How Can I Make My Ruskin, FL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Ruskin, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Ruskin, FL Home Insurance Coverage Levels | Back to Top
| Ruskin, FL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Beech Grove Pl, 16th Ave SE, Stagecoach Trl, Sundance Trl, Greenwich Dr, New Bedford Dr, Corinth Greens Dr, Clair Nest Ct, Lake Dr N, Turkey Walk Ln | $132,500 | $120,000 | $125,000-$150,000 | $284,000 | $270,000 | $200,000-$250,000 |
| Richwood Pike Dr, Blossom Tree Ln, Piney Pt, Cambridge Trl, Wheelhouse Cir, Halidom Way, Via Toscana Way, 2nd St NW, 10th St SW, Tam O Shanter Ave | $137,500 | $130,000 | $100,000-$125,000 | $118,500 | $110,000 | $100,000-$125,000 |
| Ridge Briar Blvd, Thorn Hill Pl, 18th Ave SE, Fortune Pl, 4th St SW, Charles Pathe Dr, Campus Dr, 9th St SE, Wild West Ln, Nantucket Harbor Loop | $113,000 | $110,000 | $125,000-$150,000 | $141,500 | $120,000 | $150,000-$175,000 |
| 4th Ave NE, Smokey Hill Ave, 21st St SE, Cambridge Park Dr, Myrtle Vista Ct, Cristelle Jean Dr, Covesound Way, Maricopa Ct, 23rd St SE, 15th St NE | $90,000 | $80,000 | $50,000-$75,000 | $132,500 | $120,000 | $100,000-$125,000 |
| Hanson Ct, Misty Greens Dr, 2nd St SE, Delano Trent St, Saint Thomas Cir S, Pleasant View Ave, Marksmen Ct, Regal Manor Way, Buttonwood Ct, White Heron Blvd | $62,500 | $60,000 | $50,000-$75,000 | $89,000 | $80,000 | $75,000-$100,000 |
| Rickenbacker Dr, Orchard Park Cir, Harley Way, Wentz Way, Princeton Greens Ct, Menigan Dr, 17th Ave SE, Elsberry Rd, Saint Lucia Loop E, Staffordshire Ln | $121,000 | $110,000 | $125,000-$150,000 | $146,000 | $130,000 | $150,000-$175,000 |
| Wimbly Pl, Pleasure Run Dr, Fairhope Dr, 13th St SE, Turtleback Way, Islebay Dr, Jasmine Creek Ct, Faircross Cir, Cherry Hills Ct, 12th Ave SE | $108,000 | $90,000 | $100,000-$125,000 | $143,000 | $120,000 | $125,000-$150,000 |
| Marion Hill Ln, Port Royal Ln, Masterpiece Dr, Ibisview Ln, Sheridan Bay Dr, Lancaster Dr, Orange Spring Dr, Summer Palm Dr, 8th St SW, Frond Way | $67,500 | $60,000 | $50,000-$75,000 | $142,500 | $120,000 | $100,000-$125,000 |
| 24th Ave SE, Platinum Dr, Idlewood Dr, Scramble Dr, Cedar Falls Dr, Oceanside Cir, Sea Turtle Pl, Bryce Ct, Lakehouse Ct, 1st St SW | $258,500 | $210,000 | $200,000-$250,000 | $409,500 | $370,000 | $400,000-$500,000 |
| Florida Cir S, Bayou Pass Dr, Hawkhurst Cir, Lawrence Hall St, Merril Groce Pl, Tall Palm Pl, Saffold Park Dr, 23rd St NW, Chicory Ln, Somerset Garden Way | $88,500 | $70,000 | $100,000-$125,000 | $183,500 | $150,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Ruskin, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$190 | $1,166 |
| Superior Protection Discount | -$136 | $1,220 |
| Fire & Security Discount | -$108 | $1,247 |
| Hail Resistant Roof Discount | -$41 | $1,315 |
| Newly Constructed Home Discount | -$312 | $1,044 |
Choose the Right Deductible for your Ruskin, FL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hillsborough County | $2,000 | $1,432 | $3,432 | $1,040 | $3,040 | $391 |
| Ruskin, FL | $700 | $1,339 | $2,039 | $973 | $1,673 | $366 |
| St. Petersburg, FL | $200 | $1,004 | $1,204 | $729 | $929 | $274 |
| West Lealman, FL | $1,000 | $801 | $1,801 | $582 | $1,582 | $219 |
| North Sarasota, FL | $200 | $1,008 | $1,208 | $732 | $932 | $275 |
| Indian Shores, FL | $2,000 | $2,476 | $4,476 | $1,799 | $3,799 | $677 |
| Kensington Park, FL | $200 | $1,369 | $1,569 | $995 | $1,195 | $374 |
| Gulf Gate Estates, FL | $2,500 | $1,051 | $3,551 | $764 | $3,264 | $287 |
| Vamo, FL | $400 | $951 | $1,351 | $691 | $1,091 | $260 |
| New Port Richey East, FL | $1,000 | $945 | $1,945 | $686 | $1,686 | $258 |
| Pasadena Hills, FL | $500 | $1,030 | $1,530 | $749 | $1,249 | $282 |
| Combee Settlement, FL | $700 | $632 | $1,332 | $459 | $1,159 | $173 |
Identify Top Home Insurance Agents near Ruskin, FL | Back to Top
| Home Insurance Company Ruskin, FL | Homeowners Insurance Agency Ruskin, FL | Address | Popularity Score | Distance from Ruskin (miles) |
|---|---|---|---|---|
| Travelers | Prime Group Insurance Services, Inc. | 5402 W Laurel St Ste 220, Tampa, FL, 33607 | 18.2 | |
| State Farm | Sylvia Rusche | 104 1st St N, St Petersburg, FL, 33701-3305 | 8.8 | |
| Travelers | Smith & Thomas Insurance | 115 Rogers Terrace, Lakeland, FL, 33803 | 41.1 | |
| Travelers | Garland Insurance South Inc | 1740 E Edgewood Dr, Lakeland, FL, 33803 | 42.5 | |
| Allstate | Andy Devries | 997 Tamiami Trl N Ste C, Nokomis, FL, 34275 | 38.4 | |
| Allstate | Debbie Bates | 837 Cypress Village Blvd, Ruskin, FL, 33573 | 9.0 | |
| Allstate | Joel Meek | 6168 N Us Highway 41, Apollo Beach, FL, 33572 | 9.6 | |
| State Farm | Stanley Dean | 4017 34th Street S, St Petersburg, FL, 33711-4306 | 10.0 | |
| Travelers | Great Florida Insurance | 1654 Bruce B Downs Blvd Ste B, Wesley Chapel, FL, 33544 | 35.4 | |
| Travelers | Gulf Coast Commercial Insurance | 815-B Cypress Village Blvd, Sun City, FL, 33573 | 9.1 |
Compare Rates for Ruskin, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Hillsborough County, FL | $179,500 | $1,449 | $1,130 | $1,940 | $810 |
| Ruskin, FL | $163,700 | $1,355 | $1,060 | $1,820 | $760 |
| St. Petersburg, FL | $152,300 | $1,016 | $790 | $1,360 | $570 |
| West Lealman, FL | $83,700 | $811 | $630 | $1,090 | $460 |
| North Sarasota, FL | $91,700 | $1,020 | $800 | $1,370 | $570 |
| Indian Shores, FL | $322,100 | $2,506 | $1,950 | $3,360 | $1,410 |
| Kensington Park, FL | $145,800 | $1,386 | $1,080 | $1,860 | $780 |
| Gulf Gate Estates, FL | $167,300 | $1,063 | $830 | $1,430 | $600 |
| Vamo, FL | $203,200 | $962 | $750 | $1,290 | $540 |
| New Port Richey East, FL | $82,300 | $956 | $750 | $1,280 | $530 |
| Pasadena Hills, FL | $157,900 | $1,043 | $810 | $1,400 | $590 |
| Combee Settlement, FL | $53,800 | $639 | $500 | $860 | $360 |
Research Home Insurance Companies Reviews in Ruskin, FL Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 18, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
My deductible was/is $1500. As far as I know, that's competitive with other insurance policies. Last time I actually had to use it, that $1,500 was well worth it.
Farmer's Insurance Home Insurance Reviews
Date: June 14, 2019 Age: 40 to 49 Gender: Married Marital Status: Male
Customer Service
the truth is one of the best insurances that exist, the customer service is excellent and the operator is always available