How Can I Make My Sidney, OH Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Sidney, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Sidney, OH Home Insurance Coverage Levels | Back to Top
| Sidney, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Twp Hwy 135, N Miami Ave, Bridlewood Dr, Campbell Rd, Rauth St, Co Hwy 145, Co Hwy 16, Twp Hwy 85, Chestnut Ave, W Russell Rd | $123,500 | $110,000 | $125,000-$150,000 | $85,000 | $70,000 | $75,000-$100,000 |
| S River Rd, Barr Rd, Helen Ct, Rees Dr, New St, State Rte 589, Norwood Dr, Co Hwy 112, Twp Hwy 175, Woodhaven Dr | $88,500 | $70,000 | $75,000-$100,000 | $73,000 | $60,000 | $75,000-$100,000 |
| Windsor Park, Winter Ridge Dr, Co Hwy 20, Virginia Ave, E Russell Rd, Old English Ct, Merri Ln, Hughes Rd, Co Hwy 220, Wright Puthoff Rd | $169,000 | $150,000 | $175,000-$200,000 | $101,000 | $100,000 | $100,000-$125,000 |
| Stangel Rd, Co Hwy 31, Mercury Ct, Stephens Rd, Twp Hwy 191, Sherri Ann Ave, Patterson Halpin Rd, Maple St, Michigan St, Riverside Dr | $106,000 | $90,000 | $75,000-$100,000 | $127,000 | $110,000 | $100,000-$125,000 |
| Co Hwy 78, N Main Ave, Darke Shelby County Line Rd, Pampel Rd, Lockington Kirkwood Rd, Crescent Dr, Co Hwy 132, Redmond Rd, Studevant Rd, Tully Dr | $168,500 | $160,000 | $125,000-$150,000 | $71,000 | $60,000 | $50,000-$75,000 |
Estimate your Savings with Home Insurance Discounts in Sidney, OH | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $510 |
| Superior Protection Discount | -$61 | $547 |
| Fire & Security Discount | -$61 | $547 |
| Hail Resistant Roof Discount | -$12 | $595 |
| Newly Constructed Home Discount | -$152 | $455 |
Choose your Sidney, OH Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,344 |
| Hail Damage | $4,476 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,051 |
Identify Top Home Insurance Agents near Sidney, OH | Back to Top
| Home Insurance Company Sidney, OH | Homeowners Insurance Agency Sidney, OH | Address | Popularity Score | Distance from Sidney (miles) |
|---|---|---|---|---|
| State Farm | Lisa Cano | 2315 W Main St, Troy, OH, 45373-8484 | 16.5 | |
| Erie | Patton Insurance Group | 8704 Highmount Dr , Springboro, OH, 45066 | 49.9 | |
| State Farm | Heath Murray | 725 W Market St, Troy, OH, 45373-3003 | 18.2 | |
| Farmers | Larry Nibert | 3 N Franklin St, Richwood, OH, 43344 | 46.9 | |
| State Farm | Jennifer Schaffer | 5216 Springboro Pike, Moraine, OH, 45439-2971 | 41.9 | |
| State Farm | Steve Reed | 8600 N Main St Ste A, Dayton, OH, 45415-1396 | 30.9 | |
| Allstate | Thomas Walter | 1001 S Dorset Rd Ste C, Troy, OH, 45373 | 18.1 | |
| State Farm | Jay Lasky | 201 W Franklin St Ste A, Centerville, OH, 45459-4700 | 45.6 | |
| State Farm | Bob Schweitzer | 920 Wapakoneta Ave Ste A, Sidney, OH, 45365-1410 | 0.7 | |
| State Farm | Bud Hillard | 8380 Dayton Rd, Fairborn, OH, 45324 | 31.6 |
Compare Rates for Sidney, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $520 | $1,000 | $480 |
| Shelby County, OH | $137,800 | $696 | $470 | $990 | $520 |
| Sidney, OH | $110,600 | $607 | $420 | $870 | $450 |
| Shelby County, OH | $137,800 | $696 | $490 | $970 | $480 |
| Loramie, OH | $165,000 | $773 | $530 | $1,090 | $560 |
| Tipp City, OH | $160,700 | $642 | $470 | $880 | $410 |
| Valley Hi, OH | $104,200 | $636 | $460 | $870 | $410 |
| Green Meadows, OH | $106,800 | $643 | $440 | $910 | $470 |
| Ridgeway, OH | $89,600 | $594 | $400 | $840 | $440 |
| Dayton, OH | $66,500 | $801 | $580 | $1,140 | $560 |
| Winchester, IN | $72,400 | $640 | $470 | $890 | $420 |
| Van Wert, OH | $82,600 | $694 | $480 | $960 | $480 |
| Deer Creek, OH | $178,300 | $797 | $530 | $1,140 | $610 |
Research Home Insurance Companies Reviews in Sidney, OH Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: December 09, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
During a storm that caused an electrical surge and fried all of my electrical components, I filed a claim with State Farm. It took almost two years until I received a dime from my insurance. After 20 years of making payments, I could have saved all of that money that I paid them monthly and well compensated myself for any damage.
Date: October 15, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Communication
I like to go to their offices are very professional and very friendly people always ready to answer all my doubts and needs
Allstate Home Insurance Reviews
Date: January 15, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
In terms of what they offer, they are on par with others, but goodluck claiming it if you need to...it's very frustrating. I would rate them 4.
Erie Insurance Home Insurance Reviews
Date: February 22, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
The customer service with Erie has been a quick easy experience. I had questions about our policy and they were answered to my satisfaction.