How Can I Make My Sayreville, NJ Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Sayreville, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Sayreville, NJ Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $133,500 | $120,000 | $125,000-$150,000 |
| 2 Bedroom | $302,000 | $250,000 | $300,000-$350,000 |
| 3 Bedroom | $376,500 | $330,000 | $350,000-$400,000 |
| 4 Bedroom | $416,500 | $380,000 | $400,000-$500,000 |
| 5 Bedroom | $682,000 | $590,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Sayreville, NJ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$177 | $808 |
| Superior Protection Discount | -$89 | $896 |
| Fire & Security Discount | -$79 | $906 |
| Hail Resistant Roof Discount | -$30 | $955 |
| Newly Constructed Home Discount | -$246 | $739 |
Choose your Sayreville, NJ Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,319 |
| Hail Damage | $4,571 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $15,884 |
Identify Top Home Insurance Agents near Sayreville, NJ | Back to Top
| Home Insurance Company Sayreville, NJ | Homeowners Insurance Agency Sayreville, NJ | Address | Popularity Score | Distance from Sayreville (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Lubowicki Insurance Agency | 400 New Durham Rd, Metuchen, NJ, 8840 | 5.6 | |
| Liberty Mutual Independent | Daven Agency Inc | 266 State Route 34, Matawan, NJ, 7747 | 3.6 | |
| Liberty Mutual Independent | Fraser Brothers Group Llc | 811 Amboy Avenue, Edison, NJ, 8837 | 4.5 | |
| Liberty Mutual Independent | Volk Insurance Group Llc | 440 S Main St, Milltown, NJ, 8850 | 6.0 | |
| State Farm | Scott Klar | 64 Route 79, Matawan, NJ, 07747-3382 | 6.4 | |
| Farmers | Leslie Lassen | 1915 Morris Ave Fl 2, Union, NJ, 7083 | 16.0 | |
| Allstate | Robert T. Knox | 537 Inman Ave Ste B, Colonia, NJ, 7067 | 9.1 | |
| Travelers | Irwin Edelstein Associates Inc | 15 Bridge St, Metuchen, NJ, 8840 | 5.6 | |
| Allstate | Pratibha Katariya | 1099 Inman Ave, Edison, NJ, 8820 | 9.3 | |
| Travelers | Imperial Agency Inc | 60 Outwater Ln, Garfield, NJ, 7026 | 30.5 |
Compare Rates for Sayreville, NJ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $740 | $1,550 | $810 |
| Middlesex County, NJ | $329,000 | $1,021 | $700 | $1,460 | $760 |
| Sayreville, NJ | $293,200 | $985 | $680 | $1,370 | $690 |
| Pleasant Plains, NJ | $575,400 | $1,883 | $1,360 | $2,670 | $1,310 |
| Leonardo, NJ | $315,300 | $1,069 | $740 | $1,490 | $750 |
| Highlands, NJ | $276,200 | $994 | $690 | $1,420 | $730 |
| Far Hills, NJ | $800,700 | $2,373 | $1,640 | $3,370 | $1,730 |
| Cedar Grove, NJ | $451,500 | $1,002 | $680 | $1,420 | $740 |
| Teaneck, NJ | $389,000 | $1,168 | $810 | $1,610 | $800 |
| Garden City South, NY | $510,900 | $2,352 | $1,720 | $3,320 | $1,600 |
| Port Washington, NY | $771,400 | $844 | $570 | $1,190 | $620 |
| Moorestown, NJ | $494,600 | $988 | $710 | $1,390 | $680 |
Research Home Insurance Companies Reviews in Sayreville, NJ Before Buying | Back to Top
Share a review on your home insurance company
New Jersey Manufacturers Insurance Company Home Insurance Reviews
Date: July 11, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
From what I know about my current insurance policy everything is covered except what they call "acts of god" and flood damage.
Allstate Home Insurance Reviews
Date: September 13, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Allstate's policy offerings are ok as well. Nothing to write home about, but not bad in comparison. With so much competition out there, they need to be setting prices that throws a wrench in the mix.
State Farm Home Insurance Reviews
Date: August 15, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
The deductibles are a little annoying with state farm, but that is to be expected as i am young and dont have amazing credit, so as annoying as they are its okay.