How Can I Make My Davidson, NC Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Davidson, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Davidson, NC Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $126,000 | $110,000 | $100,000-$125,000 |
| 2 Bedroom | $318,000 | $260,000 | $300,000-$350,000 |
| 3 Bedroom | $285,000 | $240,000 | $300,000-$350,000 |
| 4 Bedroom | $522,000 | $450,000 | $500,000-$600,000 |
| 5 Bedroom | $764,500 | $620,000 | $700,000-$800,000 |
Estimate your Savings with Home Insurance Discounts in Davidson, NC | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$247 | $1,205 |
| Superior Protection Discount | -$131 | $1,321 |
| Fire & Security Discount | -$160 | $1,292 |
| Hail Resistant Roof Discount | -$44 | $1,408 |
| Newly Constructed Home Discount | -$290 | $1,161 |
Choose the Right Deductible for your Davidson, NC Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Iredell County | $2,000 | $891 | $2,891 | $647 | $2,647 | $243 |
| Davidson, NC | $700 | $1,434 | $2,134 | $1,042 | $1,742 | $392 |
| China Grove, NC | $500 | $662 | $1,162 | $481 | $981 | $181 |
| Catawba County, NC | $1,000 | $776 | $1,776 | $564 | $1,564 | $212 |
| Bethany, NC | $400 | $695 | $1,095 | $505 | $905 | $190 |
| Union Grove, NC | $2,000 | $705 | $2,705 | $513 | $2,513 | $193 |
| Clarksville, NC | $500 | $743 | $1,243 | $540 | $1,040 | $203 |
| Tega Cay, SC | $1,500 | $994 | $2,494 | $722 | $2,222 | $272 |
| Casar, NC | $400 | $482 | $882 | $350 | $750 | $132 |
| New Salem, NC | $700 | $1,168 | $1,868 | $849 | $1,549 | $319 |
| Fairplains, NC | $200 | $599 | $799 | $435 | $635 | $164 |
| Pleasant Hill, NC | $2,000 | $607 | $2,607 | $441 | $2,441 | $166 |
Identify Top Home Insurance Agents near Davidson, NC | Back to Top
| Home Insurance Company Davidson, NC | Homeowners Insurance Agency Davidson, NC | Address | Popularity Score | Distance from Davidson (miles) |
|---|---|---|---|---|
| Erie | Oconnor Insurance Associates Inc. | 1973 J N Pease Place Suite 203, Charlotte, NC, 28262 | 18.3 | |
| Nationwide | Parks Insurance Group | 8316 Medical Plaza Dr Ste B, Charlotte, NC, 28262-6702 | 18.4 | |
| State Farm | Roger O'Connell | 452 S Main St Ste 100, Davidson, NC, 28036-8095 | 5.5 | |
| State Farm | Will Wilkins | 6580 Shallowford Rd Ste 110, Lewisville, NC, 27023-8730 | 45.3 | |
| State Farm | Maeghan Mckenzie | 819 Central Ave, Charlotte, NC, 28204-2025 | 24.1 | |
| State Farm | Van Nguyen | 6400 South Blvd Ste C, Charlotte, NC, 28217-4400 | 28.8 | |
| Travelers | Benfield Insurance | 78 E Main Ave, Taylorsville, NC, 28681 | 29.1 | |
| State Farm | Kris Kozdras | 19425 Liverpool Pkwy Ste B, Cornelius, NC, 28031-6387 | 6.1 | |
| Travelers | W N Ireland Insurance Agency Inc | 113 E Main Street, Yadkinville, NC, 27055 | 41.5 | |
| Allstate | Julie Wolfe | 4375 Styers Ferry Rd, Winston Salem, NC, 27104 | 46.7 |
Compare Rates for Davidson, NC Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,280 | $670 |
| Iredell County, NC | $173,600 | $901 | $660 | $1,240 | $580 |
| Davidson, NC | $384,000 | $1,452 | $970 | $2,020 | $1,050 |
| China Grove, NC | $119,700 | $671 | $460 | $930 | $470 |
| Catawba County, NC | $139,900 | $786 | $540 | $1,080 | $540 |
| Bethany, NC | $146,400 | $703 | $500 | $960 | $460 |
| Union Grove, NC | $118,200 | $714 | $520 | $990 | $470 |
| Clarksville, NC | $126,500 | $752 | $540 | $1,060 | $520 |
| Tega Cay, SC | $306,600 | $1,006 | $690 | $1,380 | $690 |
| Casar, NC | $75,800 | $488 | $350 | $680 | $330 |
| New Salem, NC | $252,400 | $1,182 | $800 | $1,640 | $840 |
| Fairplains, NC | $96,700 | $606 | $440 | $830 | $390 |
| Pleasant Hill, NC | $98,200 | $614 | $450 | $850 | $400 |
Research Home Insurance Companies Reviews in Davidson, NC Before Buying | Back to Top
Share a review on your home insurance company
The Hartford Home Insurance Reviews
Date: May 22, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Female
Customer Service
I would rate them as a 4 because they are reasonably priced, easy to get in contact with, and work with me if I need it. I have not felt the need to look for any other company.
Allstate Home Insurance Reviews
Date: July 18, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
other home insurance is waste policies are not complete and very worst plans