How Can I Make My Godfrey, IL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Godfrey, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Godfrey, IL Home Insurance Coverage Levels | Back to Top
| Godfrey, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Quail Run, McKendree Dr, Lexington Estates Dr, Pine Grove Ln, Brook Rd, Prairie St, Holland St, Greenleaf Ave, E 12th St, Hayden St | $114,500 | $90,000 | $75,000-$100,000 | $83,500 | $80,000 | $75,000-$100,000 |
| Russell St, Otterbein Ct, Chantel Dr, Richard Dr, Bluff St, Farrow Ln, Mitchell Ln, Carver St, Asbury Ave, McKinley Blvd | $109,000 | $90,000 | $100,000-$125,000 | $114,000 | $90,000 | $100,000-$125,000 |
| Surrey Ct, Magnolia Pl, Shordell Dr, Snow White Ter, Brian Dr, Hoover Dr, Wise St, Eiffel Dr, Bloomer Dr, Mildred St | $194,500 | $170,000 | $200,000-$250,000 | $156,500 | $130,000 | $175,000-$200,000 |
| Sparks St, E Delmar Ave, Arrowhead Ln, Saint Thomas Dr, Wildwood Ln, Herter Industrial Dr, Godfrey Rd, Greenbriar Ave, Cavalier Ct, Doral Dr | $121,000 | $110,000 | $100,000-$125,000 | $97,500 | $80,000 | $100,000-$125,000 |
| Oak Forest Rd, Pelot Dr, Clark St, Deneen St, Chestnut Ln, Robinwood Dr, Pebble Creek Dr, Union School Rd, Riverwood Dr, Booher Ln | $162,000 | $150,000 | $125,000-$150,000 | $95,000 | $80,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Godfrey, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$110 | $535 |
| Superior Protection Discount | -$64 | $580 |
| Fire & Security Discount | -$71 | $573 |
| Hail Resistant Roof Discount | -$19 | $625 |
| Newly Constructed Home Discount | -$155 | $490 |
Choose your Godfrey, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,464 |
| Hail Damage | $4,524 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $15,884 |
Identify Top Home Insurance Agents near Godfrey, IL | Back to Top
| Home Insurance Company Godfrey, IL | Homeowners Insurance Agency Godfrey, IL | Address | Popularity Score | Distance from Godfrey (miles) |
|---|---|---|---|---|
| Travelers | Bridgeman Insurance Agency | 20 E Main St Suite A, Belleville, IL, 62220 | 32.9 | |
| Travelers | Macias Insurance Agency | 1101 W Delmar Ave, Godfrey, IL, 62035 | 2.3 | |
| State Farm | Lisa Sauer | 2670 Plaza Dr Ste A, Highland, IL, 62249-1123 | 32.2 | |
| State Farm | Stacy Jackson | 871 N Illinois Route 3, Waterloo, IL, 62298-1078 | 41.4 | |
| Travelers | Macias Insurance Agency | 1101 W Delmar Avenue, Godfrey, IL, 62035 | 2.3 | |
| Liberty Mutual Independent | Heneghan White Cutting & Rice Insurance Agency | 117 S Washington St, Jerseyville, IL, 62052 | 12.8 | |
| Travelers | Watters Insurance Agency | 3 Airport Plaza, Bethalto, IL, 62010 | 9.5 | |
| State Farm | Chris Kane | 3055 Godfrey Rd, Godfrey, IL, 62035-1808 | 2.2 | |
| State Farm | Scott Neudecker | 1646 Main Street, Alton, IL, 62002-3925 | 5.3 | |
| Liberty Mutual Independent | Heneghan White Cutting & Rice Insurance Agency | 117 S Washington Street, Jerseyville, IL, 62052 | 12.8 |
Compare Rates for Godfrey, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,180 | $570 |
| Madison County, IL | $130,200 | $718 | $520 | $1,000 | $480 |
| Godfrey, IL | $140,900 | $644 | $440 | $910 | $470 |
| St. Ferdinand, MO | $70,200 | $699 | $510 | $960 | $450 |
| Bellefontaine Neighbors, MO | $66,300 | $685 | $490 | $940 | $450 |
| Bel-Ridge, MO | $58,500 | $780 | $520 | $1,080 | $560 |
| Zumbehl, MO | $201,300 | $865 | $600 | $1,190 | $590 |
| Creve Coeur, MO | $234,800 | $1,200 | $800 | $1,670 | $870 |
| Carlinville, IL | $101,400 | $608 | $440 | $860 | $420 |
| Crater, IL | $68,400 | $530 | $390 | $750 | $360 |
| Nilwood, IL | $99,400 | $648 | $470 | $920 | $450 |
| Bedford, MO | $139,000 | $896 | $610 | $1,280 | $670 |
| Greenville, IL | $101,800 | $610 | $430 | $840 | $410 |
Research Home Insurance Companies Reviews in Godfrey, IL Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: February 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
Every time I call they are very prompt and easy to deal with and are so easy to converse with.They are friendly and whenever ive needed some type of document they are on top of it.
Date: January 12, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
We have all inclusive insurance on our property buildings and our home, it is such a great plan to be able to insure them this way instead of itemizing every little thing.
Date: November 01, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Customer Service
Very friendly and easy to deal with. If they do not have the answer to my questions they are able to get me the answer within an hour.
West Bend Mutual Insurance Home Insurance Reviews
Date: December 22, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
My home insurance company offers the same as most, I can add what I want and do not want easily. I would rank them highly for that.
Allstate Home Insurance Reviews
Date: November 29, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
We have had Allstate for many years and have never really shopped around for different company. Since we have a combo policy of home and auto with discount we have seen on reason to check another one out.