How Can I Make My Springboro, OH Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Springboro, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Estimate Appropriate Springboro, OH Home Insurance Coverage Levels | Back to Top
| Springboro, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Kitty Hawk Dr, Farmview Ct, Haley Ct, Muzette Ct, Four Seasons Trl, Bugle Boy Ct, Village Tree Ct, Saddlebrook Ln, Harrison Ct, White Pine Ct | $217,500 | $180,000 | $200,000-$250,000 | $224,000 | $200,000 | $200,000-$250,000 |
| Sagebrook Dr, Clarion Ct, W Knoll Ct, Kingsridge Dr, Towering Pine Dr, Wild Ginger Way, Blanton Dr, Lincolnshire Rd, W Pugh Dr, Canterchase Dr | $108,000 | $90,000 | $100,000-$125,000 | $194,500 | $170,000 | $200,000-$250,000 |
| Dunshire Ct, Cross Village Dr, Old Lantern Ct, Chuffstan Dr, E Pugh Dr, Orville Ct, Winters End Trl, Colinda Ct, Arboridge Ln, Washington Church Rd | $231,000 | $200,000 | $200,000-$250,000 | $330,000 | $290,000 | $250,000-$300,000 |
| Woodenbrook Dr, Bannon Ct, Holley Ct, Arlis Ln, Southwind Dr, Crockett Dr, Foxhill Dr, Prestige Plaza Dr, Foxwood Ct, Allister Cir | $248,500 | $230,000 | $200,000-$250,000 | $348,500 | $290,000 | $250,000-$300,000 |
| Snowy Spruce Ct, Gander Creek Dr, Country Pond Trl, Grove Park, Steeplechase Dr, Glen Orchard Ct, Fiesta Ln, Marquis Ct, Prestige Place Dr, Newmark Dr | $135,500 | $120,000 | $125,000-$150,000 | $278,500 | $230,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Springboro, OH | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $609 |
| Superior Protection Discount | -$64 | $652 |
| Fire & Security Discount | -$57 | $659 |
| Hail Resistant Roof Discount | -$14 | $702 |
| Newly Constructed Home Discount | -$143 | $573 |
Choose the Right Deductible for your Springboro, OH Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $700 | $630 | $1,330 | $458 | $1,158 | $172 |
| Springboro, OH | $700 | $708 | $1,408 | $514 | $1,214 | $193 |
| Jacksonburg, OH | $200 | $673 | $873 | $489 | $689 | $184 |
| Harrison, OH | $1,000 | $674 | $1,674 | $490 | $1,490 | $184 |
| Fairfield, OH | $100 | $711 | $811 | $517 | $617 | $194 |
| The Village of Indian Hill, OH | $2,000 | $673 | $2,673 | $489 | $2,489 | $184 |
| Lynchburg, OH | $300 | $596 | $896 | $433 | $733 | $163 |
| Fruit Hill, OH | $1,500 | $770 | $2,270 | $559 | $2,059 | $210 |
| Bromley, KY | $300 | $692 | $992 | $503 | $803 | $189 |
| Delhi, OH | $2,500 | $664 | $3,164 | $483 | $2,983 | $182 |
| Moorefield, OH | $500 | $653 | $1,153 | $475 | $975 | $179 |
| Madison County, OH | $700 | $725 | $1,425 | $527 | $1,227 | $198 |
Identify Top Home Insurance Agents near Springboro, OH | Back to Top
| Home Insurance Company Springboro, OH | Homeowners Insurance Agency Springboro, OH | Address | Popularity Score | Distance from Springboro (miles) |
|---|---|---|---|---|
| State Farm | Marjorie Schaeffer | 1160 E Main St Apt A, Lebanon, OH, 45036-6450 | 9.4 | |
| Farmers | Ross Crisp | 4496 Marie Dr, Middletown, OH, 45044 | 7.4 | |
| Erie | Patton Insurance Group | 8704 Highmount Dr , Springboro, OH, 45066 | 2.5 | |
| Travelers | Maddox Insurance Agency | 1300-G Cincinnati Dayton Rd, Middletown, OH, 45044 | 8.4 | |
| Farmers | Richard Denny | 110 E Central Ave Ste 112, Miamisburg, OH, 45342 | 6.3 | |
| Allstate | Andy Harmon | 2190 Hewitt Ave, Kettering, OH, 45440 | 8.8 | |
| Allstate | Robert Ford | 689 Miamisburg Centerville Rd, Dayton, OH, 45459 | 5.5 | |
| Allstate | Tony Peh | 6332 Far Hills Ave, Centerville, OH, 45459 | 7.6 | |
| Allstate | Sheppard Insurance & Financial Llc | 10792 Kenwood Rd, Blue Ash, OH, 45242 | 22.0 | |
| State Farm | Chuck Shafer | 1840 Lyons Rd, Dayton, OH, 45458-1839 | 4.8 |
Compare Rates for Springboro, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $990 | $480 |
| Montgomery County, OH | $112,100 | $637 | $430 | $870 | $440 |
| Springboro, OH | $212,900 | $717 | $520 | $990 | $470 |
| Jacksonburg, OH | $121,900 | $681 | $470 | $960 | $490 |
| Harrison, OH | $65,700 | $682 | $500 | $950 | $450 |
| Fairfield, OH | $149,300 | $720 | $500 | $1,000 | $500 |
| The Village of Indian Hill, OH | $947,000 | $681 | $480 | $970 | $490 |
| Lynchburg, OH | $92,500 | $603 | $440 | $860 | $420 |
| Fruit Hill, OH | $168,600 | $779 | $550 | $1,070 | $520 |
| Bromley, KY | $80,300 | $700 | $480 | $990 | $510 |
| Delhi, OH | $140,400 | $672 | $480 | $920 | $440 |
| Moorefield, OH | $134,600 | $661 | $440 | $910 | $470 |
| Madison County, OH | $156,700 | $734 | $490 | $1,010 | $520 |
Research Home Insurance Companies Reviews in Springboro, OH Before Buying | Back to Top
Share a review on your home insurance company
Homeowner's Choice Home Insurance Reviews
Date: October 26, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Website/App
homeowner insurance user they be business and that website .product and they user website agent of course .
State Farm Home Insurance Reviews
Date: December 12, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
No issues really. They are really good about answering questions and finding answers to questions if they do not know the answer immediately. I am extremely satisfied overall, so I would rate them a solid 5.
Foremost Insurance Home Insurance Reviews
Date: October 16, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
The customer service at Foremost insurance company is great and the customer service reps are friendly and helpful.