How Can I Make My Royal Palm Beach, FL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Royal Palm Beach, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Royal Palm Beach, FL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $84,500 | $80,000 | $50,000-$75,000 |
| 2 Bedroom | $115,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $306,000 | $260,000 | $300,000-$350,000 |
| 4 Bedroom | $367,500 | $330,000 | $350,000-$400,000 |
| 5 Bedroom | $432,500 | $370,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Royal Palm Beach, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$185 | $1,136 |
| Superior Protection Discount | -$119 | $1,202 |
| Fire & Security Discount | -$106 | $1,215 |
| Hail Resistant Roof Discount | -$40 | $1,281 |
| Newly Constructed Home Discount | -$317 | $1,004 |
Choose your Royal Palm Beach, FL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,513 |
| Hail Damage | $4,759 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,887 |
Identify Top Home Insurance Agents near Royal Palm Beach, FL | Back to Top
| Home Insurance Company Royal Palm Beach, FL | Homeowners Insurance Agency Royal Palm Beach, FL | Address | Popularity Score | Distance from Royal Palm Beach (miles) |
|---|---|---|---|---|
| Travelers | All Risk Insurance Group Inc | 1927 N Federal Highway, Boca Raton, FL, 33432 | 24.9 | |
| Liberty Mutual Independent | Evergreen Insurance | 583 105th Ave North Ste 2 , Royal Palm Beach, FL, 33411 | 1.4 | |
| Allstate | Tom Neumann | 3460 Fairlane Farms Rd Ste 2, Wellington, FL, 33414 | 4.8 | |
| Allstate | Carmen (Cain) Banner | 2250 Palm Bch Lk Blvd Ste 115, West Palm Beach, FL, 33409 | 7.9 | |
| Travelers | Burrowes Insurance Agency | 202 Blvd , Royal Palm Beach, FL, 33411 | 1.6 | |
| Allstate | Richard P. Lydon | 2845 N Military Trl Ste 3, West Palm Beach, FL, 33409 | 7.1 | |
| Travelers | Ac Insurance Services | 1274 N Military Tr, West Palm Beach, FL, 33409 | 7.0 | |
| Allstate | Stephen Gaulden | 4793 N Congress Ave Ste 206, Boynton Beach, FL, 33426 | 12.4 | |
| State Farm | Chris Barker | Ste 37a 12794 W Forrest Hill Blvd, Wellington, FL, 33414-4758 | 2.6 | |
| Travelers | Barkley Insurance Agency Inc | 2765 W Cypress Creek Rd Ste B, Ft Lauderdale, FL, 33309 | 34.7 |
Compare Rates for Royal Palm Beach, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Palm Beach County, FL | $242,500 | $1,363 | $1,060 | $1,830 | $770 |
| Royal Palm Beach, FL | $232,700 | $1,321 | $1,030 | $1,770 | $740 |
| West Palm Beach, FL | $156,100 | $1,310 | $1,020 | $1,750 | $730 |
| Cabana Colony, FL | $156,800 | $1,460 | $1,140 | $1,960 | $820 |
| Jupiter Farms, FL | $342,900 | $944 | $740 | $1,260 | $520 |
| Boynton Beach, FL | $164,300 | $1,359 | $1,060 | $1,820 | $760 |
| Tequesta, FL | $342,100 | $934 | $730 | $1,250 | $520 |
| Martin County, FL | $233,000 | $1,322 | $1,030 | $1,770 | $740 |
| Sunrise, FL | $165,500 | $1,366 | $1,070 | $1,830 | $760 |
| Miramar-Pembroke Pines, FL | $249,000 | $1,360 | $1,060 | $1,820 | $760 |
| Okeechobee, FL | $85,200 | $937 | $730 | $1,260 | $530 |
Research Home Insurance Companies Reviews in Royal Palm Beach, FL Before Buying | Back to Top
Share a review on your home insurance company
Tower Hill Insurance Home Insurance Reviews
Date: July 14, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
Their offerings were okay, they did not offer flood insurance or automotive insurance. This was not a problem since I was able to get coverage else where.
USAA Home Insurance Reviews
Date: August 22, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
USAA has been nothing but fantastic with our insurance needs. Whenever we have needed help, the agents have been ready to help at any time. I am rating them a 5 for fantastic service to the military.