How Can I Make My Union, NY Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Union, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Union, NY Home Insurance Coverage Levels | Back to Top
| Union, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lyndale Dr, Dwight Ave, Airey Ave, Marie St, Monterey Dr, Endwell St, Penna Rd, Clarendon St, Summit St, Marion St | $144,500 | $130,000 | $150,000-$175,000 | $101,000 | $90,000 | $100,000-$125,000 |
| Lillian Ave, Harrison St, Concord St, Campville Rd, Crescent Pl, Thomas Dr, Hall St, Skylane Ter, Eldridge Ave, Stanton Rd | $157,500 | $130,000 | $125,000-$150,000 | $101,000 | $90,000 | $100,000-$125,000 |
| Irving Ave, Mersereau Ave, Perimeter Rd E, Calumet St, Alma Pl, Marian Dr, Day Hollow Rd, Hilltop Rd, Sunrise Dr, Harrison Ave | $121,500 | $100,000 | $100,000-$125,000 | $61,000 | $50,000 | $50,000-$75,000 |
| Adams Ave, N Duane Ave, Jackson Ave, Myrtle Ave, Floral Ave, Bornt Hill Rd, Ackley Ave, Scarborough Dr, Alice Ave, Ave C | $164,500 | $140,000 | $175,000-$200,000 | $106,500 | $100,000 | $75,000-$100,000 |
| Wren St, E Wendell St, Jeanette Rd, Burns St, Theron St, Haynes Ave, Brixius Creek, Co Rd 29, Poplar St, Placek Dr | $155,500 | $140,000 | $125,000-$150,000 | $124,000 | $120,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Union, NY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$167 | $1,027 |
| Superior Protection Discount | -$107 | $1,087 |
| Fire & Security Discount | -$107 | $1,087 |
| Hail Resistant Roof Discount | -$36 | $1,158 |
| Newly Constructed Home Discount | -$251 | $943 |
Choose the Right Deductible for your Union, NY Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Broome County | $1,000 | $1,190 | $2,190 | $865 | $1,865 | $325 |
| Union, NY | $700 | $1,180 | $1,880 | $857 | $1,557 | $322 |
| Chenango, NY | $100 | $576 | $676 | $419 | $519 | $157 |
| Tioga County, NY | $2,500 | $1,201 | $3,701 | $873 | $3,373 | $328 |
| Orwell, PA | $500 | $719 | $1,219 | $523 | $1,023 | $197 |
| Smithville Flats, NY | $700 | $584 | $1,284 | $424 | $1,124 | $160 |
| Lemon, PA | $300 | $763 | $1,063 | $554 | $854 | $208 |
| Clifford, PA | $1,500 | $790 | $2,290 | $574 | $2,074 | $216 |
| Cuyler, NY | $500 | $583 | $1,083 | $424 | $924 | $159 |
| Montour, NY | $700 | $588 | $1,288 | $427 | $1,127 | $161 |
| New Berlin, NY | $500 | $584 | $1,084 | $424 | $924 | $160 |
| Mayfield, PA | $2,000 | $654 | $2,654 | $475 | $2,475 | $179 |
Identify Top Home Insurance Agents near Union, NY | Back to Top
| Home Insurance Company Union, NY | Homeowners Insurance Agency Union, NY | Address | Popularity Score | Distance from Union (miles) |
|---|---|---|---|---|
| Erie | Empire Agency | 57 Front Street, Binghamton, NY, 13905 | 6.3 | |
| Erie | Hussar Insurance Agency Inc. | 178 Oakdale Road, Johnson City, NY, 13790 | 2.9 | |
| Travelers | Kolcun Insurance Agency Inc | 144 North Jensen Rd, Vestal, NY, 13850 | 2.7 | |
| Travelers | Dirado Insurance Agency Llc | Westside Plaza 219 Main St, Binghamton, NY, 13905 | 5.3 | |
| Allstate | Ernest Landers | 591 Conklin Rd, Binghamton, NY, 13903 | 8.9 | |
| Allstate | Michael Butler | 205 Clinton St, Binghamton, NY, 13905 | 5.5 | |
| Travelers | Rick Bongiorno Insurance | 1309 1/2 Monroe St, Endicott, NY, 13760 | 1.8 | |
| Allstate | Chenango Brokers | 65 W Front Street Ext, Hancock, NY, 13783 | 39.9 | |
| State Farm | Diane Meeker | 4501 Vestal Pkwy E Ste 2, Vestal, NY, 13850-3534 | 4.3 | |
| Travelers | Aa-Wyak Insurance Agency Inc | 7 Jarvis St, Binghamton, NY, 13905 | 5.6 |
Compare Rates for Union, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,660 | $830 |
| Broome County, NY | $113,100 | $1,205 | $870 | $1,670 | $800 |
| Union, NY | $110,500 | $1,194 | $810 | $1,650 | $840 |
| Chenango, NY | $139,600 | $583 | $410 | $800 | $390 |
| Tioga County, NY | $113,000 | $1,215 | $870 | $1,660 | $790 |
| Orwell, PA | $161,700 | $728 | $520 | $1,000 | $480 |
| Smithville Flats, NY | $100,500 | $591 | $410 | $850 | $440 |
| Lemon, PA | $185,000 | $772 | $550 | $1,060 | $510 |
| Clifford, PA | $200,500 | $800 | $580 | $1,110 | $530 |
| Cuyler, NY | $90,000 | $590 | $400 | $840 | $440 |
| Montour, NY | $108,600 | $595 | $430 | $840 | $410 |
| New Berlin, NY | $84,700 | $591 | $410 | $850 | $440 |
| Mayfield, PA | $129,200 | $662 | $440 | $910 | $470 |
Research Home Insurance Companies Reviews in Union, NY Before Buying | Back to Top
Share a review on your home insurance company
Universal Property & Casualty Insurance Company Home Insurance Reviews
Date: July 05, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
My premium seems to be a little cheaper than other companies even though I find it extremely expensive. I wish they had discounts for years of ownership without any claims.
GEICO Home Insurance Reviews
Date: October 17, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
I don't have homeowners insurance but I do have renters insurance through Geico. I would give their customer service a 5; I'm extremely satisfied with every interaction I've had with them.