How Can I Make My Oakley, CA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Oakley, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Oakley, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $85,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $131,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $264,500 | $240,000 | $250,000-$300,000 |
| 4 Bedroom | $278,500 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $228,500 | $190,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Oakley, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $768 |
| Superior Protection Discount | -$90 | $813 |
| Fire & Security Discount | -$99 | $804 |
| Hail Resistant Roof Discount | -$18 | $885 |
| Newly Constructed Home Discount | -$208 | $696 |
Choose your Oakley, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,344 |
| Hail Damage | $4,853 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $17,054 |
Identify Top Home Insurance Agents near Oakley, CA | Back to Top
| Home Insurance Company Oakley, CA | Homeowners Insurance Agency Oakley, CA | Address | Popularity Score | Distance from Oakley (miles) |
|---|---|---|---|---|
| State Farm | Joanne Bryant | 2570 S R Valley Blvd # A201, San Ramon, CA, 94583-1637 | 22.8 | |
| State Farm | Richard Pagano | 2317 Buchanan Rd Ste B, Antioch, CA, 94509-4403 | 8.1 | |
| State Farm | Joline Banks | 313 Lennon Ln Ste 200, Walnut Creek, CA, 94598-2461 | 19.0 | |
| State Farm | Aj Abdelkhalek | 775 E El Camino Real, Sunnyvale, CA, 94087-2976 | 47.4 | |
| State Farm | Andrew Kolasa | 1104 Buchanan Rd Ste A1, Antioch, CA, 94509-4214 | 7.2 | |
| State Farm | John De Leuze | 3730 Mt Diablo Blvd Ste 310, Lafayette, CA, 94549-3636 | 25.2 | |
| Travelers | Brick Insurance Agency | 2975 Treat Blvd Suite D-2, Concord, CA, 94518 | 18.7 | |
| Farmers | Rosie Mendoza | 303 Hemlock Ave, Redwood City, CA, 94061 | 46.2 | |
| Travelers | Insurance By Castle Agency | 643 Bair Island Rd Ste 200, Redwood City, CA, 94063 | 45.1 | |
| State Farm | Kwon Lee | 1251 Monument Blvd Ste 200, Concord, CA, 94520-4450 | 19.8 |
Compare Rates for Oakley, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Contra Costa County, CA | $522,300 | $1,402 | $1,040 | $1,910 | $870 |
| Oakley, CA | $356,000 | $903 | $670 | $1,230 | $560 |
| San Miguel, CA | $1,034,400 | $2,606 | $1,930 | $3,540 | $1,610 |
| Oakland, CA | $581,100 | $1,527 | $1,130 | $2,080 | $950 |
| Lemon Hill, CA | $126,600 | $967 | $720 | $1,310 | $590 |
| Fruitridge Pocket, CA | $164,100 | $604 | $450 | $820 | $370 |
| Del Rio, CA | $863,800 | $2,299 | $1,700 | $3,130 | $1,430 |
| San Rafael, CA | $818,300 | $1,492 | $1,100 | $2,030 | $930 |
| East Yolo, CA | $304,900 | $814 | $600 | $1,110 | $510 |
| Alto, CA | $1,701,900 | $566 | $420 | $770 | $350 |
| Rio Linda, CA | $223,700 | $634 | $470 | $860 | $390 |
Research Home Insurance Companies Reviews in Oakley, CA Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: August 11, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
It's been a pleasant experience so far. I came from liberty mutual but after my car insurance and home owners insurance raised I began to shop around.
Date: June 10, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Customer Service
I would rate my insurance company' customer service at a 3 as I have had limited interaction with them. They had an issue setting up my coverage last year when I was switching over from a different provider.
Allstate Home Insurance Reviews
Date: July 08, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Customer Service
A standard homeowners policy typically covers many types of unfortunate and unexpected events