Troy, NY homeowners insurance rate is about $615 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Sherman Ave, Taft Ave, Heyden Rd, Blakley Ct, Woodlawn Ct, Hamilton Ave, Adare Rd, Albert St, Kerry Dr, Brookview Ave | $720 |
| Bal Harbour Ct, Livingston St, Pond Ln, Oil Mill Hill Rd, Conway Ct, N Lake Ave, Pointview Dr, 23rd St, Cloverlawn St, Northern Dr | $790 |
| Taylor Ln, Rankin Ave, Cheryl Ct, Georgian Ct, Reid Ave, Beman Ln, S Lake Ave, Wendell Ave, Joseph Ct, Brunswick Ave | $605 |
| Jackson St, Van Buren St, Van Every St, Vandenburgh Ave, Sullivan St, Campbell Ave, Marvin Ave, Burden Ave, Winslow Ave, Burke St | $591 |
| Kinloch Ave, Kinney St, Belle Ave, Vista Ave, Billings Ave, Pinewoods Ave, Westover Rd, Main Ave, Whitman Ct, Sheldon Ave | $590 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Menands, NY | $204100 | 30 year old | $794 |
| Guilderland, NY | $251500 | 40 year old | $950 |
| Schenectady County, NY | $164100 | 50 year old | $677 |
| Niverville, NY | $230500 | Above 50 year old | $919 |
| Rowe, MA | $233300 | New Home | $731 |
| Hebron, NY | $145700 | New Home | $477 |
| Glens Falls, NY | $149100 | New Home | $424 |
| Conesville, NY | $119000 | Above 50 year old | $631 |
| Sharon, NY | $151000 | 30 year old | $656 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $150,000 to $174,999 | $588 | $624 |
| $100,000 to $124,999 | $430 | $455 |
| $250,000 to $299,999 | $1,331 | $1,411 |
| $500,000 to $749,999 | $2,713 | $2,876 |
| $750,000 to $999,999 | $3,137 | $3,325 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Menands, NY | $773 | $561 |
| Guilderland, NY | $914 | $664 |
| Schenectady County, NY | $644 | $468 |
| Niverville, NY | $866 | $630 |
| Rowe, MA | $1,018 | $740 |
| Hebron, NY | $628 | $457 |
| Glens Falls, NY | $590 | $429 |
| Conesville, NY | $595 | $432 |
| Sharon, NY | $638 | $464 |
| Coverage Value | Average Troy, NY Homeowners Insurance ($) |
|---|---|
| $150,000 to $174,999 | $588 |
| $1500,000 to $2000,000 | $3,709 |
| $250,000 to $299,999 | $1,331 |
| $100,000 to $124,999 | $430 |
| $200,000 to $249,999 | $869 |