How Can I Make My Wesley Chapel, FL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Wesley Chapel, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Wesley Chapel, FL Home Insurance Coverage Levels | Back to Top
| Wesley Chapel, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Standing Reed Pl, Rensselaer Dr, Spring Hollow Loop, Overlook Dr, Starry Night St, Addington Pl, Helmsdale Dr, Londonderry la, Apfel Rd, Joiner Ct | $181,000 | $150,000 | $150,000-$175,000 | $256,500 | $240,000 | $200,000-$250,000 |
| Pennecott Way, Co Rd 581, Double Dr, Pomello Trce, Boyette Rd, Beaver Creek Dr, Emory Dr, Kenchester Loop, Lemay Dr, Granite Glen Loop | $112,500 | $100,000 | $125,000-$150,000 | $194,500 | $160,000 | $200,000-$250,000 |
| Pumpkin Ridge Dr, Loury Dr, Redwood Dr, Bermuda Dunes Way, Blue Roan Way, Lynne Dr, Rhodin Pl, Flannery Ct, Aernal Ct, Lady Bug Ln | $247,500 | $220,000 | $250,000-$300,000 | $302,000 | $270,000 | $300,000-$350,000 |
| Siena Dr, Marsalis Pl, Alchester Dr, Goodwick Way, Ravello St, Winged Elm Dr, Blazing Trail Way, Mossbank Dr, Lakerush Ct, Hedgerow Dr | $191,000 | $160,000 | $200,000-$250,000 | $325,500 | $270,000 | $300,000-$350,000 |
| Sunny Slope Ln, Sebastian Dr, Bay Hollow Dr, Rathdown Ln, Ernest Dr, Tinsmith Cir, Copper Ridge Dr, Hollybrook Trl, Canoe Dr, Countryside Pl | $146,500 | $130,000 | $100,000-$125,000 | $186,000 | $160,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Wesley Chapel, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$196 | $1,206 |
| Superior Protection Discount | -$140 | $1,262 |
| Fire & Security Discount | -$126 | $1,276 |
| Hail Resistant Roof Discount | -$28 | $1,374 |
| Newly Constructed Home Discount | -$280 | $1,122 |
Choose the Right Deductible for your Wesley Chapel, FL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pasco County | $1,000 | $1,203 | $2,203 | $874 | $1,874 | $329 |
| Wesley Chapel, FL | $2,500 | $1,385 | $3,885 | $1,007 | $3,507 | $379 |
| Central Pasco, FL | $200 | $957 | $1,157 | $696 | $896 | $262 |
| Zephyrhills West, FL | $700 | $882 | $1,582 | $641 | $1,341 | $241 |
| Plant City, FL | $500 | $1,238 | $1,738 | $900 | $1,400 | $338 |
| South Brooksville, FL | $1,000 | $1,082 | $2,082 | $786 | $1,786 | $296 |
| Palm River-Gibsonton, FL | $400 | $1,213 | $1,613 | $882 | $1,282 | $332 |
| Polk City, FL | $2,000 | $926 | $2,926 | $673 | $2,673 | $253 |
| Inwood, FL | $500 | $750 | $1,250 | $545 | $1,045 | $205 |
| Bay Pines, FL | $700 | $1,548 | $2,248 | $1,125 | $1,825 | $423 |
Identify Top Home Insurance Agents near Wesley Chapel, FL | Back to Top
| Home Insurance Company Wesley Chapel, FL | Homeowners Insurance Agency Wesley Chapel, FL | Address | Popularity Score | Distance from Wesley Chapel (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Adrian Fernandez Insurance Inc | 6115 N Armenia Ave, Tampa, FL, 33604 | 16.9 | |
| Travelers | Foundation Rock Insurance Group Llc | 10014 N Dale Mabry Hwy Ste 101, Tampa, FL, 33618 | 15.7 | |
| State Farm | Joyce Coleman | 8221 Parkedge Dr, Tampa, FL, 33637-1101 | 9.6 | |
| Travelers | Paul James Insurance | 18101 Highwoods Preserve Pkwy Ste 208, Tampa, FL, 33647 | 5.7 | |
| Travelers | Affinity Insurance | 8010 N 56th Street, Tampa, FL, 33617 | 13.3 | |
| Allstate | Joyce Gunter | 28969 Wesley Chapel Blvd, Wesley Chapel, FL, 33543 | 2.5 | |
| Travelers | Hameroff Insurance Agency | 13506 N Rome Ave, Tampa, FL, 33613 | 13.0 | |
| Travelers | Frederick Insurance | 17874 N Us Hwy 41, Lutz, FL, 33549 | 9.8 | |
| Liberty Mutual Independent | Paragon Risk Management Inc | 203 Crystal Grove Blvd Ste 100, Lutz, FL, 33549 | 9.4 | |
| Travelers | Frederick Insurance | 17874 North Us Hwy 41, Lutz, FL, 33549 | 9.3 |
Compare Rates for Wesley Chapel, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Pasco County, FL | $134,300 | $1,217 | $950 | $1,630 | $680 |
| Wesley Chapel, FL | $197,800 | $1,402 | $1,090 | $1,880 | $790 |
| Central Pasco, FL | $205,000 | $969 | $760 | $1,300 | $540 |
| Zephyrhills West, FL | $73,100 | $893 | $700 | $1,200 | $500 |
| Plant City, FL | $146,700 | $1,253 | $980 | $1,680 | $700 |
| South Brooksville, FL | $102,800 | $1,095 | $850 | $1,470 | $620 |
| Palm River-Gibsonton, FL | $122,300 | $1,228 | $960 | $1,650 | $690 |
| Polk City, FL | $79,600 | $937 | $730 | $1,260 | $530 |
| Inwood, FL | $74,700 | $759 | $590 | $1,020 | $430 |
| Bay Pines, FL | $172,900 | $1,567 | $1,220 | $2,100 | $880 |
Research Home Insurance Companies Reviews in Wesley Chapel, FL Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: September 08, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
The deductible policy they are offering is just amazing for the new customers to believe them more and its make us to get some extra bugs for our savings
Date: July 27, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I've had Choice Home Warranty for several years.The agent that took my call was courteous and prompt. She gave me the service company's name & contact number and e-mailed me the information required.
USAA Home Insurance Reviews
Date: October 30, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
I would rate my previous experience as a 4 out of 5. For the most part, my claims have been handled quickly, and I haven't had to argue much over the claim amounts.
Date: August 22, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Overall, the premium and deductible are somewhat higher when compared to others. I think it is $150 a month with a $500 deductible which seems to be fair for the coverage we have
Farmer's Insurance Home Insurance Reviews
Date: June 03, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Female
Customer Service
The customer service is pretty great They seem very concerned with providing all of the necessary information and advice that I may have regarding my policy.