How Can I Make My San Clemente, CA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in San Clemente, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Select the Suitable Coverage Value for your San Clemente, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $223,500 | $180,000 | $175,000-$200,000 |
| 2 Bedroom | $309,500 | $280,000 | $300,000-$350,000 |
| 3 Bedroom | $464,000 | $430,000 | $400,000-$500,000 |
| 4 Bedroom | $756,500 | $710,000 | $800,000-$900,000 |
| 5 Bedroom | $1,164,500 | $1,040,000 | More than 10,000,000 |
Estimate your Savings with Home Insurance Discounts in San Clemente, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$291 | $1,242 |
| Superior Protection Discount | -$153 | $1,380 |
| Fire & Security Discount | -$153 | $1,380 |
| Hail Resistant Roof Discount | -$31 | $1,502 |
| Newly Constructed Home Discount | -$399 | $1,134 |
Choose your San Clemente, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,295 |
| Hail Damage | $4,571 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,222 |
Identify Top Home Insurance Agents near San Clemente, CA | Back to Top
| Home Insurance Company San Clemente, CA | Homeowners Insurance Agency San Clemente, CA | Address | Popularity Score | Distance from San Clemente (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Insurance Center Associates | 1622 S Gaffey St, San Pedro, CA, 90731 | 43.7 | |
| State Farm | Keith Ahn | 9438 Garden Grove Blvd, Garden Grove, CA, 92844-1453 | 30.3 | |
| State Farm | Elaine Lavine | 34080 Gldn Lantern St Ste 105, Dana Point, CA, 92629-2679 | 5.1 | |
| Allstate | Alan Keddington | 26072 Merit Cir Ste 105, Laguna Hills, CA, 92653 | 9.3 | |
| State Farm | Ida Vo | 745 S Lemon Ave, Walnut, CA, 91789-2906 | 40.7 | |
| State Farm | Katie Beach Harlan | 527 Encinitas Blvd Ste 106, Encinitas, CA, 92024-3746 | 33.8 | |
| State Farm | Virnie Tordera | 12071 Beach Blvd, Stanton, CA, 90680-3705 | 32.0 | |
| Farmers | Monique Lahti | 2086 S E St Ste 103, San Bernardino, CA, 92408 | 46.4 | |
| State Farm | Ana Maria Cruz | 707 S Sanderson Ave, Hemet, CA, 92545-9075 | 40.2 | |
| Farmers | Michael Rey | 27130 Paseo Espada Ste B523, San Juan Capistrano, CA, 92675 | 4.3 |
Compare Rates for San Clemente, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Orange County, CA | $620,500 | $1,368 | $1,010 | $1,860 | $850 |
| San Clemente, CA | $849,300 | $1,533 | $1,130 | $2,080 | $950 |
| Dana Point, CA | $833,800 | $1,513 | $1,120 | $2,060 | $940 |
| Laguna Hills, CA | $649,700 | $1,251 | $930 | $1,700 | $770 |
| Home Gardens, CA | $288,600 | $657 | $490 | $890 | $400 |
| Romoland, CA | $298,000 | $800 | $590 | $1,090 | $500 |
| Ontario, CA | $413,900 | $1,070 | $790 | $1,450 | $660 |
| San Jacinto, CA | $188,200 | $617 | $460 | $840 | $380 |
| Montclair, CA | $304,200 | $789 | $580 | $1,070 | $490 |
| Loma Linda, CA | $333,200 | $738 | $550 | $1,000 | $450 |
| Rolling Hills, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |
| Beaumont, CA | $275,200 | $736 | $540 | $1,000 | $460 |
Research Home Insurance Companies Reviews in San Clemente, CA Before Buying | Back to Top
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Progressive Home Insurance Reviews
Date: July 20, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
The premium and deductible is very competitive and affordable. It would be hard for me to switch.