How Can I Make My Woonsocket, RI Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Woonsocket, RI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Woonsocket, RI Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $109,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $219,000 | $190,000 | $175,000-$200,000 |
| 4 Bedroom | $325,500 | $280,000 | $300,000-$350,000 |
| 5 Bedroom | $366,500 | $340,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Woonsocket, RI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$182 | $777 |
| Superior Protection Discount | -$96 | $863 |
| Fire & Security Discount | -$67 | $892 |
| Hail Resistant Roof Discount | -$29 | $930 |
| Newly Constructed Home Discount | -$269 | $691 |
Choose the Right Deductible for your Woonsocket, RI Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Providence County | $1,000 | $1,120 | $2,120 | $814 | $1,814 | $306 |
| Woonsocket, RI | $700 | $948 | $1,648 | $689 | $1,389 | $259 |
| Blackstone, MA | $100 | $787 | $887 | $572 | $672 | $215 |
| Cordaville, MA | $2,000 | $2,207 | $4,207 | $1,604 | $3,604 | $603 |
| Avon, MA | $400 | $1,187 | $1,587 | $862 | $1,262 | $324 |
| Hudson, MA | $1,500 | $902 | $2,402 | $655 | $2,155 | $246 |
| Berlin, MA | $200 | $1,511 | $1,711 | $1,098 | $1,298 | $413 |
| Melrose, MA | $1,000 | $1,082 | $2,082 | $787 | $1,787 | $296 |
| South Kingstown, RI | $300 | $1,487 | $1,787 | $1,080 | $1,380 | $406 |
| Reading, MA | $2,500 | $1,123 | $3,623 | $816 | $3,316 | $307 |
| Plymouth, MA | $200 | $1,231 | $1,431 | $894 | $1,094 | $336 |
Identify Top Home Insurance Agents near Woonsocket, RI | Back to Top
| Home Insurance Company Woonsocket, RI | Homeowners Insurance Agency Woonsocket, RI | Address | Popularity Score | Distance from Woonsocket (miles) |
|---|---|---|---|---|
| Nationwide | The Lawrence Agency Inc | 872 Smithfield Ave, Lincoln, RI, 2865 | 9.3 | |
| Allstate | Natalia Furtado | 959 Mineral Spring Ave # 1a, North Providence, RI, 2904 | 10.0 | |
| Travelers | Blais Insurance | 1 Walker Street, Lincoln, RI, 2865 | 8.8 | |
| Travelers | Lamberts Insurance Connection | 1985 Mendon Rd Ste 1, Cumberland, RI, 2864 | 4.8 | |
| Allstate | Kerri A. Lawton | 151 Douglas Pike, Smithfield, RI, 2917 | 8.5 | |
| Allstate | Gary Dusablon | 1396 Mendon Rd, Cumberland, RI, 2864 | 5.8 | |
| Travelers | Auburn Ins & Rlty Co Inc | 1119 Reservoir Ave Ste A, Cranston, RI, 2910 | 16.1 | |
| Travelers | Mercier & Kosinski Ins Inc | 1009 Smithfield Ave, Lincoln, RI, 2865 | 9.1 | |
| Travelers | Blais Insurance | 1 Walker Street Lincoln, Central Falls, RI, 2865 | 8.9 | |
| Nationwide | James M Dolan | 560 Mendon Rd, Cumberland, RI, 02864-6215 | 7.1 |
Compare Rates for Woonsocket, RI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Rhode Island | $242,200 | $1,321 | $900 | $1,860 | $960 |
| Providence County, RI | $214,400 | $1,134 | $830 | $1,600 | $770 |
| Woonsocket, RI | $158,500 | $959 | $700 | $1,310 | $610 |
| Blackstone, MA | $267,800 | $797 | $540 | $1,120 | $580 |
| Cordaville, MA | $531,200 | $2,234 | $1,590 | $3,150 | $1,560 |
| Avon, MA | $294,900 | $1,201 | $800 | $1,720 | $920 |
| Hudson, MA | $319,700 | $913 | $660 | $1,270 | $610 |
| Berlin, MA | $379,600 | $1,529 | $1,020 | $2,190 | $1,170 |
| Melrose, MA | $463,300 | $1,095 | $740 | $1,520 | $780 |
| South Kingstown, RI | $344,000 | $1,505 | $1,080 | $2,150 | $1,070 |
| Reading, MA | $491,200 | $1,137 | $830 | $1,610 | $780 |
| Plymouth, MA | $346,300 | $1,246 | $910 | $1,780 | $870 |
Research Home Insurance Companies Reviews in Woonsocket, RI Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: August 22, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
The premium is a little bit more expensive than some of the lesser known brands and the deductible is what one would typically expect.
Date: July 20, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I have State Farm Insurance.We have a local office and they are great to help you over the phone. They are always willing to help and answer any questions.
Allstate Home Insurance Reviews
Date: June 08, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Premium
To make the most of the money you invest in insurance is essential ... high is the lower deductible is the payment of premiums for an insurance policy.
Travelers Home Insurance Reviews
Date: October 07, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Customer Service
As far as customer service, they have always been polite and responsive. There have been no issues with customer service.