How Can I Make My Madison, AL Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Madison, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Madison, AL Home Insurance Coverage Levels | Back to Top
| Madison, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Rosehaven Cir, Cedar Acres Dr, Co Rd 131, Knollcrest Dr, Orchid Ln, Summerfield Dr, Queen Annes Lace, Garrett Rd, Larkin Dr, Sugar Plum Way | $176,500 | $160,000 | $150,000-$175,000 | $302,500 | $290,000 | $250,000-$300,000 |
| Westin Pl, Andrea Ln, Lanai Dr, Meadow Wood Dr, Castlewood Dr, Bluebird Way, Anna Cir, US Hwy 72 Alt, Allison Cir, Preston Wood Dr | $127,500 | $110,000 | $100,000-$125,000 | $219,000 | $200,000 | $200,000-$250,000 |
| Olde Stone Rd NW, Stoneham Way, East St, Fennell Ln, Cambridge Ln, Lena Cain Blvd, Sludder Cir, Primrose Aly, Empire Ln, Bloodworth Dr | $284,500 | $260,000 | $300,000-$350,000 | $390,000 | $310,000 | $400,000-$500,000 |
| Fennell Rd, Cedar Acres Ln, Rising Run Cir, Rosa Ln, Co Rd 113, Tribble Rd, Newby Rd, Henderson Cir, Dogwood Flats Rd, Nora St | $253,000 | $240,000 | $250,000-$300,000 | $364,000 | $320,000 | $250,000-$300,000 |
| Huntsville-Decatur Hwy, Preston Cir, Boulton Ct, Co Rd 32, Libby Cir, Cedar Cove, Mahalo Cir, US Hwy 31, Halsey Dr, Burgreen Rd | $235,500 | $220,000 | $200,000-$250,000 | $392,000 | $350,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Madison, AL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$198 | $1,215 |
| Superior Protection Discount | -$141 | $1,272 |
| Fire & Security Discount | -$127 | $1,286 |
| Hail Resistant Roof Discount | -$28 | $1,385 |
| Newly Constructed Home Discount | -$410 | $1,003 |
Choose the Right Deductible for your Madison, AL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Limestone County | $2,500 | $1,136 | $3,636 | $825 | $3,325 | $310 |
| Madison, AL | $700 | $1,396 | $2,096 | $1,015 | $1,715 | $382 |
| Huntsville, AL | $100 | $1,208 | $1,308 | $878 | $978 | $330 |
| Priceville, AL | $2,500 | $1,360 | $3,860 | $989 | $3,489 | $372 |
| Laceys Spring, AL | $300 | $778 | $1,078 | $566 | $866 | $213 |
| Hillsboro, AL | $2,000 | $1,004 | $3,004 | $729 | $2,729 | $274 |
| Eva, AL | $200 | $832 | $1,032 | $604 | $804 | $227 |
| Lincoln County, TN | $1,500 | $889 | $2,389 | $646 | $2,146 | $243 |
| Speake-Oakville, AL | $200 | $900 | $1,100 | $654 | $854 | $246 |
| Loretto, TN | $200 | $812 | $1,012 | $590 | $790 | $222 |
| Dutton, AL | $2,500 | $908 | $3,408 | $660 | $3,160 | $248 |
Identify Top Home Insurance Agents near Madison, AL | Back to Top
| Home Insurance Company Madison, AL | Homeowners Insurance Agency Madison, AL | Address | Popularity Score | Distance from Madison (miles) |
|---|---|---|---|---|
| Allstate | Carolyn Lankford | 7771 Highway 72 W Ste A, Madison, AL, 35758 | 3.3 | |
| Allstate | Jeff Knight | 7185 Highway 72 W Ste B, Madison, AL, 35758 | 4.1 | |
| State Farm | Christina Smith | 7262 Governors West Nw Ste 103, Huntsville, AL, 35806-2378 | 4.0 | |
| Allstate | Brad Johnson | 26978 Us Highway 72 Ste C, Athens, AL, 35613 | 6.1 | |
| Travelers | Burkett & Associates Insurance Agency Inc | 2400 Bob Wallace Ave Sw Ste #206, Huntsville, AL, 35805 | 9.4 | |
| Allstate | James F. Smith | 415 Church St Nw Ste 131b, Huntsville, AL, 35801 | 9.9 | |
| Travelers | Burkett & Associates Insurance Agency Inc | 2400 Bob Wallace Ave Ste 206, Huntsville, AL, 35805 | 9.4 | |
| State Farm | David Perkins | 11156 County Line Rd Ste D, Madison, AL, 35756-5403 | 1.5 | |
| State Farm | Mike Johnson | 14675 Market St, Moulton, AL, 35650-1132 | 34.0 | |
| Farmers | Tim Wirick | 3322 Memorial Pkwy Sw Ste 210, Huntsville, AL, 35801 | 10.1 |
Compare Rates for Madison, AL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $790 | $1,660 | $870 |
| Limestone County, AL | $146,300 | $1,149 | $820 | $1,640 | $820 |
| Madison, AL | $239,400 | $1,413 | $970 | $2,020 | $1,050 |
| Huntsville, AL | $164,300 | $1,223 | $830 | $1,680 | $850 |
| Priceville, AL | $180,100 | $1,377 | $950 | $1,970 | $1,020 |
| Laceys Spring, AL | $120,700 | $788 | $540 | $1,130 | $590 |
| Hillsboro, AL | $104,500 | $1,016 | $740 | $1,410 | $670 |
| Eva, AL | $102,200 | $842 | $600 | $1,150 | $550 |
| Lincoln County, TN | $117,500 | $900 | $650 | $1,240 | $590 |
| Speake-Oakville, AL | $87,800 | $911 | $670 | $1,300 | $630 |
| Loretto, TN | $88,300 | $822 | $600 | $1,180 | $580 |
| Dutton, AL | $89,000 | $919 | $660 | $1,270 | $610 |
Research Home Insurance Companies Reviews in Madison, AL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: September 16, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
Customer service is usually good. Help us find what kind of insurance we need and give us a good deal.
Date: July 22, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
The Insurance company Allstate has very good customer service we have been in a situation where we needed to call for questions and they were very helpful
Progressive Home Insurance Reviews
Date: July 09, 2019 Age: 40 to 49 Gender: Unmarried Marital Status: Female
Customer Service
We actually go through a local insurance broker, Progressive , that handles all of our problems. We've had them for over 10 years, and are give personal, hometown service.