670 $1,300 $630
Eden Prairie, MN $334,000 $1,428 $970 $2,010 $1,040
Louisville, MN $416,700 $1,950 $1,420 $2,670 $1,250
Clifton, WI $339,700 $891 $630 $1,270 $640
Big Lake, MN $172,500 $926 $660 $1,310 $650
Buffalo, MN $185,600 $815 $590 $1,150 $560
Ellsworth, WI $146,500 $643 $460 $910 $450
Hamburg, MN $144,200 $993 $670 $1,420 $750
Rushseba, MN $199,600 $1,192 $850 $1,640 $790
Polk County, WI $158,300 $646 $430 $920 $490
Pease, MN $95,900 $759 $550 $1,090 $540

Research Home Insurance Companies Reviews in New Brighton, MN Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: November 09, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
I had to file a claim once because of a home invasion. I did not like that I had to pay for all of the items that were stolen, submit receipts to be reimbursed. I was and still am very cash poor

Country Financial Home Insurance Reviews

Date: February 22, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I think my premium and deductible are very competitive rates. I may be able to find cheaper rates somewhere else, but not with a company that takes care of my questions the same way as country financial does.