How Can I Make My Waipahu, HI Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Waipahu, HI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Waipahu, HI Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $150,500 | $130,000 | $125,000-$150,000 |
| 2 Bedroom | $378,000 | $310,000 | $400,000-$500,000 |
| 3 Bedroom | $452,000 | $410,000 | $500,000-$600,000 |
| 4 Bedroom | $740,000 | $700,000 | $700,000-$800,000 |
| 5 Bedroom | $1,162,000 | $1,030,000 | More than 10,000,000 |
Estimate your Savings with Home Insurance Discounts in Waipahu, HI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$251 | $1,224 |
| Superior Protection Discount | -$148 | $1,328 |
| Fire & Security Discount | -$118 | $1,357 |
| Hail Resistant Roof Discount | -$44 | $1,431 |
| Newly Constructed Home Discount | -$428 | $1,047 |
Choose the Right Deductible for your Waipahu, HI Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Honolulu County | $2,000 | $1,400 | $3,400 | $1,018 | $3,018 | $383 |
| Waipahu, HI | $1,500 | $1,457 | $2,957 | $1,059 | $2,559 | $398 |
| Ewa Villages, HI | $400 | $1,052 | $1,452 | $764 | $1,164 | $287 |
| Pearl City, HI | $1,000 | $1,400 | $2,400 | $1,017 | $2,017 | $383 |
| Halawa, HI | $100 | $990 | $1,090 | $720 | $820 | $271 |
| Waikane, HI | $1,500 | $1,962 | $3,462 | $1,426 | $2,926 | $536 |
| Heeia, HI | $100 | $2,119 | $2,219 | $1,540 | $1,640 | $579 |
| Waialua, HI | $700 | $993 | $1,693 | $722 | $1,422 | $271 |
| Mokuleia, HI | $500 | $1,614 | $2,114 | $1,173 | $1,673 | $441 |
| Kahuku, HI | $2,500 | $1,541 | $4,041 | $1,120 | $3,620 | $421 |
Identify Top Home Insurance Agents near Waipahu, HI | Back to Top
| Home Insurance Company Waipahu, HI | Homeowners Insurance Agency Waipahu, HI | Address | Popularity Score | Distance from Waipahu (miles) |
|---|---|---|---|---|
| State Farm | Frelynn Kahalehili | 91-902 Fort Weaver Rd Ste 103, Ewa Beach, HI, 96706-2261 | 4.7 | |
| State Farm | Derek Sayegusa | 2851 East Manoa Rd Ste 1-200, Honolulu, HI, 96822-1858 | 13.9 | |
| State Farm | Mark Middleton | 2176 Lauwiliwili St Ste 3, Kapolei, HI, 96707-1882 | 7.0 | |
| State Farm | Jef Saragena | 677 Ala Moana Blvd Ste 310, Honolulu, HI, 96813-5415 | 11.3 | |
| Allstate | Bradley Maruyama | 800 S Beretania St Ste 260, Honolulu, HI, 96813 | 11.7 | |
| State Farm | Kevin Takahashi | 1284 Kalani St Ste 108, Honolulu, HI, 96817-4939 | 9.7 | |
| State Farm | Caleb Yamanaka | 99-080 Kauhale St Ste B5, Aiea, HI, 96701-4116 | 5.1 | |
| State Farm | Doug Kam-Young | 2841 Kaonawai Pl, Honolulu, HI, 96822-1812 | 13.9 | |
| State Farm | Rayna Man | 590 Farrington Hwy Unit 521, Kapolei, HI, 96707-2034 | 5.5 | |
| State Farm | Darin Ono | 2969 Mapunapuna Pl Ste 111, Honolulu, HI, 96819-2000 | 7.8 |
Compare Rates for Waipahu, HI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Hawaii | $563,900 | $1,619 | $1,200 | $2,360 | $1,160 |
| Honolulu County, HI | $626,400 | $1,418 | $1,050 | $2,070 | $1,020 |
| Waipahu, HI | $573,300 | $1,475 | $1,090 | $2,150 | $1,060 |
| Ewa Villages, HI | $495,200 | $1,064 | $790 | $1,550 | $760 |
| Pearl City, HI | $626,300 | $1,417 | $1,050 | $2,070 | $1,020 |
| Halawa, HI | $671,400 | $1,002 | $740 | $1,460 | $720 |
| Waikane, HI | $750,000 | $1,986 | $1,470 | $2,900 | $1,430 |
| Heeia, HI | $843,500 | $2,145 | $1,590 | $3,130 | $1,540 |
| Waialua, HI | $674,400 | $1,005 | $740 | $1,470 | $730 |
| Mokuleia, HI | $570,800 | $1,634 | $1,210 | $2,390 | $1,180 |
| Kahuku, HI | $537,000 | $1,560 | $1,150 | $2,280 | $1,130 |
Research Home Insurance Companies Reviews in Waipahu, HI Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: July 27, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
I am not extremely pleased with my deductible price but it is better than what other insurers were trying to offer me. Hopefully, I wont have to use the insurance at all.
Date: June 02, 2019 Age: Above 60 Gender: Married Marital Status: Female
Premium
My previous is wonderful! It's the best rate I have seen anywhere, and I'm one to shop around frequently.
Liberty Mutual Home Insurance Reviews
Date: August 10, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I am ok with my insurance company. I like that they offer a 12 month policy.