How Can I Make My White Bear Lake, MN Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in White Bear Lake, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your White Bear Lake, MN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $65,500 | $50,000 | $75,000-$100,000 |
| 2 Bedroom | $157,500 | $130,000 | $175,000-$200,000 |
| 3 Bedroom | $287,000 | $270,000 | $250,000-$300,000 |
| 4 Bedroom | $201,000 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $243,000 | $190,000 | $250,000-$300,000 |
Bundle your White Bear Lake, MN Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$69 | $790 |
| Home and Two Car | -$137 | $721 |
| Home and Three Car | -$215 | $644 |
Choose the Right Deductible for your White Bear Lake, MN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ramsey County | $1,000 | $1,120 | $2,120 | $814 | $1,814 | $306 |
| White Bear Lake, MN | $1,000 | $849 | $1,849 | $617 | $1,617 | $232 |
| Centerville, MN | $200 | $1,302 | $1,502 | $946 | $1,146 | $356 |
| Minneapolis, MN | $2,000 | $1,158 | $3,158 | $841 | $2,841 | $316 |
| Stacy, MN | $500 | $1,028 | $1,528 | $747 | $1,247 | $281 |
| Oxford, MN | $2,000 | $1,311 | $3,311 | $953 | $2,953 | $358 |
| Taylors Falls, MN | $500 | $1,078 | $1,578 | $783 | $1,283 | $295 |
| Stanton, MN | $2,000 | $1,323 | $3,323 | $961 | $2,961 | $362 |
| Hager City, WI | $400 | $660 | $1,060 | $480 | $880 | $180 |
| Helena, MN | $2,500 | $1,634 | $4,134 | $1,188 | $3,688 | $447 |
| Plum City, WI | $200 | $572 | $772 | $416 | $616 | $156 |
| Florence, MN | $1,500 | $1,384 | $2,884 | $1,006 | $2,506 | $378 |
Identify Top Home Insurance Agents near White Bear Lake, MN | Back to Top
| Home Insurance Company White Bear Lake, MN | Homeowners Insurance Agency White Bear Lake, MN | Address | Popularity Score | Distance from White Bear Lake (miles) |
|---|---|---|---|---|
| State Farm | Chad Babcock | 2015 Hillcrest Ave, Saint Paul, MN, 55116-2386 | 13.3 | |
| Travelers | Cox Insurance Associates Inc | 1639 Larpenteur Ave W Falcon Heights, Falcon Heights, MN, 55113 | 9.2 | |
| Travelers | Cox Insurance Associates Inc | 1639 Larpenteur Ave, Falcon Heights, MN, 55113 | 9.2 | |
| State Farm | Amy Brown | 1513 Geneva Avenue N, Oakdale, MN, 55128-4219 | 6.7 | |
| Travelers | Advisornet Property & Casualty | 701 4th Ave S Ste 1500, Minneapolis, MN, 55415 | 13.9 | |
| Liberty Mutual Independent | Maguire Agency | 1970 Oakcrest Ave Ste 300, Roseville, MN, 55113 | 9.0 | |
| Allstate | Richard Hauer | 7876 Hudson Rd, Woodbury, MN, 55125 | 8.8 | |
| State Farm | Dan Peterson | 1292 Helmo Avenue N, Oakdale, MN, 55128 | 7.3 | |
| Farmers | Pat Donnelly | 1410 Energy Park Dr Ste 8, Saint Paul, MN, 55108 | 9.7 | |
| Travelers | Assured Protection Inc | 5671 Geneva Ave N, Oakdale, MN, 55128 | 2.7 |
Compare Rates for White Bear Lake, MN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $850 | $1,680 | $830 |
| Ramsey County, MN | $208,700 | $1,134 | $830 | $1,610 | $780 |
| White Bear Lake, MN | $204,900 | $859 | $620 | $1,180 | $560 |
| Centerville, MN | $242,800 | $1,318 | $940 | $1,880 | $940 |
| Minneapolis, MN | $222,600 | $1,172 | $830 | $1,610 | $780 |
| Stacy, MN | $155,900 | $1,040 | $750 | $1,480 | $730 |
| Oxford, MN | $246,300 | $1,327 | $900 | $1,880 | $980 |
| Taylors Falls, MN | $169,500 | $1,091 | $770 | $1,560 | $790 |
| Stanton, MN | $250,600 | $1,339 | $900 | $1,850 | $950 |
| Hager City, WI | $159,200 | $668 | $450 | $920 | $470 |
| Helena, MN | $352,600 | $1,654 | $1,190 | $2,370 | $1,180 |
| Plum City, WI | $119,200 | $579 | $390 | $830 | $440 |
| Florence, MN | $273,000 | $1,401 | $990 | $1,920 | $930 |
Research Home Insurance Companies Reviews in White Bear Lake, MN Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 08, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
Absolutely could not be better. They are ahead of my needs. I always forget to check in and see if I can adjust my rates for lower premiums, but they do it for me!
Date: March 05, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
I have all good service., I had to call them to add a renter's policy and they were great about it.
AAA Home Insurance Reviews
Date: November 11, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
My home insurance covers the dwelling, medical, it does not cover any flood and or accidentals.