8 Ways to Get Discounts on Homeowners Insurance in Madison County, KY

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Fire Resistive Construction Home Insurance Discount in Madison County, KY | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 924
Brick Veneer -47 877
Masonry -47 877
Superior -84 840

Madison County, KY Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -130 794
One Claim +55 979
Two Claims +120 1,044

Madison County, KY Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
924 -120 804

Top Discounts for Homeowners Insurance in Madison County, KY | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -268 656
Home nearby Fire Station -28 896
Home nearby Police Station -10 914
[['Stone Coated Steel', 646.8, 277.20000000000005], ['Metal', 739.2, 184.79999999999995], ['Slate or Tile', 785.4, 138.60000000000002], ['Asphalt shingles', 831.6, 92.39999999999998], ['Wood', 'No Discounts', 924.0]]

Madison County, KY Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -277 647
Metal -185 739
Slate or Tile -139 785
Asphalt shingles -92 832
Wood No Discounts 924

Madison County, KY Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-111 813
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-102 822
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-74 850
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-92 831
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-55 868
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-83 840
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-37 887

Madison County, KY Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
924 -28 896

Madison County, KY Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -83 840
Home + Two Car -148 776
Home + Three Car -222 702

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