How Can I Make My Westlake, OH Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Westlake, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Estimate Appropriate Westlake, OH Home Insurance Coverage Levels | Back to Top
| Westlake, OH - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hidden Acres Dr, E Melrose Dr, W Hedgewood Dr, Lexington Ct, E Crossings Pl, Northwood Ln, Indianpath Dr, Rue St Georges, Sentry Ln, Kensington Dr | $440,500 | $390,000 | $400,000-$500,000 | $201,500 | $190,000 | $175,000-$200,000 |
| Bryandale Dr, Georgia Dr, Pebble Cove, Mallard Cir, Chesterfield Ct, Hilliard Ct, Howard Ave, Augusta Ct, Lands End Ln, Earley Ln | $358,000 | $300,000 | $350,000-$400,000 | $179,500 | $170,000 | $150,000-$175,000 |
| 2nd St, Trenton Ct, Tamarack Trl, Guilford Ct, Remington Cir, Holly Ln, Preston Pl, Hunters Chase Dr, Presler Ct, Stones Throw | $364,000 | $300,000 | $300,000-$350,000 | $130,000 | $110,000 | $150,000-$175,000 |
| Grove Ct, Langale Rd, Briarwood Ct, Mallard Cove, Surrey Cir, Elmwood Dr, Adelaide St, Sleepy Hollow Dr, Cobblestone Chase, Cottage Dr | $465,000 | $410,000 | $400,000-$500,000 | $204,500 | $180,000 | $200,000-$250,000 |
| Tricia Dr, Pebblebrook, Mozart Dr, Brantwood Dr, Park Ct, Oakmont Cir, King Arthur Ct, Winchester Ct, Harding Dr, Williams Dr | $216,500 | $200,000 | $200,000-$250,000 | $94,500 | $80,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in Westlake, OH | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $740 |
| Superior Protection Discount | -$87 | $784 |
| Fire & Security Discount | -$70 | $801 |
| Hail Resistant Roof Discount | -$17 | $854 |
| Newly Constructed Home Discount | -$235 | $636 |
Choose the Right Deductible for your Westlake, OH Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cuyahoga County | $2,000 | $657 | $2,657 | $478 | $2,478 | $180 |
| Westlake, OH | $1,500 | $861 | $2,361 | $625 | $2,125 | $235 |
| Medina County, OH | $400 | $775 | $1,175 | $563 | $963 | $212 |
| Montrose-Ghent, OH | $700 | $1,025 | $1,725 | $745 | $1,445 | $280 |
| Chippewa Lake, OH | $100 | $699 | $799 | $508 | $608 | $191 |
| Fairlawn, OH | $1,000 | $654 | $1,654 | $475 | $1,475 | $179 |
| Gates Mills, OH | $400 | $1,632 | $2,032 | $1,186 | $1,586 | $446 |
| Seville Village, OH | $2,000 | $716 | $2,716 | $521 | $2,521 | $196 |
| Mentor-on-the-Lake, OH | $400 | $636 | $1,036 | $462 | $862 | $174 |
| Milton, OH | $2,500 | $673 | $3,173 | $489 | $2,989 | $184 |
| Munson, OH | $100 | $769 | $869 | $559 | $659 | $210 |
Identify Top Home Insurance Agents near Westlake, OH | Back to Top
| Home Insurance Company Westlake, OH | Homeowners Insurance Agency Westlake, OH | Address | Popularity Score | Distance from Westlake (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Machor Sage Insurance Agency | 7379 Pearl Rd Ste 5 Cleveland, Middleburg Heights, OH, 44130 | 8.6 | |
| Travelers | Hubbard Insurance Agency | 22255 Center Ridge Road Suite 202, Rocky River, OH, 44116 | 3.5 | |
| Erie | Willis Insurance Agency Inc. | 310 W Main Street, Bellevue, OH, 44811 | 49.1 | |
| Allstate | Dawson Insurance | 1340 Depot St Ste 300, Cleveland, OH, 44116 | 5.5 | |
| State Farm | Bob Malinak | 25586 Bagley Rd, Olmsted Falls, OH, 44138-1914 | 5.5 | |
| State Farm | Scott Francesangelo | 16570 Commerce Ct, Cleveland, OH, 44130-6305 | 9.1 | |
| State Farm | Eileen Reigert | 702 Avon Belden Rd, Avon Lake, OH, 44012-2212 | 5.1 | |
| State Farm | Don Deluca | 6785 W 130th St, Parma Heights, OH, 44130-7817 | 9.0 | |
| State Farm | Jack Mccoy | 1754 Portage Trail, Cuyahoga Falls, OH, 44223-1739 | 30.5 | |
| State Farm | Don Rembowski | 7055 Engle Rd # 1-102, Cleveland, OH, 44130-8491 | 7.5 |
Compare Rates for Westlake, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $980 | $470 |
| Cuyahoga County, OH | $123,900 | $665 | $490 | $940 | $450 |
| Westlake, OH | $241,900 | $871 | $580 | $1,230 | $650 |
| Medina County, OH | $185,800 | $785 | $570 | $1,110 | $540 |
| Montrose-Ghent, OH | $322,500 | $1,037 | $740 | $1,480 | $740 |
| Chippewa Lake, OH | $133,000 | $707 | $500 | $980 | $480 |
| Fairlawn, OH | $173,500 | $662 | $480 | $930 | $450 |
| Gates Mills, OH | $488,400 | $1,652 | $1,110 | $2,260 | $1,150 |
| Seville Village, OH | $141,300 | $725 | $510 | $1,040 | $530 |
| Mentor-on-the-Lake, OH | $126,400 | $644 | $460 | $890 | $430 |
| Milton, OH | $144,700 | $681 | $480 | $960 | $480 |
| Munson, OH | $260,500 | $779 | $570 | $1,070 | $500 |
Research Home Insurance Companies Reviews in Westlake, OH Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: August 20, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
My premium is great. I pay way less than most people I know thanks to some discounts for multiple polices. I am also comfortable with our deductible.
Date: June 14, 2019 Age: 20 to 29 Gender: Married Marital Status: Female
Premium
We gat our first poicy because we just wantedd the cheapest rate possible. We now have a higher premium but with much better over all coverage.
Auto Owners Insurance Home Insurance Reviews
Date: July 04, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
I have not done any recent comparative shopping. However, at last glance I find my homeowner's insurance to be comparable to for my living arrangements and location.