How Can I Make My Pampa, TX Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Pampa, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Pampa, TX Home Insurance Coverage Levels | Back to Top
| Pampa, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S Schneider St, W Tuke St, W 6th St, N Dwight St, W Eshom St, Apple Dr, FM 3143, N Houston St, Chateau-Rue Dr, S Neel Rd | $158,500 | $130,000 | $150,000-$175,000 | $62,000 | $60,000 | $50,000-$75,000 |
| W Texas Ave, N Hamilton St, W Finch Ave, FM 2300, W Albert St, E 29th Ave, Brunow Ave, E 1st St, W 19th Ave, E 27th Ave | $136,000 | $130,000 | $150,000-$175,000 | $146,000 | $130,000 | $150,000-$175,000 |
| N Rose St, S Anne St, N Hobart St, N Doucette St, Donley St, W Maple Ave, W Willow Rd, Gething Rd, E 6th St, Schaffer Rd | $121,000 | $110,000 | $100,000-$125,000 | $86,500 | $80,000 | $75,000-$100,000 |
| N Christine St, Railroad St, S Hobart St, Co Rd 2 1/2, N Bradley Dr, Sitter St, Thomas Rd, Westline Rd, 9 1/2 Rd, N Gray St | $103,500 | $80,000 | $100,000-$125,000 | $59,000 | $60,000 | $25,000-$50,000 |
| N Shaw St, W FM 750, Gray E, S Gulf St, W Nicki Ave, S Banks St, E Scott Ave, E 19th Ave, W 23rd Ave, E Randy Matson Ave | $96,500 | $90,000 | $100,000-$125,000 | $80,000 | $60,000 | $50,000-$75,000 |
Estimate your Savings with Home Insurance Discounts in Pampa, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $837 |
| Superior Protection Discount | -$89 | $896 |
| Fire & Security Discount | -$98 | $886 |
| Hail Resistant Roof Discount | -$30 | $955 |
| Newly Constructed Home Discount | -$266 | $719 |
Choose the Right Deductible for your Pampa, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gray County | $2,000 | $965 | $2,965 | $701 | $2,701 | $264 |
| Pampa, TX | $1,500 | $973 | $2,473 | $707 | $2,207 | $266 |
| White Deer-Groom, TX | $400 | $1,473 | $1,873 | $1,071 | $1,471 | $403 |
| Gray County, TX | $2,000 | $965 | $2,965 | $701 | $2,701 | $264 |
| Carson County, TX | $200 | $960 | $1,160 | $698 | $898 | $262 |
| Miami, TX | $2,000 | $1,639 | $3,639 | $1,191 | $3,191 | $448 |
| Roberts County, TX | $500 | $935 | $1,435 | $679 | $1,179 | $255 |
| Hedley, TX | $1,500 | $1,334 | $2,834 | $969 | $2,469 | $365 |
| Canadian North, TX | $100 | $1,625 | $1,725 | $1,181 | $1,281 | $444 |
| Amarillo, TX | $2,500 | $1,436 | $3,936 | $1,044 | $3,544 | $392 |
| Potter County, TX | $500 | $1,304 | $1,804 | $948 | $1,448 | $356 |
| Lake Tanglewood, TX | $700 | $2,573 | $3,273 | $1,870 | $2,570 | $703 |
Identify Top Home Insurance Agents near Pampa, TX | Back to Top
| Home Insurance Company Pampa, TX | Homeowners Insurance Agency Pampa, TX | Address | Popularity Score | Distance from Pampa (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Upshaw Insurance Agency Inc | 801 S Fillmore St Ste 300, Amarillo, TX, 79101 | 48.6 | |
| State Farm | Jeff Bara | 1203 S Grand St, Amarillo, TX, 79104-2735 | 46.6 | |
| Farmers | Aaron Cappilla | 432 Weatherly St, Borger, TX, 79007 | 27.3 | |
| Farmers | Lupe Laird | 1201 S Polk St Spc 100, Amarillo, TX, 79101 | 48.8 | |
| Liberty Mutual Independent | Upshaw Insurance Agency Inc | 801 S Fillmore St, Ste 300, Amarillo, TX, 79101 | 48.6 | |
| Liberty Mutual | Joel A. White | 112 Sw 8th Ave. Suite 301c, Amarillo, TX, 79101 | 48.8 | |
| State Farm | Shannon Brooks | 2001 S Washington St, Amarillo, TX, 79109-2414 | 49.6 | |
| Farmers | Daniel Escobedo | 1308 W 8th Ave, Amarillo, TX, 79101 | 49.5 | |
| Travelers | Southwest Ag Insurance Services | 103 Goodnight, Claude, TX, 79019 | 28.8 | |
| Travelers | Canadian Insurance Agency | 122 S 3rd St, Canadian, TX, 79014 | 49.3 |
Compare Rates for Pampa, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Gray County, TX | $71,700 | $977 | $640 | $1,500 | $860 |
| Pampa, TX | $73,600 | $985 | $650 | $1,520 | $870 |
| White Deer-Groom, TX | $93,900 | $1,491 | $980 | $2,300 | $1,320 |
| Gray County, TX | $71,700 | $977 | $640 | $1,500 | $860 |
| Carson County, TX | $107,800 | $972 | $640 | $1,500 | $860 |
| Miami, TX | $135,700 | $1,659 | $1,090 | $2,550 | $1,460 |
| Roberts County, TX | $135,700 | $946 | $620 | $1,460 | $840 |
| Hedley, TX | $67,500 | $1,350 | $890 | $2,080 | $1,190 |
| Canadian North, TX | $131,600 | $1,645 | $1,090 | $2,530 | $1,440 |
| Amarillo, TX | $123,200 | $1,454 | $960 | $2,240 | $1,280 |
| Potter County, TX | $89,000 | $1,320 | $870 | $2,030 | $1,160 |
| Lake Tanglewood, TX | $405,500 | $2,604 | $1,720 | $4,010 | $2,290 |
Research Home Insurance Companies Reviews in Pampa, TX Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: April 02, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
It is a reasonable deductible which reflects the value of my home along with all liabilities such as geographic region. I like it; it is reasonable.
Date: February 13, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
The deductible policy is very similar compared to the other competitors.
Date: December 27, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
Luckily I have not had much experience dealing with home insurance. I have experience with car insurance claims but none with home insurance, so I do not know much about it to be honest. I am satisfied with the customer service I have received, on the handful of occasions that I had to call or access the website to update my address or obtain documents.
State Farm Home Insurance Reviews
Date: November 10, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Communication
Commnication with them can be a long time to speak to someone. However the professionalism is top notch from what i expeirenced anyways.