Gavop's guide to buying homeowners insurance in Clarksville, IN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Clarksville, IN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
---|---|---|---|---|---|---|
Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
Indianola St, Clyde Ave, Dunbar Dr, Yale Dr, Elmwood Dr, Hill Side Ln, Keswick Ave, Kopp Ln, Jackson Dr, Carr Cir | $174,000 | $140,000 | $200,000-$250,000 | $78,500 | $70,000 | $75,000-$100,000 |
Antler Dr, Eastside Ave, Hazelwood Dr, Mt Sterling Dr, Adams St, Spicewood Dr, Lewis and Clark Pkwy, Beckett St, Luther Cir, Bottorff St | $134,500 | $130,000 | $125,000-$150,000 | $118,000 | $110,000 | $125,000-$150,000 |
Kopp Ave, Alberto Ct, Magnolia Ave, Beech St, W Montgomery Ave, Starview Ct, Fabricon Blvd, W Eastern Blvd, E Rosewood Dr, Bailey Ave | $145,500 | $120,000 | $125,000-$150,000 | $76,500 | $60,000 | $50,000-$75,000 |
Morgan Trl, Hunter Station Rd, Blackiston View Dr, Ryan Ln, Arthur St, Greentree Blvd, Greentree Ct, W Adams Ave, Eastern Blvd, Wyckshire Ct | $156,500 | $140,000 | $125,000-$150,000 | $83,000 | $70,000 | $75,000-$100,000 |
Idlewood Dr, Elk Run Trl, Cherry Hill Ct, Allentown Rd, Silver Lakes Dr, Virginia St, Lowell Ct, Briarwood Dr, Millview St, Hauss Ave | $196,000 | $180,000 | $200,000-$250,000 | $156,000 | $130,000 | $150,000-$175,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$113 | $554 |
Superior Protection Discount | -$60 | $607 |
Fire & Security Discount | -$73 | $594 |
Hail Resistant Roof Discount | -$13 | $654 |
Newly Constructed Home Discount | -$167 | $500 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Clark County | $1,000 | $816 | $1,816 | $593 | $1,593 | $223 |
Clarksville, IN | $2,000 | $659 | $2,659 | $479 | $2,479 | $180 |
Louisville West, KY | $100 | $595 | $695 | $432 | $532 | $163 |
Richlawn, KY | $1,500 | $1,212 | $2,712 | $881 | $2,381 | $331 |
Borden, IN | $400 | $772 | $1,172 | $561 | $961 | $211 |
Heritage Creek, KY | $700 | $972 | $1,672 | $707 | $1,407 | $266 |
Fredericksburg, IN | $100 | $655 | $755 | $476 | $576 | $179 |
Salem, IN | $1,500 | $625 | $2,125 | $454 | $1,954 | $171 |
Laconia, IN | $100 | $665 | $765 | $483 | $583 | $182 |
Doe Valley, KY | $2,000 | $998 | $2,998 | $725 | $2,725 | $273 |
Henry County, KY | $400 | $733 | $1,133 | $533 | $933 | $200 |
Bigger, IN | $1,500 | $825 | $2,325 | $600 | $2,100 | $225 |
Home Insurance Company Clarksville, IN | Homeowners Insurance Agency Clarksville, IN | Address | Popularity Score | Distance from Clarksville (miles) |
---|---|---|---|---|
State Farm | Bryan Jackson | 2123 Veterans Pkwy Suite #1, Jeffersonville, IN, 47130 | 1.7 | |
Travelers | C & F Insurance Group Llc | 812 Spring St, Jeffersonville, IN, 47130 | 3.3 | |
Travelers | Diversified Insurance Group | 1602 E 8th St, Jeffersonville, IN, 47130 | 3.4 | |
Liberty Mutual Independent | Steve Yount Insurance | 220 S Indiana Ave Ste 4, Sellersburg, IN, 47172 | 5.2 | |
Farmers | Bobby Roberts | 3303 Plaza Dr, New Albany, IN, 47150 | 2.7 | |
State Farm | Josh Denny | 506 E Main St, Madison, IN, 47250-3647 | 35.7 | |
Erie | Isu Insurance & Investment Group | 620 E Court Avenue, Jeffersonville, IN, 47130 | 3.5 | |
State Farm | Rob Rippy | 1102 East 10th Street, Jeffersonville, IN, 47130-4227 | 3.1 | |
Travelers | Reedy Insurance Services | 703 N Ewing St, Seymour, IN, 47274 | 44.8 | |
Liberty Mutual Independent | Hummel Vevay Insurance | 415 Ferry St., Vevay, IN, 47043 | 48.0 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Indiana | $130,200 | $847 | $570 | $1,190 | $620 |
Clark County, IN | $131,500 | $825 | $550 | $1,130 | $580 |
Clarksville, IN | $112,900 | $667 | $460 | $920 | $460 |
Louisville West, KY | $60,900 | $602 | $440 | $860 | $420 |
Richlawn, KY | $263,800 | $1,227 | $900 | $1,680 | $780 |
Borden, IN | $109,000 | $781 | $540 | $1,120 | $580 |
Heritage Creek, KY | $158,800 | $984 | $660 | $1,350 | $690 |
Fredericksburg, IN | $77,800 | $663 | $460 | $910 | $450 |
Salem, IN | $81,700 | $632 | $450 | $890 | $440 |
Laconia, IN | $80,000 | $673 | $480 | $950 | $470 |
Doe Valley, KY | $168,600 | $1,010 | $680 | $1,440 | $760 |
Henry County, KY | $126,100 | $742 | $500 | $1,020 | $520 |
Bigger, IN | $126,200 | $835 | $600 | $1,150 | $550 |
Date: March 05, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: November 22, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: October 30, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried