What Makes Your Troy, NY Home Insurance Cheap or Expensive

Troy, NY homeowners insurance rate is about $95-$29,040 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Troy, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Sherman Ave, Taft Ave, Heyden Rd, Blakley Ct, Woodlawn Ct, Hamilton Ave, Adare Rd, Albert St, Kerry Dr, Brookview Ave 7,080
Bal Harbour Ct, Livingston St, Pond Ln, Oil Mill Hill Rd, Conway Ct, N Lake Ave, Pointview Dr, 23rd St, Cloverlawn St, Northern Dr 29,040
Taylor Ln, Rankin Ave, Cheryl Ct, Georgian Ct, Reid Ave, Beman Ln, S Lake Ave, Wendell Ave, Joseph Ct, Brunswick Ave 4,080
Jackson St, Van Buren St, Van Every St, Vandenburgh Ave, Sullivan St, Campbell Ave, Marvin Ave, Burden Ave, Winslow Ave, Burke St 5,160
Kinloch Ave, Kinney St, Belle Ave, Vista Ave, Billings Ave, Pinewoods Ave, Westover Rd, Main Ave, Whitman Ct, Sheldon Ave 1,920

Cost of Troy, NY Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Menands, NY 1981 235,400 922
Guilderland, NY 1995 248,000 894
Schenectady County, NY 2001 166,600 733
Niverville, NY 1990 228,800 891
Rowe, MA 2000 230,900 744

Cost of Home insurance with Deductible Scenarios in Troy, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
156,400 660 560

Troy, NY Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Troy, NY Homeowners Insurance ($)
Less than $50,000 481 6.0 95
Less than $200,000 782 10.0 758
Less than $300,000 290 3.0 1,110
More than $300,000 182 2.0 1,414
Less than $100,000 162 2.0 208

Troy, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$150000-$175000 731 776

Troy, NY Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
147,500 120,000 1,101 888 213

How can I Make My Troy, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Troy, NY