How Can I Make My Bridgewater, NJ Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Bridgewater, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Bridgewater, NJ Home Insurance Coverage Levels | Back to Top
| Bridgewater, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Adrian Ter, Roanoke Rd, Garretson Rd, Jamestown Rd, Neskell Dr, Maxwell Ter, Adamsville Rd S, Miller Ave, Old Forge Rd, Blazier Rd | $486,000 | $460,000 | $400,000-$500,000 | $635,000 | $520,000 | $600,000-$700,000 |
| Barrington Dr, Ethel Ct, Leghorn Ave, Krams Trl, Rambler Dr, Whitehead Rd, Janine Way, Mercer St, Spring Run Ln, Wendover Pl | $299,000 | $240,000 | $300,000-$350,000 | $597,500 | $540,000 | $700,000-$800,000 |
| Hughes Rd, Beach Ave, Poplar St, Chimney Rock Rd, Miller Ln, Van Nest Dr, Lee Pl, Federal Dr, Great Hills Rd, John Christian Dr | $324,500 | $270,000 | $350,000-$400,000 | $447,000 | $410,000 | $400,000-$500,000 |
| Buena Pkwy, Garfield Ave, Westbrook Rd, Charlotte Dr, Tullo Rd, Roosevelt St, Locust St, Mountain Top Rd, N Adamsville Rd, Gate Rd | $619,500 | $560,000 | $500,000-$600,000 | $1,106,000 | $950,000 | More than 10,000,000 |
| Gilbride Rd, Linberger Dr, Twin Crook Rd, Riddle Ct, Amsel Ct, Short Hills Rd, Peach Tree Rd, Birch Dr, Decker Ln, Bradley Ln | $446,000 | $380,000 | $500,000-$600,000 | $622,000 | $570,000 | $700,000-$800,000 |
Estimate your Savings with Home Insurance Discounts in Bridgewater, NJ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$274 | $1,168 |
| Superior Protection Discount | -$130 | $1,312 |
| Fire & Security Discount | -$144 | $1,298 |
| Hail Resistant Roof Discount | -$43 | $1,399 |
| Newly Constructed Home Discount | -$418 | $1,024 |
Choose your Bridgewater, NJ Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,440 |
| Hail Damage | $4,759 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,887 |
Identify Top Home Insurance Agents near Bridgewater, NJ | Back to Top
| Home Insurance Company Bridgewater, NJ | Homeowners Insurance Agency Bridgewater, NJ | Address | Popularity Score | Distance from Bridgewater (miles) |
|---|---|---|---|---|
| Allstate | Charles Horta | 2103 Branch Pike Ste 7, Cinnaminson, NJ, 8077 | 46.9 | |
| State Farm | Jean Digrande | 560 Mountain Ave Ste 1, Gillette, NJ, 07933-2027 | 9.2 | |
| Farmers | Peter Forde | 661 Shunpike Rd, Green Village, NJ, 7935 | 13.9 | |
| State Farm | Karen Mojka | 1910 Washington Vly Rd Ste 6, Martinsville, NJ, 08836-2026 | 2.2 | |
| Travelers | E A Boniakowski Agency Inc | 929 N Washington Ave, Green Brook, NJ, 8812 | 7.1 | |
| State Farm | Paul Spera | 255 Old New Brnswk Rd, Piscataway, NJ, 08854-3734 | 7.4 | |
| Allstate | Joseph Marghella | 180 Newark Pompton Tpke, Pequannock, NJ, 7440 | 29.5 | |
| Farmers | Jayme Vinas | 110 4th St, Plainfield, NJ, 7061 | 9.8 | |
| Farmers | Maria Portales | 94 Main St, Woodbridge, NJ, 7095 | 17.3 | |
| Travelers | Dale Group Inc | 30-A Vreeland Road Suite 120, Florham Park, NJ, 7932 | 18.0 |
Compare Rates for Bridgewater, NJ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $720 | $1,500 | $780 |
| Somerset County, NJ | $412,800 | $1,203 | $870 | $1,720 | $850 |
| Bridgewater, NJ | $471,900 | $1,442 | $980 | $2,060 | $1,080 |
| Somerville, NJ | $293,700 | $862 | $620 | $1,230 | $610 |
| South Amboy, NJ | $278,900 | $839 | $610 | $1,190 | $580 |
| Dover, NJ | $262,800 | $815 | $590 | $1,120 | $530 |
| Twin Rivers, NJ | $210,900 | $877 | $600 | $1,240 | $640 |
| Stewartsville, NJ | $173,300 | $800 | $550 | $1,130 | $580 |
| Brooklyn, NY | $623,900 | $854 | $610 | $1,220 | $610 |
| Browns Mills, NJ | $156,800 | $639 | $440 | $890 | $450 |
| Malverne, NY | $441,900 | $1,150 | $820 | $1,590 | $770 |
Research Home Insurance Companies Reviews in Bridgewater, NJ Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: September 17, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
they are very helpful most of the time but wait time to speak with some body is normally very long. it would be better if there was a online chat system instead of just being able to call and speak to a person.
Date: June 14, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Premium
The premium is great, it covers a lot of damages and the deductible is the first $2,000 which is amazing.
New Jersey Manufacturers Insurance Company Home Insurance Reviews
Date: September 20, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I like the NJM customer service because I work with one agent from start to finish. I have his direct number and if he is unavailable he calls me back at his earliest convenience.
Nationwide Home Insurance Reviews
Date: July 04, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I wish they were a bit less but I'm sure that's what everyone wishes. I do get the amount of coverage I would like at a lower cost then I used to so I can't complain too much on that end.