How Can I Make My Huntington, IN Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Huntington, IN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Huntington, IN Home Insurance Coverage Levels | Back to Top
| Huntington, IN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E 400 S, W 400 S, W 1200 N-35, N 368 W, William St, W 539 N, W Jefferson St, S Meridian Rd, W High St, W River Rd | $140,000 | $110,000 | $125,000-$150,000 | $109,500 | $100,000 | $75,000-$100,000 |
| W 800 N, W Franklin St, N 032 E, W State Rd 114, Rose Wood Aly, Condit St, 1st St, N Old Fort Wayne Rd, Scott St, Hillside Ave | $137,000 | $120,000 | $100,000-$125,000 | $137,000 | $110,000 | $125,000-$150,000 |
| S 520 E, N 750 W, Posey Hill St, Edwin St, Evergreen Rd, E Franklin St, N 800 W Rd, River Rd, Campus, Bellville Ave | $130,000 | $110,000 | $125,000-$150,000 | $105,500 | $90,000 | $100,000-$125,000 |
| W Market St, Brampton Dr, N 894 W, N 362 W, Hampton Ct, Palace Ln, Alston Ct, W John St, S 1000 W, Mulberry St | $105,000 | $100,000 | $75,000-$100,000 | $61,000 | $50,000 | $50,000-$75,000 |
| E High St, Hosler Rd, 041 W, S Main St, E Park Dr, E 50 N, 045 W, Meadow Pass, Co Rd 306 W, N 700 W | $144,000 | $130,000 | $125,000-$150,000 | $100,500 | $80,000 | $75,000-$100,000 |
Bundle your Huntington, IN Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$59 | $592 |
| Home and Two Car | -$111 | $540 |
| Home and Three Car | -$156 | $494 |
Choose the Right Deductible for your Huntington, IN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Huntington County | $700 | $727 | $1,427 | $529 | $1,229 | $199 |
| Huntington, IN | $700 | $642 | $1,342 | $467 | $1,167 | $176 |
| Wabash County, IN | $100 | $707 | $807 | $514 | $614 | $193 |
| Fowlerton, IN | $2,000 | $627 | $2,627 | $456 | $2,456 | $171 |
| Cedar Creek, IN | $500 | $836 | $1,336 | $607 | $1,107 | $228 |
| Syracuse, IN | $2,500 | $808 | $3,308 | $587 | $3,087 | $221 |
| Auburn, IN | $100 | $641 | $741 | $466 | $566 | $175 |
| Argos, IN | $2,000 | $674 | $2,674 | $490 | $2,490 | $184 |
| Grant, IN | $500 | $681 | $1,181 | $495 | $995 | $186 |
| Blue Creek, OH | $2,500 | $637 | $3,137 | $463 | $2,963 | $174 |
| Smithfield, IN | $500 | $828 | $1,328 | $602 | $1,102 | $226 |
| Haviland, OH | $2,000 | $563 | $2,563 | $409 | $2,409 | $154 |
Identify Top Home Insurance Agents near Huntington, IN | Back to Top
| Home Insurance Company Huntington, IN | Homeowners Insurance Agency Huntington, IN | Address | Popularity Score | Distance from Huntington (miles) |
|---|---|---|---|---|
| State Farm | Kevin Mahan | 2008 N Walnut St, Hartford City, IN, 47348-1364 | 28.7 | |
| Liberty Mutual Independent | The David Spear Agency | 139 E Morse St, Markle, IN, 46770 | 9.9 | |
| State Farm | Lena Massie | 576 Geiger Drive Suite E, Roanoke, IN, 46783-8800 | 9.8 | |
| State Farm | Jake Stroup | 1352 Etna Ave, Huntington, IN, 46750-3638 | 0.8 | |
| State Farm | Patrick Long | 222 Mall Rd, Logansport, IN, 46947-2285 | 42.5 | |
| Liberty Mutual Independent | Inguard | 231 W Canal St, Wabash, IN, 46992 | 16.8 | |
| Travelers | Old National Insurance | 1111 Chestnut Hills Pkwy Fort Wayne, Fort Wayne, IN, 46814 | 18.6 | |
| State Farm | Beth Ebersole | 1420 W Park Dr, Huntington, IN, 46750-8958 | 0.7 | |
| Travelers | Baker Insurance Inc | 234 S Miami Street, Wabash, IN, 46992 | 16.7 | |
| Erie | Mathews Insurance Agency Inc. | 118 W Washington Street, Fairmount, IN, 46928 | 32.0 |
Compare Rates for Huntington, IN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $610 | $1,170 | $560 |
| Huntington County, IN | $102,700 | $736 | $530 | $1,040 | $510 |
| Huntington, IN | $86,500 | $650 | $460 | $920 | $460 |
| Wabash County, IN | $96,700 | $716 | $520 | $990 | $470 |
| Fowlerton, IN | $71,100 | $635 | $430 | $880 | $450 |
| Cedar Creek, IN | $199,100 | $846 | $580 | $1,180 | $600 |
| Syracuse, IN | $120,600 | $818 | $580 | $1,120 | $540 |
| Auburn, IN | $106,400 | $648 | $430 | $900 | $470 |
| Argos, IN | $82,300 | $682 | $470 | $960 | $490 |
| Grant, IN | $84,000 | $689 | $480 | $950 | $470 |
| Blue Creek, OH | $107,600 | $645 | $440 | $890 | $450 |
| Smithfield, IN | $127,200 | $838 | $580 | $1,190 | $610 |
| Haviland, OH | $81,700 | $570 | $420 | $790 | $370 |
Research Home Insurance Companies Reviews in Huntington, IN Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 06, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
My premium is very affordable and it covers more loss than I can possibly imagine having. I do not think my home/related things is worth as much as.
Date: January 23, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
One of the reasons we stuck with State Farm as our home insurance company is because they do no have breed specific rules, which means that they do not knock you for having a certain breed of dog. We no longer have a pit bull but stay with them for this reason and that they have taken care of us for so long.
Date: December 27, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I would give State Farm, at least my branch a 5 due to the fact every time I call for support, I usually get a human person to talk to in a reasonable amount of time. They are always helpful.
Date: December 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
As far as I know they offer about what every one else does, I can honestly say I've never felt the need to shop around. I have been a customer for a very long time.
Allstate Home Insurance Reviews
Date: October 23, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
Their customer service is actually very good. They have people on duty well into the night and early in the mornings as well as on weekends.