How Can I Make My Selma, AL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Selma, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Selma, AL Home Insurance Coverage Levels | Back to Top
| Selma, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Eugene Ave, Co Rd 525, Arsenal Pl, Co Rd 308, Young St, Co Rd 264, Tanglewood Dr, Birkshire Rd, Co Rd 509, Thomas Dr | $104,500 | $90,000 | $100,000-$125,000 | $81,500 | $70,000 | $75,000-$100,000 |
| Co Rd 533, Dallas County 824, Kayser St, Selma Ave, Co Rd 536, Cades Cove Rd, Buckeye Ave, Dallas County 16, E Chambliss Dr, Osage Rd | $127,000 | $110,000 | $150,000-$175,000 | $71,500 | $70,000 | $75,000-$100,000 |
| Co Rd 297, Co Rd 940, Watt Ave, Moores Ferry Rd, Co Rd 830, Pettus St, Co Rd 37, Co Rd 215, Young St, Co Rd 220 | $56,500 | $50,000 | $50,000-$75,000 | $57,500 | $50,000 | $25,000-$50,000 |
| Co Rd 81, Shelly Ave, Chisolm Dr, Division St, Baldwin Dr, Berry Rd, Cannon Dr, Sherwood Dr, Co Rd 946, Co Rd 53 | $152,500 | $120,000 | $125,000-$150,000 | $84,000 | $70,000 | $75,000-$100,000 |
| Dallas County 531, Co Rd 28, Mulberry Rd, Co Rd 248, Riverview Ave, Fairview Rd, Woodbine St, Dallas County 44, Co Rd 265, Pine Forest Cir | $84,500 | $70,000 | $75,000-$100,000 | $71,000 | $60,000 | $50,000-$75,000 |
Estimate your Savings with Home Insurance Discounts in Selma, AL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$133 | $753 |
| Superior Protection Discount | -$80 | $806 |
| Fire & Security Discount | -$89 | $797 |
| Hail Resistant Roof Discount | -$18 | $868 |
| Newly Constructed Home Discount | -$177 | $709 |
Choose the Right Deductible for your Selma, AL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dallas County | $1,500 | $828 | $2,328 | $602 | $2,102 | $226 |
| Selma, AL | $2,000 | $875 | $2,875 | $636 | $2,636 | $239 |
| Isabella-Pletcher, AL | $400 | $887 | $1,287 | $645 | $1,045 | $242 |
| Prattville, AL | $1,000 | $1,183 | $2,183 | $860 | $1,860 | $323 |
| Mosses, AL | $200 | $719 | $919 | $523 | $723 | $197 |
| Thomaston, AL | $500 | $799 | $1,299 | $581 | $1,081 | $218 |
| Coosada, AL | $1,500 | $1,266 | $2,766 | $920 | $2,420 | $346 |
| Yellow Bluff, AL | $200 | $862 | $1,062 | $626 | $826 | $235 |
| Titus, AL | $1,500 | $1,291 | $2,791 | $938 | $2,438 | $353 |
| Vance, AL | $300 | $1,168 | $1,468 | $849 | $1,149 | $319 |
| Linden, AL | $700 | $676 | $1,376 | $491 | $1,191 | $185 |
Identify Top Home Insurance Agents near Selma, AL | Back to Top
| Home Insurance Company Selma, AL | Homeowners Insurance Agency Selma, AL | Address | Popularity Score | Distance from Selma (miles) |
|---|---|---|---|---|
| Travelers | The Morris Agency Inc | 1003 Broad St, Selma, AL, 36701 | 5.5 | |
| Travelers | The Morris Agency Inc | 1003 Broad St, Selma, AL, 36701 | 5.5 | |
| State Farm | Jami Noe | 56 Marketplace Cir Ste B, Calera, AL, 35040-8207 | 48.0 | |
| Travelers | Shubert & Associates | 100 Carrington Ln, Calera, AL, 35040 | 48.0 | |
| Allstate | Christin Millard | 62 Church St, Jemison, AL, 35085 | 35.5 | |
| State Farm | Charles Smith | 2135 Taylor Rd, Montgomery, AL, 36117-3422 | 49.3 | |
| Travelers | Davis & Davis Insurance Agency Inc | 401 6th St N, Clanton, AL, 35046 | 32.3 | |
| Travelers | Shubert & Associates | 100 Carrington Ln, Calera, AL, 35040 | 48.0 | |
| State Farm | Stefan Slade | 7742 Atlanta Hwy, Montgomery, AL, 36117-4241 | 49.8 | |
| Allstate | Joseph Harris | 7895 Highway 119 Ste 11, Alabaster, AL, 35007 | 49.4 |
Compare Rates for Selma, AL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $840 | $1,600 | $760 |
| Dallas County, AL | $80,800 | $838 | $600 | $1,200 | $600 |
| Selma, AL | $89,700 | $886 | $640 | $1,260 | $620 |
| Isabella-Pletcher, AL | $85,900 | $898 | $600 | $1,250 | $650 |
| Prattville, AL | $157,900 | $1,198 | $830 | $1,690 | $860 |
| Mosses, AL | $62,200 | $728 | $520 | $1,010 | $490 |
| Thomaston, AL | $73,100 | $809 | $540 | $1,140 | $600 |
| Coosada, AL | $156,300 | $1,281 | $910 | $1,750 | $840 |
| Yellow Bluff, AL | $82,000 | $872 | $600 | $1,230 | $630 |
| Titus, AL | $162,500 | $1,307 | $890 | $1,860 | $970 |
| Vance, AL | $135,000 | $1,182 | $800 | $1,630 | $830 |
| Linden, AL | $73,800 | $684 | $470 | $940 | $470 |
Research Home Insurance Companies Reviews in Selma, AL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: September 16, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
Allstate has always been helpful when it comes to all my insurances through their company and they explain everything I need to know about my coverage. Their customer service is has always seemed great.
Travelers Home Insurance Reviews
Date: October 07, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
At first my experience with this insurance company was not so good because of some complications i had before on financial situations.
Progressive Home Insurance Reviews
Date: July 25, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
I haven't had to deal with customer service directly but the company website is easy to use and I feel comfortable reaching out when I need to