How Can I Make My Oildale, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Oildale, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Oildale, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $107,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $180,500 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $272,500 | $230,000 | $200,000-$250,000 |
| 5 Bedroom | $452,000 | $410,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Oildale, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$256 | $1,092 |
| Superior Protection Discount | -$135 | $1,213 |
| Fire & Security Discount | -$108 | $1,240 |
| Hail Resistant Roof Discount | -$40 | $1,307 |
| Newly Constructed Home Discount | -$350 | $997 |
Choose the Right Deductible for your Oildale, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kern County | $700 | $612 | $1,312 | $445 | $1,145 | $167 |
| Oildale, CA | $1,500 | $1,332 | $2,832 | $968 | $2,468 | $364 |
| Bakersfield, CA | $200 | $597 | $797 | $434 | $634 | $163 |
| Greenacres, CA | $2,500 | $613 | $3,113 | $445 | $2,945 | $167 |
| Lamont, CA | $500 | $1,043 | $1,543 | $758 | $1,258 | $285 |
| McFarland, CA | $2,500 | $955 | $3,455 | $694 | $3,194 | $261 |
| Fellows, CA | $500 | $471 | $971 | $342 | $842 | $129 |
| Lost Hills, CA | $1,500 | $519 | $2,019 | $377 | $1,877 | $142 |
| Pixley, CA | $200 | $955 | $1,155 | $694 | $894 | $261 |
| Alpaugh, CA | $2,500 | $453 | $2,953 | $329 | $2,829 | $124 |
| Springville, CA | $300 | $629 | $929 | $457 | $757 | $172 |
| New Cuyama, CA | $1,000 | $470 | $1,470 | $342 | $1,342 | $129 |
Identify Top Home Insurance Agents near Oildale, CA | Back to Top
| Home Insurance Company Oildale, CA | Homeowners Insurance Agency Oildale, CA | Address | Popularity Score | Distance from Oildale (miles) |
|---|---|---|---|---|
| Travelers | Omega Financial And Insurance Services | 400 H St, Bakersfield, CA, 93304 | 4.4 | |
| Allstate | Evan Evans | 3939 Bernard St Ste 4, Bakersfield, CA, 93306 | 5.0 | |
| Travelers | Stockdale Insurance Agency Inc | 1675 Chester Ave Ste 310, Bakersfield, CA, 93301 | 3.6 | |
| State Farm | John Cooper | 1400 Easton Dr Ste 127, Bakersfield, CA, 93309-9405 | 3.9 | |
| Travelers | Wm K Lyons Agency Inc | 2100 F Street, Suite 200, Bakersfield, CA, 93301 | 3.2 | |
| Farmers | Scott Brown | 6501 Schirra Ct Ste 100, Bakersfield, CA, 93313 | 7.9 | |
| Farmers | Amber Stacy | 5555 California Ave Ste 209, Bakersfield, CA, 93309 | 5.0 | |
| Farmers | Scott Eckberg | 5401 Business Park S Ste 105, Bakersfield, CA, 93309 | 4.9 | |
| Farmers | Kristine Hill | 5405 Stockdale Hwy Ste 103, Bakersfield, CA, 93309 | 5.3 | |
| Farmers | Norma Johnson | 1213 S H St, Bakersfield, CA, 93304 | 5.7 |
Compare Rates for Oildale, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Kern County, CA | $190,600 | $620 | $460 | $840 | $380 |
| Oildale, CA | $136,100 | $1,348 | $1,000 | $1,830 | $830 |
| Bakersfield, CA | $178,000 | $604 | $450 | $820 | $370 |
| Greenacres, CA | $211,900 | $620 | $460 | $840 | $380 |
| Lamont, CA | $115,500 | $1,056 | $780 | $1,440 | $660 |
| McFarland, CA | $149,200 | $967 | $720 | $1,310 | $590 |
| Fellows, CA | $86,700 | $477 | $350 | $650 | $300 |
| Lost Hills, CA | $112,000 | $525 | $390 | $710 | $320 |
| Pixley, CA | $113,500 | $967 | $720 | $1,310 | $590 |
| Alpaugh, CA | $77,500 | $458 | $340 | $620 | $280 |
| Springville, CA | $189,000 | $637 | $470 | $870 | $400 |
| New Cuyama, CA | $85,900 | $476 | $350 | $650 | $300 |
Research Home Insurance Companies Reviews in Oildale, CA Before Buying | Back to Top
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Farmer's Insurance Home Insurance Reviews
Date: July 10, 2019 Age: >60 years Gender: Male Marital Status: Married
Premium
Farmer's Insurance is a new face on the homeowners and renters insurance scene, but it’s already receiving tremendous feedback from consumers.