8 Ways to Get Discounts on Homeowners Insurance in Hopkinsville, KY

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Fire Resistive Construction Home Insurance Discount in Hopkinsville, KY | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 813
Brick Veneer -41 772
Masonry -41 772
Superior -81 732

Hopkinsville, KY Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -106 707
One Claim +49 862
Two Claims +97 910

Hopkinsville, KY Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
813 -106 707

Top Discounts for Homeowners Insurance in Hopkinsville, KY | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -187 626
Home nearby Fire Station -25 788
Home nearby Police Station -8 805
[['Stone Coated Steel', 569.1, 243.89999999999998], ['Metal', 650.4, 162.60000000000002], ['Slate or Tile', 691.05, 121.95000000000005], ['Asphalt shingles', 731.7, 81.29999999999995], ['Wood', 'No Discounts', 813.0]]

Hopkinsville, KY Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -244 569
Metal -163 650
Slate or Tile -122 691
Asphalt shingles -81 732
Wood No Discounts 813

Hopkinsville, KY Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-89 723
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-81 732
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-114 699
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-89 723
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-49 764
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-73 740
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-33 780

Hopkinsville, KY Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
813 -25 788

Hopkinsville, KY Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -73 740
Home + Two Car -138 675
Home + Three Car -203 610

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