How Can I Make My Holyoke, MA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Holyoke, MA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Holyoke, MA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $142,000 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $194,000 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $274,000 | $220,000 | $300,000-$350,000 |
| 5 Bedroom | $193,000 | $160,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Holyoke, MA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$167 | $710 |
| Superior Protection Discount | -$88 | $789 |
| Fire & Security Discount | -$88 | $789 |
| Hail Resistant Roof Discount | -$26 | $850 |
| Newly Constructed Home Discount | -$202 | $675 |
Choose the Right Deductible for your Holyoke, MA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hampden County | $2,000 | $899 | $2,899 | $653 | $2,653 | $246 |
| Holyoke, MA | $1,500 | $866 | $2,366 | $629 | $2,129 | $237 |
| Sunderland, MA | $300 | $1,148 | $1,448 | $834 | $1,134 | $314 |
| Hawley, MA | $700 | $1,002 | $1,702 | $728 | $1,428 | $274 |
| Berkshire County, MA | $300 | $910 | $1,210 | $661 | $961 | $249 |
| Oakham, MA | $1,000 | $1,136 | $2,136 | $826 | $1,826 | $311 |
| Burlington, CT | $300 | $967 | $1,267 | $702 | $1,002 | $264 |
| Paxton, MA | $1,000 | $1,195 | $2,195 | $869 | $1,869 | $327 |
| Putnam, CT | $300 | $826 | $1,126 | $600 | $900 | $226 |
| Warren, CT | $2,500 | $1,510 | $4,010 | $1,097 | $3,597 | $413 |
| Wauregan, CT | $100 | $936 | $1,036 | $680 | $780 | $256 |
| Dummerston, VT | $2,000 | $782 | $2,782 | $569 | $2,569 | $214 |
Identify Top Home Insurance Agents near Holyoke, MA | Back to Top
| Home Insurance Company Holyoke, MA | Homeowners Insurance Agency Holyoke, MA | Address | Popularity Score | Distance from Holyoke (miles) |
|---|---|---|---|---|
| Travelers | Mancuso-Nowak Insurance Agency | Joe Mancuso 252 Boston Turnpike, Shrewsbury, MA, 1545 | 47.7 | |
| Liberty Mutual Independent | Wiersma Insurance | 781 Main St, Whitinsville, MA, 1588 | 49.3 | |
| Travelers | Babineau Insurance Agency | 546 Electric Avenue, Fitchburg, MA, 1420 | 48.9 | |
| Travelers | New Worcester Insurance Agency | 687 Main Street, Worcester, MA, 1610 | 43.0 | |
| Travelers | A & P Insurance Agency Inc | 273 Southwest Cutoff, Worcester, MA, 1604 | 45.3 | |
| Travelers | Goodworks Insurance | 708 Park Ave, Worcester, MA, 1603 | 41.4 | |
| Allstate | Therich Besong | 455 Lincoln St, Worcester, MA, 1605 | 44.6 | |
| Travelers | Mayes Insurance | 1102 State St, Springfield, MA, 1109 | 8.1 | |
| Travelers | Centennial Ins Agency Inc | 863 Montgomery St, Chicopee, MA, 1013 | 3.3 | |
| Liberty Mutual Independent | Gaudreau Group Ins Agcy Inc | 2377 Boston Rd, Wilbraham, MA, 1095 | 10.5 |
Compare Rates for Holyoke, MA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $970 | $1,930 | $960 |
| Hampden County, MA | $198,500 | $910 | $650 | $1,260 | $610 |
| Holyoke, MA | $182,700 | $876 | $590 | $1,240 | $650 |
| Sunderland, MA | $282,000 | $1,162 | $800 | $1,620 | $820 |
| Hawley, MA | $226,700 | $1,014 | $740 | $1,400 | $660 |
| Berkshire County, MA | $203,300 | $921 | $670 | $1,310 | $640 |
| Oakham, MA | $278,200 | $1,150 | $830 | $1,590 | $760 |
| Burlington, CT | $316,200 | $978 | $670 | $1,380 | $710 |
| Paxton, MA | $297,600 | $1,210 | $830 | $1,710 | $880 |
| Putnam, CT | $183,000 | $836 | $560 | $1,150 | $590 |
| Warren, CT | $368,500 | $1,528 | $1,020 | $2,170 | $1,150 |
| Wauregan, CT | $169,300 | $947 | $670 | $1,320 | $650 |
| Dummerston, VT | $226,600 | $792 | $530 | $1,090 | $560 |
Research Home Insurance Companies Reviews in Holyoke, MA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: September 09, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
State Farm offers a great bundling deal for all of my insurance. They make it so easy and inexpensive for me to get everything I need at one low price.
Date: August 17, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I'm extremely satisfied with the customer service provided so far. I had a flood in the house about a year ago and the customer service was just perfect.
Allstate Home Insurance Reviews
Date: June 09, 2019 Age: Above 60 Gender: Unmarried Marital Status: Female
Customer Service
Everyone at my insurance company have always treated me with respect. They are very easy to work with whether it's just making a payment or reporting a loss.